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undefined Switch 2

Nintendo Switch 2

Switch 2

£395.99

undefined Disc Console

Trade in and get up to £210*

Disc Console

Current sale price is From £389

(Save up to £90)

Regular price was From £479

4.6 out of 5 stars

140 reviews

undefined Digital Edition

Trade in and get up to £210*

Digital Edition

Current sale price is From £329

(Save up to £114)

Regular price was From £429

4.6 out of 5 stars

296 reviews

undefined iPhone 13, 128Gb - Midnight

iPhone 13, 128Gb - Midnight

Current sale price is £425

(Save £74)

Regular price was £499

4.8 out of 5 stars

118 reviews

undefined AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

More time to pay with Very Pay

AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

Current sale price is £189

(Save £40)

Regular price was £229

4.6 out of 5 stars

274 reviews

undefined AirPods 4

More time to pay with Very Pay

AirPods 4

£129

4.5 out of 5 stars

71 reviews

undefined Mini 4 Pro More Combo (RC 2)

Mini 4 Pro More Combo (RC 2)

Current sale price is £779

(Save £200)

Regular price was £979

4.5 out of 5 stars

41 reviews

undefined Console – 1TB, Carbon Black with Optional extras

Trade in and get up to £210*

Console – 1TB, Carbon Black with Optional extras

Current sale price is From £499

Regular price was From £479

4.6 out of 5 stars

427 reviews

undefined iPhone 15, 128Gb - Black

Trade in & get up to £560*

iPhone 15, 128Gb - Black

Current sale price is £599

(Save £100)

Regular price was £699

4.7 out of 5 stars

80 reviews

undefined Vivomove Sport Hybrid Smartwatch with Hidden Touchscreen Display

Vivomove Sport Hybrid Smartwatch with Hidden Touchscreen Display

£179.99

3.7 out of 5 stars

184 reviews

undefined Expression 17 Inch Frame Ladies Hybrid Bike

Expression 17 Inch Frame Ladies Hybrid Bike

£249.99

5 out of 5 stars

3 reviews

undefined ID67V9KMB 60cm Wide Double Oven Electric Cooker with Ceramic Hob - Black

ID67V9KMB 60cm Wide Double Oven Electric Cooker with Ceramic Hob - Black

Current sale price is £389

(Save £60)

Regular price was £449

4.3 out of 5 stars

96 reviews

undefined Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

From £52

4.4 out of 5 stars

719 reviews

undefined V10 Absolute Cordless Vacuum Cleaner

V10 Absolute Cordless Vacuum Cleaner

Current sale price is £430

Regular price was £449

4.5 out of 5 stars

535 reviews

undefined Unisex 530 Trainers - White/blue

Unisex 530 Trainers - White/blue

£100

4.7 out of 5 stars

2436 reviews

undefined Foodi Dual Zone 7.6L Air Fryer AF300UK

Foodi Dual Zone 7.6L Air Fryer AF300UK

Current sale price is £149

(Save £50)

Regular price was £199

4.9 out of 5 stars

8253 reviews

undefined Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in beige, grey, ivory, charcoal coloursAvailable in beige, grey, ivory, charcoal coloursAvailable in beige, grey, ivory, charcoal coloursAvailable in beige, grey, ivory, charcoal coloursAvailable in beige, grey, ivory, charcoal colours

Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

From £479

4.3 out of 5 stars

61 reviews

undefined Deep Sleep Pillow Pack - Set of 4 (plus 2 extra FREE!)

Deep Sleep Pillow Pack - Set of 4 (plus 2 extra FREE!)

£40

3.8 out of 5 stars

987 reviews

undefined AirTag

AirTag

Current sale price is From £28

(Save up to £9)

Regular price was From £35

4.7 out of 5 stars

85 reviews

undefined HDE3211BBUK Electric Cooker with Ceramic Hob - Black

HDE3211BBUK Electric Cooker with Ceramic Hob - Black

Current sale price is £379

(Save £120)

Regular price was £499

3.8 out of 5 stars

75 reviews

undefined Cordless Handheld Vacuum Cleaner CH950UKT

Cordless Handheld Vacuum Cleaner CH950UKT

£79

4.6 out of 5 stars

1324 reviews

undefined iPhone 14, 128Gb - Midnight

iPhone 14, 128Gb - Midnight

Current sale price is £495

(Save £104)

Regular price was £599

4.7 out of 5 stars

86 reviews

undefined Hetty Compact Cylinder Vacuum

Numatic International

Hetty Compact Cylinder Vacuum

Current sale price is £129

(Save £30)

Regular price was £159

4.7 out of 5 stars

745 reviews

undefined Store £50 Gift Card (Digital Download)

Store £50 Gift Card (Digital Download)

£50

4.7 out of 5 stars

128 reviews

undefined Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in blue, pink, black coloursAvailable in blue, pink, black coloursAvailable in blue, pink, black coloursAvailable in blue, pink, black coloursAvailable in blue, pink, black colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Current sale price is £149

(Save £30)

Regular price was £179

3.8 out of 5 stars

168 reviews

undefined iPhone 13, 128Gb - Starlight

iPhone 13, 128Gb - Starlight

Current sale price is £425

(Save £74)

Regular price was £499

4.8 out of 5 stars

66 reviews

undefined Henry Pet

Numatic International

Henry Pet

Current sale price is £129

(Save £40)

Regular price was £169

4.7 out of 5 stars

312 reviews

undefined Mario Kart World

Nintendo Switch 2

Mario Kart World

£74.99

undefined MS23K3513AK/EU Solo 23-litre, 800-watt Microwave - Black

MS23K3513AK/EU Solo 23-litre, 800-watt Microwave - Black

Current sale price is £89

(Save £40)

Regular price was £129

4.3 out of 5 stars

97 reviews

undefined DualSense Wireless Controller - Midnight Black

DualSense Wireless Controller - Midnight Black

Current sale price is £49.99

(Save £15)

Regular price was £64.99

4.5 out of 5 stars

87 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.