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undefined Luxe Café Premier Coffee Machine - ES601UK

Luxe Café Premier Coffee Machine - ES601UK

Current sale price is £499

(Save £50)

Regular price was £549

4.6 out of 5 stars

585 reviews

undefined Arch Fit Footsteps Molded Double Band Sling Back Sandal - Natural

Arch Fit Footsteps Molded Double Band Sling Back Sandal - Natural

Current sale price is £27.20

(Save £6.80)

Regular price was £34

4.8 out of 5 stars

5 reviews

undefined 55A6NTUK, 55-inch, 4K HDR, Smart TV

55A6NTUK, 55-inch, 4K HDR, Smart TV

Current sale price is £279

(Save £300)

Regular price was £579

4.5 out of 5 stars

49 reviews

undefined Confident Curve Legging - Black

Confident Curve Legging - Black

Current sale price is £12

(Save £3)

Regular price was £15

4.3 out of 5 stars

1078 reviews

undefined Longline Military Jacket - Black

Longline Military Jacket - Black

Current sale price is £36

(Save £9)

Regular price was £45

4.4 out of 5 stars

552 reviews

undefined 5 Pack Crew T-shirt - Khaki/navy/white/black/grey

5 Pack Crew T-shirt - Khaki/navy/white/black/grey

Current sale price is £27.20

(Save £6.80)

Regular price was £34

4.7 out of 5 stars

36 reviews

undefined Womens Barreda Trainers - White

adidas Sportswear

Womens Barreda Trainers - White

Current sale price is £44

(Save £11)

Regular price was £55

5 out of 5 stars

8 reviews

undefined Piranha Plant Camera for Nintendo Switch 2

Nintendo Switch 2

Piranha Plant Camera for Nintendo Switch 2

£34.99

Boys Logo 3 Pack T-Shirt - Multi

Current sale price is From £22.40

(Save up to £6.40)

Regular price was From £28

5 out of 5 stars

1 review

undefined Disc Console & Rise of the Ronin

Trade in and get up to £210*

Disc Console & Rise of the Ronin

Current sale price is £429

(Save £110)

Regular price was £539

5 out of 5 stars

1 review

undefined Square Neck Crochet Mini Dress - Red

Square Neck Crochet Mini Dress - Red

£35

4.7 out of 5 stars

3 reviews

undefined Neon Console with Super Mario 3D World + Bowser’s Fury & Animal Crossing

Trade in and get up to £210*

Nintendo Switch

Neon Console with Super Mario 3D World + Bowser’s Fury & Animal Crossing

£329.99

4.9 out of 5 stars

17 reviews

undefined Kids Unisex Vl Court 30 Trainers - White/Black

adidas Sportswear

Kids Unisex Vl Court 30 Trainers - White/Black

Current sale price is £28

(Save £7)

Regular price was £35

4.9 out of 5 stars

148 reviews

undefined Floral Applique Lace Shorts - White

Michelle Keegan

Floral Applique Lace Shorts - White

£35

undefined iPhone 16 Pro, 128Gb - Black Titanium

Trade in & get up to £560*

iPhone 16 Pro, 128Gb - Black Titanium

Current sale price is £899

(Save £100)

Regular price was £999

4.8 out of 5 stars

12 reviews

undefined Classic Clog K - Black

Classic Clog K - Black

£40

4.6 out of 5 stars

476 reviews

undefined Mens Challenger T-shirt - Black

Mens Challenger T-shirt - Black

Current sale price is £17.50

(Save £7.50)

Regular price was £25

4.6 out of 5 stars

16 reviews

undefined Anti Hair Wrap Upright Vacuum Cleaner with Lift-Away NZ691UK

Anti Hair Wrap Upright Vacuum Cleaner with Lift-Away NZ691UK

Current sale price is £149

(Save £80)

Regular price was £229

4.6 out of 5 stars

233 reviews

undefined A-List Badgal Bang Mascara, Hoola Bronzer, Porefessional Primer & 24hr Brow Setter Gift Set Worth 62.50

A-List Badgal Bang Mascara, Hoola Bronzer, Porefessional Primer & 24hr Brow Setter Gift Set Worth 62.50

Current sale price is £23

(Save £16)

Regular price was £39

4.3 out of 5 stars

10 reviews

undefined 43A6NTUK, 43-inch, 4K HDR, Smart TV

43A6NTUK, 43-inch, 4K HDR, Smart TV

Current sale price is £189

(Save £240)

Regular price was £429

4.5 out of 5 stars

39 reviews

undefined iPhone 15, 128Gb - Black

Trade in & get up to £560*

iPhone 15, 128Gb - Black

Current sale price is £599

(Save £100)

Regular price was £699

4.7 out of 5 stars

80 reviews

undefined Floral Applique Lace Shirt - White

Michelle Keegan

Floral Applique Lace Shirt - White

£70

undefined Two Pack Poplin Shorts - Black/Khaki

Two Pack Poplin Shorts - Black/Khaki

Current sale price is £17.50

(Save £7.50)

Regular price was £25

5 out of 5 stars

8 reviews

undefined Non-Iron 180 Thread Count Extra Deep 32 cm Fitted Sheet

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in black, white, charcoal, natural, silver grey coloursAvailable in black, white, charcoal, natural, silver grey coloursAvailable in black, white, charcoal, natural, silver grey coloursAvailable in black, white, charcoal, natural, silver grey coloursAvailable in black, white, charcoal, natural, silver grey colours

Non-Iron 180 Thread Count Extra Deep 32 cm Fitted Sheet

Current sale price is From £7

(Save up to £5)

Regular price was From £11

4.5 out of 5 stars

46 reviews

undefined Men's Classic Clog Sandal - Black

Men's Classic Clog Sandal - Black

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

13829 reviews

undefined One Shoulder Ruched Dress - Brown

One Shoulder Ruched Dress - Brown

£38

2.5 out of 5 stars

4 reviews

undefined Girls 3 Piece Activewear Set - Multi

Girls 3 Piece Activewear Set - Multi

Current sale price is From £16.75

(Save up to £8.25)

Regular price was From £24

5 out of 5 stars

1 review

undefined Explorer Eau de Parfum

Explorer Eau de Parfum

Current sale price is From £29

(Save up to £32)

Regular price was From £39

4.7 out of 5 stars

2238 reviews

undefined TCG: Poke Ball Tin 2024

TCG: Poke Ball Tin 2024

£14.99

3.7 out of 5 stars

7 reviews

undefined Neon Console with Super Mario 3D World + Bowser’s Fury

Trade in and get up to £210*

Nintendo Switch

Neon Console with Super Mario 3D World + Bowser’s Fury

£298.99

4.8 out of 5 stars

34 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.