Philips | Customer Rating 4

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

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Free returns

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Pay later with Very Pay

Free Click & Collect

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 60% off Sale!

Up to 60% off Sale!

Philips, Customer Rating 4

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Results: 1 - 30 (of 73)

Facial Hair Remover 5000 Series for Women, BRR454/00

£24.99

7000 Series Steam Generator Iron

£269

All-in-One 6000 Ironing Solution

£219

Multigroom 9000 Series All-in-One 20-Piece Beard, Hair & Nose Trimmer, + OneBlade Grooming Set 27 Length Settings (0.2- 20 mm), MG9557/15

£129.99

Series 3000 450W Blender

£24

2300 Series Fully Automated Espresso Machine

Current sale price is £349

OneBlade Pro 360 for Face & Body with 20-in-1 Adjustable Comb, Travel Pouch & extra 360 blade - Trim, Edge, Shave, QP6552/30

£89.99

4000 Series Dual Stack Airfryer

£269

Epilator 2000 Series, BRE227/00

£49.99

OneBlade Pro 360 Beard Trimmer for Face & Body with 20-in-1 Adjustable Comb, Travel Pouch & extra 360 blade - Trim, Edge, Shave, QP6542/15

Current sale price is £49.99

OneUp Series 3000 Electric Mop

£99

Multigroom 5000 Series All-in-One 11-Piece Trimmer Shaver and Clipper for Beard, Hair & Nose, 13 Length Settings (0.5-16 mm), MG5941/15

Current sale price is £47.99

Beard Trimmer 5000 Series -Self-sharpening Metal Blades, 40 Lock-in Settings, BeardSense Technology, Hair Collector, Charging Stand, BT5780/15

Current sale price is £49.99

Body Groomer 3000 Series - Triple Protect Shave System, Intimate Trim & Shave, Close and Smooth on Skin, 100% Showerproof, BG3485/15

£49.99

NeoPix 100 White

£79.99

1000 Series 6.2L Airfryer NA130/09

£79

Series 5000 Cordless Nose Trimmer, Ear and Eyebrow Trimmer, NT5650/16

£24.99

Lumea 9900 Series IPL Hair Removal, SenseIQ & SkinAI Technology, 4 Attachments - Body, Face, Bikini, Underarms, Corded & Cordless, BRI951/01

£599.99

Sonicare Cordless Power Flosser 3000 Oral Irrigator Black - HX3826/33

£119.99

Sonicare 3000 Series Sonic Electric Toothbrush White, Pressure Sensor, 3 Intensity Levels, 14-Day Battery, QuadPacer, Rechargeable, HX4031/21

Current sale price is £39.99

OneBlade Pro 360 for Face & Body with 20-in-1 Adjustable Comb, Charging Stand, Travel Case & extra 360 blade - Trim, Edge, Shave, QP6652/30

Current sale price is £79.99

Epilator Series 9000 - Cordless Wet and Dry Electric Epilator, Hair Removal Legs and Body, ProGuide, 6 Accessories, 60 min. Runtime, BRE718/00

£169.99

Sonicare 4000 Series Sonic Electric Toothbrush White, Pressure Sensor, 4 Brushing Settings, 21-Day Battery, QuadPacer, Rechargeable, HX4042/41

Current sale price is £48.99

Lumea 9000 Series, IPL Hair Removal Device, 3 Attachments for Body, Face and Precision Areas, Corded and Cordless Use, BRI955/01

Current sale price is £359.99

Sonicare 4000 Series Sonic Electric Toothbrush Marine Blue, Pressure Sensor, 4 Brushing Settings, 21-Day Battery, Rechargeable, HX4041/48

£89.99

2000 Series Steam Iron

Current sale price is £22

Wet & Dry Electric Shaver Series 5000X - X5006/00