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undefined So Snuggly Pillows Buy 2 get 2 FREE! - White

Bank Holiday Deal

So Snuggly Pillows Buy 2 get 2 FREE! - White

Current sale price is £21

(Save £10)

Regular price was £31

4.4 out of 5 stars

290 reviews

undefined Complete Bed Set - 10.5 Tog Duvet, Pillow(s) & Mattress Protector

Bank Holiday Deal

Complete Bed Set - 10.5 Tog Duvet, Pillow(s) & Mattress Protector

Current sale price is From £26

(Save up to £13)

Regular price was From £35

4.5 out of 5 stars

378 reviews

undefined Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Bank Holiday Deal

Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Current sale price is From £39

(Save up to £20)

Regular price was From £52

4.4 out of 5 stars

719 reviews

undefined Deep Sleep Pillow Pack - Set of 4 (plus 2 extra FREE!)

Bank Holiday Deal

Deep Sleep Pillow Pack - Set of 4 (plus 2 extra FREE!)

Current sale price is £28

(Save £12)

Regular price was £40

3.8 out of 5 stars

986 reviews

undefined Deep Sleep 10.5 Tog Duvet - White

Bank Holiday Deal

Deep Sleep 10.5 Tog Duvet - White

Current sale price is From £18

(Save up to £14)

Regular price was From £25

4.6 out of 5 stars

144 reviews

undefined Airmax 800 8 cm Mattress Topper - White

Bank Holiday Deal

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in white, white coloursAvailable in white, white coloursAvailable in white, white coloursAvailable in white, white coloursAvailable in white, white colours

Airmax 800 8 cm Mattress Topper - White

Current sale price is From £35

(Save up to £20)

Regular price was From £47

4.2 out of 5 stars

262 reviews

undefined Luxury Hotel Collection Duvet - 10.5 Tog

Luxury Hotel Collection Duvet - 10.5 Tog

From £30

4.7 out of 5 stars

79 reviews

undefined Dual Layer Airmax Pillow

Bank Holiday Deal

Dual Layer Airmax Pillow

Current sale price is £13

(Save £5)

Regular price was £18

4.1 out of 5 stars

154 reviews

undefined Luxury Hotel Collection Pillow - 4 Pack

Luxury Hotel Collection Pillow - 4 Pack

£45

4.1 out of 5 stars

12 reviews

undefined Anti Allergy Ultimate Extra Deep Mattress Topper

Anti Allergy Ultimate Extra Deep Mattress Topper

From £40

undefined Ultrabounce Pillows - Buy 4 Get 2 FREE! - 6 Pack - White

Ultrabounce Pillows - Buy 4 Get 2 FREE! - 6 Pack - White

£36

3.9 out of 5 stars

412 reviews

undefined Airmax Super Support Pillow - 2 Pack

Airmax Super Support Pillow - 2 Pack

£30

3.5 out of 5 stars

41 reviews

undefined Anti Allergy, Anti Bacterial 7.5 Tog Duvet

Bank Holiday Deal

Anti Allergy, Anti Bacterial 7.5 Tog Duvet

Current sale price is From £15

(Save up to £11)

Regular price was From £25

4.6 out of 5 stars

133 reviews

undefined Luxury Hotel Collection Duvet - 13.5 Tog

Luxury Hotel Collection Duvet - 13.5 Tog

From £35

4.7 out of 5 stars

91 reviews

undefined Summer Breeze Lightweight Duvet - 2.5 Tog

Summer Breeze Lightweight Duvet - 2.5 Tog

From £22

4.8 out of 5 stars

4 reviews

undefined Ultimate Luxury Hungarian Goose Feather & Down Duvet - 10.5 Tog

Ultimate Luxury Hungarian Goose Feather & Down Duvet - 10.5 Tog

From £115

5 out of 5 stars

4 reviews

undefined Airmax 500 5 cm Dual Layer Mattress Topper - White

Bank Holiday Deal

Airmax 500 5 cm Dual Layer Mattress Topper - White

Current sale price is From £27

(Save up to £22)

Regular price was From £42

4.4 out of 5 stars

447 reviews

undefined Deep Sleep 15 Tog Duvet - White

Deep Sleep 15 Tog Duvet - White

From £35

4.7 out of 5 stars

310 reviews

undefined Seersucker Coverless Duvet And Pillowcase Set - 10.5 Tog - Grey/blue - Double

Seersucker Coverless Duvet And Pillowcase Set - 10.5 Tog - Grey/blue - Double

From £37

4.3 out of 5 stars

18 reviews

undefined Cooler Summer 4.5 Tog Duvet - White

Bank Holiday Deal

Cooler Summer 4.5 Tog Duvet - White

Current sale price is From £17

(Save up to £9)

Regular price was From £24

3 out of 5 stars

3 reviews

undefined So Full Pillow Pack Set of 2 with 2 extra completely FREE! - White

So Full Pillow Pack Set of 2 with 2 extra completely FREE! - White

£30

4.4 out of 5 stars

92 reviews

undefined Luxury Hotel Collection Supreme Mattress Topper - Single

Bank Holiday Deal

Luxury Hotel Collection Supreme Mattress Topper - Single

Current sale price is From £33

(Save up to £16)

Regular price was From £45

5 out of 5 stars

1 review

undefined Supersoft Waterproof Mattress Protector

Bank Holiday Deal

Supersoft Waterproof Mattress Protector

Current sale price is From £15

(Save up to £8)

Regular price was From £22

3.5 out of 5 stars

169 reviews

undefined Anti-Allergy 10.5 Tog Duvet - Double - White

Bank Holiday Deal

Anti-Allergy 10.5 Tog Duvet - Double - White

Current sale price is From £12

(Save up to £3)

Regular price was From £15

4.5 out of 5 stars

11 reviews

undefined Deep Sleep 7.5 Tog Duvet - White

Deep Sleep 7.5 Tog Duvet - White

From £22

4.6 out of 5 stars

105 reviews

undefined Luxury Impress 7 cm Memory Foam Mattress Topper

Luxury Impress 7 cm Memory Foam Mattress Topper

From £175

4.1 out of 5 stars

197 reviews

undefined Anti-Allergy 13.5 Tog Double Duvet - White

Bank Holiday Deal

Anti-Allergy 13.5 Tog Double Duvet - White

Current sale price is From £14

(Save up to £5)

Regular price was From £17

4.7 out of 5 stars

30 reviews

undefined Luxury Supreme Hotel Collection Extra Deep Mattress Topper

Luxury Supreme Hotel Collection Extra Deep Mattress Topper

From £60

undefined Restore Cooling Body Gel Pad

Restore Cooling Body Gel Pad

£30

undefined Ultrabounce 10.5 Tog Duvet - White

Ultrabounce 10.5 Tog Duvet - White

From £24

4.7 out of 5 stars

63 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.