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undefined Crochet Hem Rib T-shirt - White

Crochet Hem Rib T-shirt - White

Current sale price is £11

(Save £11)

Regular price was £22

4 out of 5 stars

1 review

undefined Printed Fruits Jam Dress and Pants Outfit - Orange

Printed Fruits Jam Dress and Pants Outfit - Orange

Current sale price is From £7

(Save up to £6)

Regular price was From £12

4 out of 5 stars

1 review

undefined Youth Tiro 24 Training Jersey -blue

Youth Tiro 24 Training Jersey -blue

Current sale price is £7

(Save £6)

Regular price was £13

4.8 out of 5 stars

90 reviews

undefined Tailored Buttoned Crop Top - Blue

Michelle Keegan

Tailored Buttoned Crop Top - Blue

Current sale price is £10.50

(Save £19.50)

Regular price was £30

4 out of 5 stars

1 review

undefined Rib Midaxi Dress

Rib Midaxi Dress

£18

4.5 out of 5 stars

2 reviews

undefined Easy Care Polycotton Extra Deep 28 cm Fitted Sheet

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey coloursAvailable in black, charcoal, white, silver grey colours

Easy Care Polycotton Extra Deep 28 cm Fitted Sheet

Current sale price is From £5

(Save up to £4)

Regular price was From £8

4.7 out of 5 stars

41 reviews

undefined Easy Care Polycotton 25 cm Fitted Sheet

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white coloursAvailable in black, charcoal, silver grey, white colours

Easy Care Polycotton 25 cm Fitted Sheet

Current sale price is From £5

(Save up to £2)

Regular price was From £6

4.5 out of 5 stars

52 reviews

undefined Double Stack XL 2-Level Air Fryer with Smart Cook System 9.5L SL451UK

Double Stack XL 2-Level Air Fryer with Smart Cook System 9.5L SL451UK

Current sale price is £199

(Save £90)

Regular price was £289

4.7 out of 5 stars

46 reviews

undefined Straight Jeans with Stretch - Dark Wash

Straight Jeans with Stretch - Dark Wash

Current sale price is £7.50

(Save £14.50)

Regular price was £22

4.7 out of 5 stars

18 reviews

undefined Non-Iron 180 Thread Count Pillowcase Pair

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural coloursAvailable in black, white, silver grey, charcoal, natural colours

Non-Iron 180 Thread Count Pillowcase Pair

Current sale price is £4

(Save £2)

Regular price was £6

4.7 out of 5 stars

28 reviews

undefined Grey Geo Reversible Duvet Cover Set

Grey Geo Reversible Duvet Cover Set

Current sale price is From £10

(Save up to £4)

Regular price was From £12

4.5 out of 5 stars

15 reviews

undefined Button Through Stretch Mini Dress - Print

V by Very Curve

Button Through Stretch Mini Dress - Print

Current sale price is £16.25

(Save £8.75)

Regular price was £25

4.7 out of 5 stars

6 reviews

undefined Womens Essentials Wide Rib Pants - Blue

adidas Originals

Womens Essentials Wide Rib Pants - Blue

Current sale price is £36

(Save £9)

Regular price was £45

4.6 out of 5 stars

28 reviews

undefined Watch Series 10 (GPS), Rose Gold Aluminium Case with Light Blush Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Rose Gold Aluminium Case with Light Blush Sport Band

From £399

4.5 out of 5 stars

18 reviews

undefined iPhone 16, 128Gb - Pink

Trade in & get up to £560*

iPhone 16, 128Gb - Pink

Current sale price is From £699

(Save up to £100)

Regular price was From £799

4.8 out of 5 stars

13 reviews

undefined HVX-200/A2 Henry Xtra Bagged Cylinder Vacuum Cleaner

Numatic International

HVX-200/A2 Henry Xtra Bagged Cylinder Vacuum Cleaner

Current sale price is £129

(Save £51)

Regular price was £180

4.7 out of 5 stars

475 reviews

undefined Harper Thermal Dim Out Eyelet Curtains

+1 colours+5 colours+4 colours+2 colours+3 colours

Available in blush, cream, grey, black, sky blue, navy, green, latte coloursAvailable in blush, cream, grey and 5 more coloursAvailable in blush, cream, grey, black, sky blue, navy, green, latte coloursAvailable in blush, cream, grey, black, sky blue, navy, green, latte coloursAvailable in blush, cream, grey, black, sky blue, navy, green, latte colours

Harper Thermal Dim Out Eyelet Curtains

From £18

4.3 out of 5 stars

54 reviews

undefined Shirred Detachable Strap Mini Dress - Black

Shirred Detachable Strap Mini Dress - Black

Current sale price is £10.50

(Save £5.50)

Regular price was £16

4.3 out of 5 stars

3 reviews

undefined So Full Pillow Pack Set of 2 with 2 extra completely FREE! - White

So Full Pillow Pack Set of 2 with 2 extra completely FREE! - White

Current sale price is £22

(Save £8)

Regular price was £30

4.4 out of 5 stars

93 reviews

undefined Store £100 Gift Card (Digital Download)

Store £100 Gift Card (Digital Download)

£100

4.8 out of 5 stars

143 reviews

undefined 10ft Trampoline

10ft Trampoline

Current sale price is £109.99

(Save £50)

Regular price was £159.99

4.3 out of 5 stars

3 reviews

undefined Shirred Beach Maxi Dress 2 Pack - Pink/ Animal Print

Shirred Beach Maxi Dress 2 Pack - Pink/ Animal Print

Current sale price is £16

(Save £16)

Regular price was £32

4.7 out of 5 stars

13 reviews

undefined AirTag

AirTag

Current sale price is From £28

(Save up to £9)

Regular price was From £35

4.7 out of 5 stars

85 reviews

undefined Shirred Waist Ditsy Midi Dress

V by Very Curve

Shirred Waist Ditsy Midi Dress

£35

4 out of 5 stars

1 review

undefined Junior Girls VL Court Bold Trainers - Black/White

adidas Sportswear

Junior Girls VL Court Bold Trainers - Black/White

£45

4.9 out of 5 stars

833 reviews

undefined Longline Military Jacket - Black

Longline Military Jacket - Black

£45

4.4 out of 5 stars

553 reviews

undefined Sydney Denim Shorts - Dark Wash

Sydney Denim Shorts - Dark Wash

Current sale price is £12

(Save £10)

Regular price was £22

4 out of 5 stars

4 reviews

undefined Foodi Dual Zone 7.6L Air Fryer AF300UK

Foodi Dual Zone 7.6L Air Fryer AF300UK

£199

4.9 out of 5 stars

8278 reviews

undefined PowerPro Cordless Stick Vacuum, with Anti Hair Wrap & Floor Detect - IZ380UK

PowerPro Cordless Stick Vacuum, with Anti Hair Wrap & Floor Detect - IZ380UK

Current sale price is £170

(Save £79)

Regular price was £249

4.5 out of 5 stars

135 reviews

undefined Girls 5 Pack Multi Occasion Ruffle Frill Socks - White

Girls 5 Pack Multi Occasion Ruffle Frill Socks - White

From £6

4.9 out of 5 stars

18 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.