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ValueLights Struttura Wooden Shelves Floor Lamp with Fabric Shade

+1 colour

Available in black, white, grey, natural coloursAvailable in black, white, grey, natural coloursAvailable in black, white, grey, natural coloursAvailable in black, white, grey, natural coloursAvailable in black, white, grey, natural colours

Struttura Wooden Shelves Floor Lamp with Fabric Shade

Current sale price is From £27

(Save up to £0)

Regular price was From £38

4.7 out of 5 stars

27 reviews

adidas Mens Running Galaxy 7 Trainers - Blue

Mens Running Galaxy 7 Trainers - Blue

Current sale price is £23.75

(Save £21.25)

Regular price was £45

4.7 out of 5 stars

1.4k reviews

Sony WH-CH520 Wireless Bluetooth Headphones

+1 colour

Available in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white colours

WH-CH520 Wireless Bluetooth Headphones

£29

4.6 out of 5 stars

1.1k reviews

The Very Collection 2 Pack Cotton Shorts - Multi

The Very Collection

2 Pack Cotton Shorts - Multi

£25

4.5 out of 5 stars

4 reviews

The Very Collection Linen Blend Wide Leg Trouser - Black

The Very Collection

Linen Blend Wide Leg Trouser - Black

£25

4.7 out of 5 stars

7 reviews

Hot Wheels Hot Wheels® Mega Loop Garage™

Hot Wheels® Mega Loop Garage™

Current sale price is £24.99

(Save £35)

Regular price was £59.99

4 out of 5 stars

1 review

Playstation Store £20 Gift Card (Digital Download)

Buy Digital Games with Me

Store £20 Gift Card (Digital Download)

£20

4.8 out of 5 stars

145 reviews

Silentnight Luxury Hotel Collection Duvet - 10.5 Tog

Luxury Hotel Collection Duvet - 10.5 Tog

Current sale price is From £24

(Save up to £10)

Regular price was From £40

4.8 out of 5 stars

90 reviews

adidas Originals Kids Unisex Campus 00S Trainers - Grey

adidas Originals

Kids Unisex Campus 00S Trainers - Grey

Current sale price is £22

(Save £33)

Regular price was £55

4.9 out of 5 stars

50 reviews

The Very Collection Linen Blend Cropped Trouser - Black

The Very Collection

Linen Blend Cropped Trouser - Black

£20

4.3 out of 5 stars

7 reviews

Havaianas Slim Flip Flop - Sand

Slim Flip Flop - Sand

£22

4.8 out of 5 stars

4 reviews

adidas Sportswear Mens Adilette Aqua Sliders - Black

adidas Sportswear

Mens Adilette Aqua Sliders - Black

£20

4.6 out of 5 stars

8.1k reviews

The Very Collection All Over Printed Maxi Beach Dress - Multi

The Very Collection

All Over Printed Maxi Beach Dress - Multi

Current sale price is £29

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Regular price was £42

4 out of 5 stars

2 reviews

The Very Collection Linen Blend Cropped Trousers - White

The Very Collection

Linen Blend Cropped Trousers - White

£20

4.4 out of 5 stars

7 reviews

adidas Originals Kids Unisex Shorts And T-shrit Set - Beige

adidas Originals

Kids Unisex Shorts And T-shrit Set - Beige

Current sale price is £20

(Save £13)

Regular price was £33

4.5 out of 5 stars

6 reviews

Bluey Patio Set

Patio Set

Current sale price is £24.99

(Save £25)

Regular price was £49.99

4.3 out of 5 stars

11 reviews

adidas Sportswear Kids Unisex Tensaur Sport 3.0 Trainers - Black

adidas Sportswear

Kids Unisex Tensaur Sport 3.0 Trainers - Black

£28

4.9 out of 5 stars

159 reviews

NINJA Professional Stackable Chopper 200W - (NJ1002UKBK)

Professional Stackable Chopper 200W - (NJ1002UKBK)

£29

4.8 out of 5 stars

1.1k reviews

The Very Collection Linen Blend Wide Leg Trouser - White

The Very Collection

Linen Blend Wide Leg Trouser - White

£25

4.6 out of 5 stars

5 reviews

Clearwater Pool Water Treatment Starter Kit

Pool Water Treatment Starter Kit

£27.99

4.7 out of 5 stars

198 reviews

Silentnight So Full Pillow Pack Set of 2 with 2 extra completely FREE! - White

So Full Pillow Pack Set of 2 with 2 extra completely FREE! - White

Current sale price is £22

(Save £11)

Regular price was £33

4.3 out of 5 stars

110 reviews

The Very Collection Houston Blackout Eyelet Curtains

+2 colours+1 colour

Available in natural, green, grey, blue, pink coloursAvailable in natural, green, grey, blue, pink coloursAvailable in natural, green, grey, blue, pink coloursAvailable in natural, green, grey, blue, pink coloursAvailable in natural, green, grey, blue, pink colours

The Very Collection

Houston Blackout Eyelet Curtains

From £25

4.4 out of 5 stars

36 reviews

Benefit Dream Team Bestsellers Gift Set (Worth £64.50)

Dream Team Bestsellers Gift Set (Worth £64.50)

Current sale price is £25

(Save £24)

Regular price was £49

4.2 out of 5 stars

6 reviews

The Very Collection Linen Tailored Wide Leg Co-Ord Trousers - Black

The Very Collection

Linen Tailored Wide Leg Co-Ord Trousers - Black

Current sale price is £20

(Save £10)

Regular price was £30

4 out of 5 stars

3 reviews

adidas Womens Running Runfalcon 5 Trainers - Legend Ink/Cloud White/Black

Womens Running Runfalcon 5 Trainers - Legend Ink/Cloud White/Black

Current sale price is £27

(Save £23)

Regular price was £50

4.8 out of 5 stars

169 reviews

The Very Collection Relaxed Skinny Jean - Mid Wash

The Very Collection

Relaxed Skinny Jean - Mid Wash

£22

4.3 out of 5 stars

42 reviews

Smart Solar Illumina Decor Panels Papyrus

Illumina Decor Panels Papyrus

Current sale price is £20

(Save £5)

Regular price was £25

4 out of 5 stars

12 reviews

Silentnight Ultrabounce Pillows - Buy 4 Get 2 FREE! - 6 Pack - White

Ultrabounce Pillows - Buy 4 Get 2 FREE! - 6 Pack - White

Current sale price is £28

(Save £14)

Regular price was £42

4 out of 5 stars

432 reviews

The Very Collection Sleeveless Textured Tiered Maxi Dress - Red

The Very Collection

Sleeveless Textured Tiered Maxi Dress - Red

Current sale price is £21

(Save £17)

Regular price was £38

4 out of 5 stars

1 review

You Garden Hydrangea 'Runaway Bride' - 14cm Pot

Hydrangea 'Runaway Bride' - 14cm Pot

Current sale price is £20

(Save £5)

Regular price was £25

4 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

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And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.