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undefined Stretch Wide Leg Trouser - Black

V by Very Curve

Stretch Wide Leg Trouser - Black

£20

4.5 out of 5 stars

31 reviews

undefined Mirror Embellished Mini Dress - Cream

Mirror Embellished Mini Dress - Cream

£40

4.5 out of 5 stars

2 reviews

undefined Jersey Basic Maxi Dress - Black

Jersey Basic Maxi Dress - Black

£18

4.6 out of 5 stars

7 reviews

undefined AirPods Max - Midnight

More time to pay with Very Pay

AirPods Max - Midnight

£499

4.9 out of 5 stars

14 reviews

undefined Womens Breaknet Sleek Trainers - White

adidas Sportswear

Womens Breaknet Sleek Trainers - White

Current sale price is £22.50

(Save £22.50)

Regular price was £45

4.7 out of 5 stars

118 reviews

undefined Youth Entrada 22 Training Short - Navy

Youth Entrada 22 Training Short - Navy

Current sale price is £10

(Save £20)

Regular price was £30

4.9 out of 5 stars

602 reviews

undefined Tie Shoulder Jumpsuit - Brown Print

Tie Shoulder Jumpsuit - Brown Print

£22

4.8 out of 5 stars

4 reviews

undefined Womens Essentials Slim T-Shirt - Black

adidas Originals

Womens Essentials Slim T-Shirt - Black

Current sale price is £8

(Save £15)

Regular price was £23

4.8 out of 5 stars

23 reviews

undefined Galaxy Watch7 BT - Galaxy AI - Beige

CLAIM £50 CASHBACK

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in green, beige, silver coloursAvailable in green, beige, silver coloursAvailable in green, beige, silver coloursAvailable in green, beige, silver coloursAvailable in green, beige, silver colours

Galaxy Watch7 BT - Galaxy AI - Beige

Current sale price is From £249

(Save up to £40)

Regular price was From £289

4 out of 5 stars

569 reviews

undefined Womens Campus 00s Trainers - Blue

adidas Originals

Womens Campus 00s Trainers - Blue

Current sale price is £67.50

(Save £22.50)

Regular price was £90

4.8 out of 5 stars

31 reviews

undefined 50A6NTUK, 50-inch, 4K HDR, Smart TV

50A6NTUK, 50-inch, 4K HDR, Smart TV

Current sale price is £249

(Save £250)

Regular price was £499

4.7 out of 5 stars

58 reviews

undefined Crochet Bandeau Midaxi Dress - Yellow

Michelle Keegan

Crochet Bandeau Midaxi Dress - Yellow

£80

4 out of 5 stars

3 reviews

undefined High Waist Mom Jeans With Rips - Mid Wash

High Waist Mom Jeans With Rips - Mid Wash

£35

4 out of 5 stars

2 reviews

undefined Boys 7 Pack Football Trunks - Multi

Boys 7 Pack Football Trunks - Multi

Current sale price is From £8.25

(Save up to £9.75)

Regular price was From £16

4 out of 5 stars

2 reviews

undefined Womens 3-stripes Leggings - Black

adidas Originals

Womens 3-stripes Leggings - Black

Current sale price is £21

(Save £9)

Regular price was £30

4.7 out of 5 stars

43 reviews

undefined Womens Running Arishi V4 Trainers - Landslide

Womens Running Arishi V4 Trainers - Landslide

Current sale price is £40.50

(Save £49.50)

Regular price was £90

4.2 out of 5 stars

45 reviews

undefined Everyday Cotton Stretch 3pk Boxer Brief

Everyday Cotton Stretch 3pk Boxer Brief

Current sale price is £22.25

(Save £9.75)

Regular price was £32

4.7 out of 5 stars

7 reviews

undefined Womens Breaknet Sleek Trainers - Off White/Court Green/Co Black

adidas Sportswear

Womens Breaknet Sleek Trainers - Off White/Court Green/Co Black

Current sale price is £24.75

(Save £20.25)

Regular price was £45

4.7 out of 5 stars

118 reviews

undefined Galaxy S25 Ultra 5G, 256GB with Galaxy AI

Claim Tab A9+ 128GB Worth £259

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver colours

Galaxy S25 Ultra 5G, 256GB with Galaxy AI

Current sale price is From £1249

(Save up to £86.70)

Regular price was From £1249

4.9 out of 5 stars

22264 reviews

undefined The Essential V Neck T-Shirt - Black

The Essential V Neck T-Shirt - Black

£8

4.1 out of 5 stars

19 reviews

undefined Dramatic Floral Duvet Cover Set - Grey Pink

Catherine Lansfield

Dramatic Floral Duvet Cover Set - Grey Pink

Current sale price is From £13

(Save up to £6)

Regular price was From £18

4.2 out of 5 stars

142 reviews

undefined Exclusive 2 Pack Celine Wire Bra - Black/White

Exclusive 2 Pack Celine Wire Bra - Black/White

£30

4.1 out of 5 stars

418 reviews

undefined Pointelle Knit Dropped Waist Midaxi Dress - White

Michelle Keegan

Pointelle Knit Dropped Waist Midaxi Dress - White

£60

4.2 out of 5 stars

10 reviews

undefined Printed Co Ord Beach Trouser - Print

Printed Co Ord Beach Trouser - Print

Current sale price is £11

(Save £11)

Regular price was £22

4.5 out of 5 stars

2 reviews

undefined SpotWash Home Pet-Design Spot Cleaner

SpotWash Home Pet-Design Spot Cleaner

Current sale price is £119

(Save £80)

Regular price was £199

4.6 out of 5 stars

767 reviews

undefined Womens 327 Trainers - Animal Print

Womens 327 Trainers - Animal Print

£110

4.1 out of 5 stars

11 reviews

undefined Square Neck Frill Mixed Print Blouse Co-Ord - Multi

Square Neck Frill Mixed Print Blouse Co-Ord - Multi

£25

4 out of 5 stars

1 review

undefined Mens Predator Pro Fold-Over Tongue Firm Ground Ground Football Boot - Black

Mens Predator Pro Fold-Over Tongue Firm Ground Ground Football Boot - Black

Current sale price is £84

(Save £56)

Regular price was £140

4.5 out of 5 stars

61 reviews

undefined Unisex Infant Advantage Trainers - White

adidas Sportswear

Unisex Infant Advantage Trainers - White

Current sale price is £15

(Save £10)

Regular price was £25

4.7 out of 5 stars

40 reviews

undefined Pro Console & Disc Drive

Pro Console & Disc Drive

Current sale price is £758

(Save £40)

Regular price was £798

4.9 out of 5 stars

39 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.