Hotpoint | Customer Rating 4

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off selected Fashion, Sports & Beauty

Up to 40% off selected Fashion, Sports & Beauty

Hotpoint, Customer Rating 4

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Results: 1 - 30 (of 39)

Anti-Stain NSWM946BSUK 9kg Load, 1400 Spin Washing Machine - Black - A Rated

£329

HTE6VDCB1 - Electric Twin Cooker with Multiflow Technology - Black

£449

Anti-Stain NSWM846WUK 8kg Load, 1400 Spin Washing Machine - White - A Rated

Current sale price is £289

HDD6GDC2B1 60cm Dual Fuel Double Cooker with Glass Lid - Black

£549

HDG6GDCW 60cm Gas Double Cooker with Glass Lid - White

£549

HDG6GDCX 60cm Gas Double Cooker with Glass Lid - Stainless Steel

£539

Anti-Stain NSWM946GGUK 9kg Load, 1400 Spin Washing Machine - Graphite - A Rated

£329

DIH 10D IX - Double Oven - Silver

Current sale price is From £359

Anti-Stain NSWM846GGUK 8kg Load, 1400 Spin Washing Machine - Graphite - A Rated

£289

AntiStain H101BANTISTAINUK 10kg Washing Machine with Steam - Black

£339

Anti-Stain NSWM846BSUK 8kg Load, 1400 Spin Washing Machine - Black - A Rated

Current sale price is £289

C HD 93M WWS UK 9KG Heat Pump Tumble Dryer - White

£429

Anti-Stain NSWM946WUK 9kg Load, 1400 Spin Washing Machine - White - A Rated

£329

HTG6GDCB1 60cm Gas Twin Cooker with Glass Lid - Black

£469

HTE5VCW - Electric Twin Cooker - White

£349

HO 255H X UK - Class 2 Single Oven with Multiflow Technology - Silver

From £249

Anti-Stain NSWM7469BSUK 7kg Load, 1400 Spin Washing Machine - Black - A Rated

£290

HPG26592XP4UK Dual No Frost Fridge Freezer with Touch Display - Inox

£769

Anti-Stain NSWM7469WUK 7kg Load, 1400 Spin Washing Machine - White - A Rated

£299

HMD44MXUK Built-in Microwave with Grill - Silver

From £389

HOI68PT1SBUK Class 6 Single Oven with Active Multiflow - Black

From £469

C HSD 82M WW UK 8KG Heat Pump Tumble Dryer - White

Current sale price is £399

DropProtect PHVS61FLTDPK 60cm Cooker Hood - Black

From £349

HPKH1261S4UK Fridge Freezer - Silver

£399

HGS72SBK 73cm Wide Built-in Gas on Glass Hob - Black

Current sale price is From £339

Anti-Stain NSWM7469GGUK 7kg Load, 1400 Spin Washing Machine - Graphite

£299