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The Very Collection Girls Stripe Rib Outfit - Cream

The Very Collection

Girls Stripe Rib Outfit - Cream

From £12

River Island Older Girls Belted Faux Fur Padded Coat - Cream

Older Girls Belted Faux Fur Padded Coat - Cream

Current sale price is £33.50

(Save £18.50)

Regular price was £52

5 out of 5 stars

1 review

V by Very Girls Shorter Length Padded Heavy Weight Coat - Oyster Metallic

Girls Shorter Length Padded Heavy Weight Coat - Oyster Metallic

Current sale price is From £13.75

(Save up to £26)

Regular price was From £36

River Island Older Girls Diamante Lace Up Heel Boots - Cream

Older Girls Diamante Lace Up Heel Boots - Cream

Current sale price is £22.25

(Save £9.75)

Regular price was £32

River Island Mini Girls Fluffy Bow Jumper - Cream

River Island Mini

Girls Fluffy Bow Jumper - Cream

Current sale price is £18.50

(Save £5.50)

Regular price was £24

5 out of 5 stars

1 review

Monsoon Girls Floral Scuba Frill Dress - Light Cream

Girls Floral Scuba Frill Dress - Light Cream

From £48

Spiderman Spidey All Over Print Jogger Set - Cream

Spidey All Over Print Jogger Set - Cream

Current sale price is From £14

(Save up to £10.75)

Regular price was From £24

5 out of 5 stars

1 review

River Island Mini Girls Peplum Hooded Raincoat - Cream

River Island Mini

Girls Peplum Hooded Raincoat - Cream

Current sale price is £21.50

(Save £14.50)

Regular price was £36

The Very Collection Girls Oversized Collar Knitted Cardigan - Cream

The Very Collection

Girls Oversized Collar Knitted Cardigan - Cream

Current sale price is From £12.75

(Save up to £3.75)

Regular price was From £16

Minnie Mouse Rib Bow Pyjamas - Cream

Rib Bow Pyjamas - Cream

Current sale price is From £13.50

(Save up to £4)

Regular price was From £17

River Island Older Girls Longline Padded Jacket - Cream

Older Girls Longline Padded Jacket - Cream

Current sale price is £36.25

(Save £15.75)

Regular price was £52

4 out of 5 stars

2 reviews

Spiderman Spidey Dino Hoodie - Cream

Spidey Dino Hoodie - Cream

Current sale price is From £10

(Save up to £8.75)

Regular price was From £18

5 out of 5 stars

1 review

River Island Mini Girls Faux Fur Jacket With Ears - Cream

River Island Mini

Girls Faux Fur Jacket With Ears - Cream

Current sale price is £20.25

(Save £25.75)

Regular price was £46

1 out of 5 stars

1 review

The Very Collection Kids Bow Hat, Scarf and Gloves 3-Piece Set - Cream

The Very Collection

Kids Bow Hat, Scarf and Gloves 3-Piece Set - Cream

Current sale price is From £11.25

(Save up to £4.25)

Regular price was From £15

3 out of 5 stars

2 reviews

The Very Collection Kids Embroidered Flower Hat, Snood And Gloves Set 3 Piece - Cream

The Very Collection

Kids Embroidered Flower Hat, Snood And Gloves Set 3 Piece - Cream

Current sale price is From £6

(Save up to £10.25)

Regular price was From £15

Toy Story Disney Toy Story Button Down Cowboy Pyjamas - Cream

Disney Toy Story Button Down Cowboy Pyjamas - Cream

Current sale price is From £12.25

(Save up to £6.25)

Regular price was From £18

5 out of 5 stars

2 reviews

River Island Older Girls Fluffy Bow Jumper - White - Cream

Older Girls Fluffy Bow Jumper - White - Cream

Current sale price is £12.50

(Save £13.50)

Regular price was £26

The Very Collection Girls Embroidered Floral Cable Knit Jumper With Lace Hem Trim - Cream

The Very Collection

Girls Embroidered Floral Cable Knit Jumper With Lace Hem Trim - Cream

Current sale price is From £14

(Save up to £2)

Regular price was From £16

Toy Story Buzz Lightyear Back Print Pyjamas - Cream

Buzz Lightyear Back Print Pyjamas - Cream

Current sale price is From £14

(Save up to £3)

Regular price was From £17

5 out of 5 stars

1 review

Minnie Mouse Disney Minnie Mouse Sequin Pyjamas - Cream

Disney Minnie Mouse Sequin Pyjamas - Cream

Current sale price is From £8

(Save up to £10)

Regular price was From £17

5 out of 5 stars

1 review

River Island Mini Girls Knit Bow Top And Trousers Set - Cream

River Island Mini

Girls Knit Bow Top And Trousers Set - Cream

Current sale price is £22

(Save £12)

Regular price was £34

5 out of 5 stars

1 review

V by Very Girls Broiderie Blouson Sleeve Dress

Girls Broiderie Blouson Sleeve Dress

Current sale price is From £11.25

(Save up to £17.25)

Regular price was From £25

The Very Collection Girls Borg Seam Detailed Coat - Cream

The Very Collection

Girls Borg Seam Detailed Coat - Cream

Current sale price is From £19.50

(Save up to £12.75)

Regular price was From £30

5 out of 5 stars

2 reviews

River Island Older Girls Hooded Padded Coat - Cream

Older Girls Hooded Padded Coat - Cream

Current sale price is £20.25

(Save £9.75)

Regular price was £30

5 out of 5 stars

1 review

River Island Older Girls 3D Bow Loungewear Set - Cream

Older Girls 3D Bow Loungewear Set - Cream

Current sale price is £28.75

(Save £7.25)

Regular price was £36

V by Very Girls Pocket Detail Zip Up Jacket - Cream

Girls Pocket Detail Zip Up Jacket - Cream

Current sale price is From £12

(Save up to £12.75)

Regular price was From £22

4 out of 5 stars

1 review

The Very Collection Girls Soft Touch 2 In 1 Tulle Dress - Cream

The Very Collection

Girls Soft Touch 2 In 1 Tulle Dress - Cream

From £18

5 out of 5 stars

2 reviews

River Island Mini Mini Girls Waistband Bow Set - Multi

River Island Mini

Mini Girls Waistband Bow Set - Multi

£20

5 out of 5 stars

2 reviews

River Island Older Girls Hooded Faux Fur Bomber Jacket - Cream

Older Girls Hooded Faux Fur Bomber Jacket - Cream

£49

5 out of 5 stars

1 review

River Island Older Girls Fur Cuff Sequin Bow Skater Dress - Cream

Older Girls Fur Cuff Sequin Bow Skater Dress - Cream

Current sale price is £26.75

(Save £7.25)

Regular price was £34

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.