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Reflex Active Series 13 Black Smart Watch

Bank Holiday Deal

Series 13 Black Smart Watch

Current sale price is £19.99

(Save £44.96)

Regular price was £64.95

3.5 out of 5 stars

30 reviews

The Love Collection 9 Carat Yellow Gold Half Sovereign Mens Ring

The Love Collection

9 Carat Yellow Gold Half Sovereign Mens Ring

£1699

3.5 out of 5 stars

6 reviews

Virgin Experience Days Classic Spa Day with Treatment for Two at Bannatyne Health Clubs - 39 UK Locations

Virgin Experience Days

Classic Spa Day with Treatment for Two at Bannatyne Health Clubs - 39 UK Locations

£99

3 out of 5 stars

6 reviews

Virgin Experience Days 18 Hole Round of Golf for Two at The Shrigley Hall Hotel, Cheshire

Bank Holiday Deal

Virgin Experience Days

18 Hole Round of Golf for Two at The Shrigley Hall Hotel, Cheshire

Current sale price is £65

(Save £8)

Regular price was £73

3 out of 5 stars

1 review

BOSS Chain For Him Stainless Steel Gents Necklace

Chain For Him Stainless Steel Gents Necklace

£99

3.8 out of 5 stars

8 reviews

Reflex Active Series 15 Smart Calling Watch

Bank Holiday Deal

Series 15 Smart Calling Watch

Current sale price is £25

(Save £34.95)

Regular price was £59.95

3.4 out of 5 stars

19 reviews

Virgin Experience Days One Night Staycation - 10 Options to Choose From

Virgin Experience Days

One Night Staycation - 10 Options to Choose From

£99

3.7 out of 5 stars

3 reviews

Guess Seductive Noir Men Eau de Toilette - 100ml

Bank Holiday Deal

Seductive Noir Men Eau de Toilette - 100ml

Current sale price is £28

(Save £5)

Regular price was £33

3.4 out of 5 stars

5 reviews

BOSS Chain For Him Stainless Steel Gents Bracelet

Chain For Him Stainless Steel Gents Bracelet

£79

3.8 out of 5 stars

10 reviews

Ingersoll 1892 The Baller Automatic Mens Watch with Black Skeleton Dial and Silver Stainless Steel Bracelet - I15002

1892 The Baller Automatic Mens Watch with Black Skeleton Dial and Silver Stainless Steel Bracelet - I15002

Current sale price is £180

(Save £120)

Regular price was £300

3.4 out of 5 stars

5 reviews

Fossil Men's Townsman Automatic, Dark Brown Leather Watch, ME3098

Men's Townsman Automatic, Dark Brown Leather Watch, ME3098

Current sale price is £191

(Save £48)

Regular price was £239

3.5 out of 5 stars

20 reviews

The Love Collection 7mm Tungsten Court Wedding Ring

The Love Collection

7mm Tungsten Court Wedding Ring

Current sale price is £34

(Save £15)

Regular price was £49

3.8 out of 5 stars

56 reviews

Mixed Case of Red Wines

Mixed Case of Red Wines

Current sale price is £60

(Save £2.99)

Regular price was £62.99

3.5 out of 5 stars

13 reviews

Sekonda Mens Active Plus Black Stainless Steel Bracelet Smartwatch

Mens Active Plus Black Stainless Steel Bracelet Smartwatch

£100

3.9 out of 5 stars

7 reviews

The Beer and Bar Snacks Bouquet

The Beer and Bar Snacks Bouquet

£29.99

3.4 out of 5 stars

5 reviews

Emporio Armani Sea Explorer Elite Automatic Stainless Steel Watch

Sea Explorer Elite Automatic Stainless Steel Watch

£439

3.5 out of 5 stars

2 reviews

MOET & CHANDON Brut Imperial Champagne 75cl (Vegan)

Brut Imperial Champagne 75cl (Vegan)

Current sale price is £51.50

(Save £3.49)

Regular price was £54.99

3.1 out of 5 stars

11 reviews

Activity Superstore One Night Escape with Dinner for Two

Bank Holiday Deal

Activity Superstore

One Night Escape with Dinner for Two

Current sale price is £129

(Save £40)

Regular price was £169

3 out of 5 stars

1 review

The Personalised Memento Company Personalised Pen

Bank Holiday Deal

The Personalised Memento Company

Personalised Pen

Current sale price is £26

(Save £6.99)

Regular price was £32.99

3.9 out of 5 stars

165 reviews

Reflex Active Series 38 Black Silicone Strap Sports Smart Calling Watch

Bank Holiday Deal

Series 38 Black Silicone Strap Sports Smart Calling Watch

Current sale price is £40

(Save £9.96)

Regular price was £49.96

3.9 out of 5 stars

10 reviews

Sekonda Mens Green Rubber Strap Analogue Watch

Mens Green Rubber Strap Analogue Watch

Current sale price is £32

(Save £8)

Regular price was £40

3.7 out of 5 stars

3 reviews

Abercrombie & Fitch First Instinct for Men Eau de Toilette 100ml

Bank Holiday Deal

Abercrombie & Fitch

First Instinct for Men Eau de Toilette 100ml

Current sale price is £28

(Save £7)

Regular price was £35

3.9 out of 5 stars

15 reviews

Guess Seductive Red Men Eau de Toilette - 100ml

Bank Holiday Deal

Seductive Red Men Eau de Toilette - 100ml

Current sale price is £28

(Save £5)

Regular price was £33

3.8 out of 5 stars

4 reviews

Deluxe Cadbury Chocolate Bouquet

Deluxe Cadbury Chocolate Bouquet

£35.99

3.4 out of 5 stars

32 reviews

Virgin Experience Days Two Night Glamping Pod Break in Devon

Virgin Experience Days

Two Night Glamping Pod Break in Devon

£134.50

3 out of 5 stars

1 review

Pirate's Grog Spiced Rum Gift Chest

Bank Holiday Deal

Pirate's Grog Spiced Rum Gift Chest

Current sale price is £54.89

(Save £6.10)

Regular price was £60.99

3.8 out of 5 stars

5 reviews

Chain Logo Bracelet

£79

3.3 out of 5 stars

4 reviews

The Personalised Memento Company Personalised Gentleman's Glass With A Miniature Jack Daniel's

The Personalised Memento Company

Personalised Gentleman's Glass With A Miniature Jack Daniel's

£16.99

3.9 out of 5 stars

29 reviews

MenKind Whisky Smoker

Whisky Smoker

£30

3.8 out of 5 stars

5 reviews

Activity Superstore Junior Supercar Taster

Bank Holiday Deal

Activity Superstore

Junior Supercar Taster

Current sale price is £49.99

(Save £20)

Regular price was £69.99

3.8 out of 5 stars

8 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.