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undefined Jersey Wrap Beach Midi Dress - Black

Jersey Wrap Beach Midi Dress - Black

Current sale price is £14

(Save £6)

Regular price was £20

4.6 out of 5 stars

37 reviews

undefined Baby Unisex 5 Pack Short Sleeve Bodysuits - White

Baby Unisex 5 Pack Short Sleeve Bodysuits - White

Current sale price is From £6.40

(Save up to £1.80)

Regular price was From £8

4.9 out of 5 stars

73 reviews

undefined Tie Shoulder Jumpsuit - Black

Tie Shoulder Jumpsuit - Black

Current sale price is £14

(Save £6)

Regular price was £20

4 out of 5 stars

4 reviews

undefined Easy Care Polycotton Extra Deep 28 cm Fitted Sheet

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey colours

Easy Care Polycotton Extra Deep 28 cm Fitted Sheet

Current sale price is From £5

(Save up to £3)

Regular price was From £8

4.7 out of 5 stars

40 reviews

undefined Girls 5 Pack Multi Occasion Ruffle Frill Socks - White

Girls 5 Pack Multi Occasion Ruffle Frill Socks - White

Current sale price is From £4.80

(Save up to £1.40)

Regular price was From £6

4.9 out of 5 stars

17 reviews

undefined Bubble Hem Vest Top - Black

Bubble Hem Vest Top - Black

£10

4.8 out of 5 stars

6 reviews

undefined Youth Entrada 22 Training Short - Navy

Youth Entrada 22 Training Short - Navy

Current sale price is £8

(Save £22)

Regular price was £30

4.9 out of 5 stars

600 reviews

undefined Easy Care Polycotton 25 cm Fitted Sheet

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white colours

Easy Care Polycotton 25 cm Fitted Sheet

Current sale price is From £5

(Save up to £2)

Regular price was From £6

4.5 out of 5 stars

52 reviews

undefined Sea Embroidered Co Ord Beach Shorts - Cream

Sea Embroidered Co Ord Beach Shorts - Cream

£25

4.5 out of 5 stars

2 reviews

undefined Double Stack XL 2-Level Air Fryer with Smart Cook System 9.5L SL451UK

Double Stack XL 2-Level Air Fryer with Smart Cook System 9.5L SL451UK

Current sale price is £199

(Save £90)

Regular price was £289

4.7 out of 5 stars

43 reviews

undefined Printed Trouser Co-ord - Multi

Printed Trouser Co-ord - Multi

£30

4.6 out of 5 stars

5 reviews

undefined The Essential Oversized Zip Through Hoodie - Grey

The Essential Oversized Zip Through Hoodie - Grey

Current sale price is £17.60

(Save £4.40)

Regular price was £22

4.7 out of 5 stars

25 reviews

undefined Women's Breaknet Sleek Suede Trainer - Navy/Pink

adidas Sportswear

Women's Breaknet Sleek Suede Trainer - Navy/Pink

Current sale price is £40

(Save £10)

Regular price was £50

4.7 out of 5 stars

128 reviews

undefined Pleat Top Wide Jeans - Mid Wash

Pleat Top Wide Jeans - Mid Wash

Current sale price is £28

(Save £7)

Regular price was £35

4.5 out of 5 stars

2 reviews

undefined iPhone 16, 128Gb - Pink

Trade in & get up to £560*

iPhone 16, 128Gb - Pink

Current sale price is From £699

(Save up to £100)

Regular price was From £799

4.8 out of 5 stars

13 reviews

undefined Trunk (3 Pack) - Black

Trunk (3 Pack) - Black

Current sale price is £12.80

(Save £3.20)

Regular price was £16

4.5 out of 5 stars

30 reviews

undefined Pointelle Knit Dropped Waist Midaxi Dress - Black

Michelle Keegan

Pointelle Knit Dropped Waist Midaxi Dress - Black

Current sale price is £48

(Save £12)

Regular price was £60

4.7 out of 5 stars

3 reviews

undefined Tailored Buttoned Crop Top - Blue

Michelle Keegan

Tailored Buttoned Crop Top - Blue

Current sale price is £12

(Save £18)

Regular price was £30

4 out of 5 stars

1 review

undefined Shape Enhancing Twist Swimsuit - Navy

Shape Enhancing Twist Swimsuit - Navy

Current sale price is £17.50

(Save £7.50)

Regular price was £25

4 out of 5 stars

5 reviews

undefined Tassimo Style Coffee Machine with 2 Pack of Tassimo Discs

Tassimo Style Coffee Machine with 2 Pack of Tassimo Discs

Current sale price is £37

(Save £80)

Regular price was £117

4.5 out of 5 stars

24 reviews

undefined Men's Classic Clog Sandal - Blue

Men's Classic Clog Sandal - Blue

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

13820 reviews

undefined Cropped Linen Blend Trousers - Black

Cropped Linen Blend Trousers - Black

£20

4.3 out of 5 stars

9 reviews

undefined Non-Iron 180 Thread Count Pillowcase Pair

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural colours

Non-Iron 180 Thread Count Pillowcase Pair

Current sale price is £5

(Save £1)

Regular price was £6

4.7 out of 5 stars

28 reviews

undefined 10ft Steel Pro MAX Pool with Filter Pump

10ft Steel Pro MAX Pool with Filter Pump

Current sale price is £79.99

(Save £90)

Regular price was £169.99

4.5 out of 5 stars

164 reviews

undefined Womens 327 Trainers - Animal Print

Womens 327 Trainers - Animal Print

£110

4.2 out of 5 stars

10 reviews

undefined iPhone 13, 128Gb - Midnight

Trade in & get up to £560*

iPhone 13, 128Gb - Midnight

Current sale price is £425

(Save £74)

Regular price was £499

4.8 out of 5 stars

118 reviews

undefined Texture Co Ord Bottom - Brown

Texture Co Ord Bottom - Brown

Current sale price is £17.60

(Save £4.40)

Regular price was £22

4.3 out of 5 stars

3 reviews

undefined Supersonic Origin Hair Dryer - Black and Nickel

Supersonic Origin Hair Dryer - Black and Nickel

£279.99

4.6 out of 5 stars

5137 reviews

undefined V Neck Playsuit

V Neck Playsuit

Current sale price is £12.80

(Save £3.20)

Regular price was £16

4.3 out of 5 stars

3 reviews

undefined Galaxy S25 Ultra 5G, 256GB with Galaxy AI

Claim Tab A9+ 128GB Worth £259

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver colours

Galaxy S25 Ultra 5G, 256GB with Galaxy AI

Current sale price is From £1249

(Save up to £86.70)

Regular price was From £1249

4.9 out of 5 stars

22223 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.