Always have back-up by choosing our data storage devices. Store a selection of documents and data on a DVD, CD or a convenient USB key or back up everything on your computer with an external hard drive. Plus where you go, your data can go with you.
Spread the cost of any new purchase into 3. Make 3 payments, over 3 months, and pay no interest
Take 3 is automatically applied to everything you buy, so you don't need to do anything.
Simply go shopping and add your purchases to your account and we'll work out your
Take 3 payment for you. All you need to do is pay the Take 3 amount shown on your
statement on time and pay no interest.
Available on any purchase, every time you shop
There's no extra cost, none at all
You'll only pay interest if you choose not to complete payment
in 3 monthly instalments
Take 3 is exclusive to very.co.uk
If you decide you want to take a little longer to pay, you can. Just make your minimum payment. Find out more.
Credit provided, subject to status, by Shop Direct Finance Company Limited. Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.
HOME INSURANCE WITH A HOT OFFER!
FREE Dolce Gusto Coffee Machine worth £89.99 with Very Home Insurance (subject to availability).
Offer ends 31/10/18.
New Very Home Insurance customers only. Introduced by Shop Direct Finance Company
Limited. Authorised and regulated by the Financial Conduct Authority. Sales arranged by Direct Group
10% off on ALL fashion, sports and footwear when you spend £100 or more 10NEWYOU
15% off on ALL fashion, sports and footwear when you spend £125 or more 15NEWYOU
20% off on ALL fashion, sports and footwear when you spend £150 or more 20NEWYOU
Each code can be used multiple times and cannot be used in conjunction with any other discount code.
Please note that if you return items from your order, the discount will be reversed if the order value falls
below the minimum required. Offer ends 9am Monday 28th September
Apply to upgrade to a credit account and on your first credit order of £60 or more we’ll give you £30 credit back
to your account.
How to get your offer:
At the checkout click on Apply for upgrade.
Once you have your upgraded account, place an online order spending at least £60, and then enter the code
We will charge the full order value then apply £30 credit back to your account once the order is dispatched.
The code can only be used once, and not at the same time as other offer codes. Pre-order and sale items,
Financial Services products and delivery/ installation charges are excluded from the offer. Please note that if
you return items from the order the credit will be reversed if the order value falls below the minimum required.
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12
months depending on how much you spend. The delayed payment period starts from the date of order (including
pre-ordered items and those not ready for immediate dispatch).
You can choose:
Buy Now Pay Later for 6 months when you spend £50 or more (1 month = 28 days).
Buy Now Pay Later for 9 months when you spend £150 or more (1 month = 28 days).
Buy Now Pay Later for 12 months when you spend £300 or more (12 calendar months).
How is interest calculated?
Interest is calculated daily from date of order, compounded every 28 days and added to your account as a lump
sum at the end of the delayed payment period. This means you will pay interest on interest.
How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this
can be done in one full payment or multiple partial payments.
Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest
charged at the end of the delayed payment period.
Remember if you choose not to pay the cash price before the end of the delayed payment period, any
outstanding balance plus a lump sum of compound interest will be charged to your Very
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay
Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Alternatively, you can
What happens after the delayed payment period?
If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be
charged to your Very account. Any outstanding balance plus the interest will now become payable on your
As the outstanding balance, plus the interest now form part of your payable balance they will attract interest
at your account rate, meaning you will pay interest on interest. This will be included within your
account minimum payment request every 28 days and cannot be repaid using Take 3.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any
What is excluded from Buy Now Pay Later?
The costs for delivery and installation services cannot be placed on Buy Now Pay Later. Buy Now Pay Later
availability is subject to your credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. If you
have a non-Buy Now Pay Later balance on your Very account, you will still need to make at least your minimum
payment as shown on your statement.
Why pay all in one go when you don't have to?
Take 3 is always available on your Very Account for every item you purchase, any time you shop.
You don't need to select Take 3 at checkout, simply add your purchases to your account and we will
automatically calculate your Take 3 payment for you.
All you need to do is pay the Take 3 amount shown on your statement, by the due date and you'll pay no
interest on the items you purchase today.
There's no extra cost, just a handy way of splitting the cost of your purchases.
You can use Take 3 as many times as you want as long as you have the available credit limit on your Very
With Take 3 you can choose to pay less than the Take 3 amount. However, if you do, interest will be charged
at your account rate.
Take 3: 3 payments, 3 months, pay no interest.
*Excludes purchases on Buy Now Pay Later.
Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only. 1 month = 28 days, 12 months = 12 calendar months.
Replacement Guarantee is arranged by Shop Direct Home Shopping Limited. Registered Number 4663281. Registered Office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. The Insurer is London General Insurance Company Limited (LGI). Registered Number: 1865673. Registered Office: Twenty Kingston Road, Kingston Road, Staines-Upon-Thames, Surrey, England, TW18 4LG. LGI is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 202689). Shop Direct Finance Company Limited. Registered Number 4660974. Registered Office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL has been appointed by the Insurer to administer your policy (including processing your premium payments and dealing with cancellations).
Please remember to check if your item is already covered by another insurance policy.
Shop Direct Finance Company will receive a commission from the insurance product provider for the arrangement and administration of your policy.
Terms and conditions apply. Protect – Replace Insurance is arranged by Shop Direct Finance Company Limited. Registered Number 4660974. Registered Office: Aintree Innovation Centre, Park Lane, Netherton, Bootle L30 1SL. Authorised and regulated by the Financial Conduct Authority. Firm Ref: 312190. The Insurer is Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG. Registered Office: Aeulestrasse 60 (2. Stock) 9490 Vaduz, Liechtenstein. Authorised by the Financial Market Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of the Insurer’s regulation by the Financial Conduct Authority and Prudential Regulation Authority are available from the Insurer on request. Firm Ref: 454140. As Shop Direct Finance Company Limited acts as agent for the Insurer, monies paid to (or held by) it in relation to the insurance contract are treated as having been paid to (or held by) the Insurer.