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Barbour International Harlow Midi Dress - White

Barbour International

Harlow Midi Dress - White

Current sale price is £58

(Save £71)

Regular price was £129

5 out of 5 stars

1 review

Armani Exchange Icon Project Crew Neck T-Shirt - Off White

Armani Exchange

Icon Project Crew Neck T-Shirt - Off White

Current sale price is £36.50

(Save £9.50)

Regular price was £46

5 out of 5 stars

1 review

River Island Ruffle Back Shirt - White

Ruffle Back Shirt - White

Current sale price is £23

(Save £13)

Regular price was £36

5 out of 5 stars

1 review

River Island Short Sleeve Boucle Boutique T-Shirt - White

Short Sleeve Boucle Boutique T-Shirt - White

£32

5 out of 5 stars

1 review

Armani Exchange

Embellished Logo Jogging Trousers - White

Current sale price is £42

(Save £98)

Regular price was £140

5 out of 5 stars

1 review

V by Very Woven Satin Hem Dress - White

Woven Satin Hem Dress - White

£28

5 out of 5 stars

1 review

V by Very Placement Embroidered Playsuit - White

Placement Embroidered Playsuit - White

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

1 review

Tommy Jeans Cropped Linen Tied Shirt - White

Cropped Linen Tied Shirt - White

Current sale price is £52

(Save £13)

Regular price was £65

5 out of 5 stars

1 review

AllSaints Heartfelt Short Sleeve Graphic T-Shirt- White

Heartfelt Short Sleeve Graphic T-Shirt- White

£59

5 out of 5 stars

1 review

New Look Cotton Stripe Print Long Sleeve Shirt - White

Cotton Stripe Print Long Sleeve Shirt - White

£27.99

5 out of 5 stars

1 review

Superdry Utility Sport Hoodie -White

Utility Sport Hoodie -White

Current sale price is £48

(Save £12)

Regular price was £60

5 out of 5 stars

1 review

BOSS Paddy Regular Fit Tipping Polo Shirt - White

Paddy Regular Fit Tipping Polo Shirt - White

£89

5 out of 5 stars

1 review

New Look Floral Lace Pussybow Blouse - White

Floral Lace Pussybow Blouse - White

£20

5 out of 5 stars

2 reviews

New Look Ribbed Button Up Baby T-Shirt - White

Ribbed Button Up Baby T-Shirt - White

£12.99

5 out of 5 stars

1 review

River Island Pocket Detail Oversized Shirt - White

Pocket Detail Oversized Shirt - White

£32

5 out of 5 stars

1 review

V by Very Cotton Rich Crochet Fringe Knitted Dress - Black/white

Cotton Rich Crochet Fringe Knitted Dress - Black/white

Current sale price is £27

(Save £18)

Regular price was £45

5 out of 5 stars

2 reviews

Barbour International Morley Oxford Polo Shirt- White

Barbour International

Morley Oxford Polo Shirt- White

Current sale price is £48

(Save £12)

Regular price was £60

5 out of 5 stars

1 review

Mint Velvet Linen Lace Trim Shirt - White

Linen Lace Trim Shirt - White

£99

5 out of 5 stars

1 review

New Look Striped Long Sleeve Ribbed Jersey Top - White/Black

Striped Long Sleeve Ribbed Jersey Top - White/Black

£11.99

5 out of 5 stars

1 review

New Look Daisy Broderie Long Sleeve Shirt - White

Daisy Broderie Long Sleeve Shirt - White

Current sale price is £26.25

(Save £6.74)

Regular price was £32.99

5 out of 5 stars

1 review

V by Very Pineapple Embroidered Maxi - White

Pineapple Embroidered Maxi - White

Current sale price is £27

(Save £18)

Regular price was £45

5 out of 5 stars

1 review

New Look White Lace Insert Maxi Dress

White Lace Insert Maxi Dress

Current sale price is £19.75

(Save £11.24)

Regular price was £30.99

5 out of 5 stars

2 reviews

V by Very Palm Leaf Embroidered Puff Sleeve Mini Dress - White

Palm Leaf Embroidered Puff Sleeve Mini Dress - White

Current sale price is £31.50

(Save £13.50)

Regular price was £45

5 out of 5 stars

1 review

Barbour International Lana Zip Hoodie - Off White

Barbour International

Lana Zip Hoodie - Off White

£90

5 out of 5 stars

1 review

Roman Tailored Longline Boucle Jacket - White

Tailored Longline Boucle Jacket - White

£70

5 out of 5 stars

1 review

V by Very Broderie Collar Blouse - White

Broderie Collar Blouse - White

Current sale price is £24.50

(Save £10.50)

Regular price was £35

5 out of 5 stars

2 reviews

Tommy Hilfiger Palm Tree Label T-Shirt - White

Palm Tree Label T-Shirt - White

Current sale price is £29.50

(Save £15.50)

Regular price was £45

5 out of 5 stars

1 review

Joe Browns Mariella Lace Cotton Blouse - White

Mariella Lace Cotton Blouse - White

£55

5 out of 5 stars

1 review

Pour Moi Free Spirit Fold Over Brief - White

Free Spirit Fold Over Brief - White

£22

5 out of 5 stars

4 reviews

Mango Puglia Performance Fabric Crew Neck Short Sleeve T-Shirt - White

Puglia Performance Fabric Crew Neck Short Sleeve T-Shirt - White

Current sale price is £13.75

(Save £22.25)

Regular price was £36

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.