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undefined Portable 2-in-1 Digital Air Cooler with 3 Speeds, Copper Motor Technology, 65W, 7L, White, BXAC65002GB

Portable 2-in-1 Digital Air Cooler with 3 Speeds, Copper Motor Technology, 65W, 7L, White, BXAC65002GB

Current sale price is £79

(Save £30)

Regular price was £109

3.4 out of 5 stars

124 reviews

undefined 7000BTU Portable Air Conditioner

7000BTU Portable Air Conditioner

Current sale price is £179

(Save £100)

Regular price was £279

3.5 out of 5 stars

23 reviews

undefined Portable 2-in-1 Air Cooler with 3 Speeds, Copper Motor Technology, 65W, 7L, White, BXAC65001GB

Portable 2-in-1 Air Cooler with 3 Speeds, Copper Motor Technology, 65W, 7L, White, BXAC65001GB

Current sale price is £69

(Save £30)

Regular price was £99

3 out of 5 stars

14 reviews

undefined 9000BTU Air Conditioning Unit with WiFi

9000BTU Air Conditioning Unit with WiFi

Current sale price is £229

(Save £100)

Regular price was £329

3.3 out of 5 stars

11 reviews

undefined Chillmax Pure Chill

Chillmax Pure Chill

£39.99

3.7 out of 5 stars

22 reviews

undefined Seren Dining Set

Seren Dining Set

Current sale price is £134.99

(Save £165)

Regular price was £299.99

3.7 out of 5 stars

3 reviews

undefined 8ft Fast Set Pool

8ft Fast Set Pool

Current sale price is £14.99

(Save £35)

Regular price was £49.99

3.8 out of 5 stars

48 reviews

undefined Freestanding Stand Fan

Freestanding Stand Fan

Current sale price is £29

(Save £10)

Regular price was £39

3.8 out of 5 stars

126 reviews

undefined Galaxy A16 5G, 128Gb Storage

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, grey, green coloursAvailable in black, grey, green coloursAvailable in black, grey, green coloursAvailable in black, grey, green coloursAvailable in black, grey, green colours

Galaxy A16 5G, 128Gb Storage

Current sale price is From £169

(Save up to £30)

Regular price was From £199

3.8 out of 5 stars

455 reviews

undefined Priestly Ortho Rolled Mattress - Express Delivery Available

Priestly Ortho Rolled Mattress - Express Delivery Available

Current sale price is From £99

(Save up to £80)

Regular price was From £169

3.7 out of 5 stars

107 reviews

undefined 32-inch Tower Fan with Oscillation

32-inch Tower Fan with Oscillation

£25

3.3 out of 5 stars

24 reviews

undefined Tower Fan with 2 Hour Timer, 3 Speeds, Automatic Oscillation, 30-inch, 40W, Black, BXFT50002GB

Tower Fan with 2 Hour Timer, 3 Speeds, Automatic Oscillation, 30-inch, 40W, Black, BXFT50002GB

Current sale price is £34

(Save £15)

Regular price was £49

3.2 out of 5 stars

37 reviews

undefined Blue Rectangular Family Pool

Blue Rectangular Family Pool

Current sale price is £14.99

(Save £25)

Regular price was £39.99

3.8 out of 5 stars

247 reviews

undefined 3m Parasol Garden Sun Umbrella Banana Hanging Rattan Set Umbrella Cantilever - Cream white

3m Parasol Garden Sun Umbrella Banana Hanging Rattan Set Umbrella Cantilever - Cream white

£89.99

3.4 out of 5 stars

11 reviews

undefined American Charcoal Grill BBQ

American Charcoal Grill BBQ

Current sale price is £113.39

(Save £36.60)

Regular price was £149.99

3.6 out of 5 stars

16 reviews

undefined 44" Freestanding Tower Fan - Black

44" Freestanding Tower Fan - Black

£44

3.8 out of 5 stars

4 reviews

undefined 10ft Fast Set Swimming Pool

10ft Fast Set Swimming Pool

Current sale price is £24.99

(Save £45)

Regular price was £69.99

3.6 out of 5 stars

18 reviews

undefined Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

£179

3.8 out of 5 stars

168 reviews

undefined Arizona Eva Flat Sandal - Gold

Arizona Eva Flat Sandal - Gold

Current sale price is £37.50

(Save £12.50)

Regular price was £50

3 out of 5 stars

5 reviews

undefined Fast Set Pool Cover - 10ft

Fast Set Pool Cover - 10ft

Current sale price is £11.99

(Save £4)

Regular price was £15.99

3.3 out of 5 stars

78 reviews

undefined Odessa Side Lift Up Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white colours

Odessa Side Lift Up Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

From £199

3.9 out of 5 stars

32 reviews

undefined 12ft Fast Set Pool with Filter Pump

12ft Fast Set Pool with Filter Pump

Current sale price is £49.99

(Save £80)

Regular price was £129.99

3.1 out of 5 stars

71 reviews

undefined Vortx Dual Basket Air Fryer 8L - Black

Vortx Dual Basket Air Fryer 8L - Black

Current sale price is £79

(Save £40)

Regular price was £119

3.9 out of 5 stars

590 reviews

undefined Embroidered Hem Denim Shorts - Mid Wash

Embroidered Hem Denim Shorts - Mid Wash

Current sale price is £15.25

(Save £12.75)

Regular price was £28

3 out of 5 stars

1 review

undefined SummerBlock Pool 6.5FT including cupholders

SummerBlock Pool 6.5FT including cupholders

Current sale price is £12.99

(Save £17)

Regular price was £29.99

3.7 out of 5 stars

15 reviews

undefined Cut Out Maxi Dress - Cream

Cut Out Maxi Dress - Cream

Current sale price is £36.75

(Save £9.25)

Regular price was £46

3.7 out of 5 stars

3 reviews

undefined Animal Woven Mix Dress - Print

Animal Woven Mix Dress - Print

Current sale price is £21

(Save £9)

Regular price was £30

3.3 out of 5 stars

3 reviews

undefined Divan - Base Only

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in ebony, slate grey, sandstone coloursAvailable in ebony, slate grey, sandstone coloursAvailable in ebony, slate grey, sandstone coloursAvailable in ebony, slate grey, sandstone coloursAvailable in ebony, slate grey, sandstone colours

Divan - Base Only

Current sale price is From £119

(Save up to £40)

Regular price was From £149

3.8 out of 5 stars

79 reviews

undefined IdeaPad Slim 3 15IAN8 - 15.6in FHD - Intel N100 - 4GB RAM - 128GB SSD - Grey

IdeaPad Slim 3 15IAN8 - 15.6in FHD - Intel N100 - 4GB RAM - 128GB SSD - Grey

Current sale price is From £159

(Save up to £120)

Regular price was From £279

3.6 out of 5 stars

5 reviews

undefined Hawaii Sunlounger

Hawaii Sunlounger

Current sale price is £26.99

(Save £13)

Regular price was £39.99

3.8 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.