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Sharp HJ4225K 50-inch 4K Ultra HD Smart Roku TV with Freely - 4T-C50HJ4225KB

HJ4225K 50-inch 4K Ultra HD Smart Roku TV with Freely - 4T-C50HJ4225KB

Current sale price is £249

(Save £20)

Regular price was £269

5 out of 5 stars

2 reviews

Armani Exchange Shopping Bag - Black

Armani Exchange

Shopping Bag - Black

Current sale price is £72

(Save £108)

Regular price was £180

Sharp GK4245K 55" UltraHD 4K TIVO Smart TV with Freely - 55GK4245K

GK4245K 55" UltraHD 4K TIVO Smart TV with Freely - 55GK4245K

Current sale price is £265

(Save £32)

Regular price was £297

4.1 out of 5 stars

14 reviews

Armani Exchange Men's Chronograph Stainless Steel Watch Ax2137 - Gold

Armani Exchange

Men's Chronograph Stainless Steel Watch Ax2137 - Gold

Current sale price is £157.50

(Save £61.50)

Regular price was £219

5 out of 5 stars

1 review

Lacoste L.12.12 Blanc Eau De Toilette100ml

L.12.12 Blanc Eau De Toilette100ml

Current sale price is £45

(Save £6)

Regular price was £51

4.5 out of 5 stars

117 reviews

Lacoste Fleece Quarter Zip Sweat Top - Light Grey

Fleece Quarter Zip Sweat Top - Light Grey

£115

3 out of 5 stars

2 reviews

Armani Exchange Shopping Bag - Black

Armani Exchange

Shopping Bag - Black

Current sale price is £85

(Save £85)

Regular price was £170

Armani Exchange Women's Three-Hand, Gold-Tone Stainless Steel Watch, AX5721

Armani Exchange

Women's Three-Hand, Gold-Tone Stainless Steel Watch, AX5721

Current sale price is £119

(Save £30)

Regular price was £149

5 out of 5 stars

1 review

Lacoste Classic Half Zip Knitted Jumper - Navy

Classic Half Zip Knitted Jumper - Navy

£130

5 out of 5 stars

2 reviews

Lacoste Long Sleeve Pyjama Set- White

Long Sleeve Pyjama Set- White

Current sale price is £64

(Save £16)

Regular price was £80

Armani Exchange Padded Hooded Jacket - Grey

Armani Exchange

Padded Hooded Jacket - Grey

Current sale price is £79.50

(Save £110.50)

Regular price was £190

Lacoste Regular Fit Sweatpants- Green

Regular Fit Sweatpants- Green

Current sale price is £39.25

(Save £59.75)

Regular price was £99

Sharp Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

£299

Armani Exchange Shopping Bag - Brown

Armani Exchange

Shopping Bag - Brown

Current sale price is £75

(Save £75)

Regular price was £150

5 out of 5 stars

1 review

Sharp CP-SS30 Bookshelf Speakers - Black

Available in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown colours

CP-SS30 Bookshelf Speakers - Black

Current sale price is £79

(Save £40)

Regular price was £119

5 out of 5 stars

2 reviews

Lacoste Standard Fit 3 Pack T-Shirts - Black

Standard Fit 3 Pack T-Shirts - Black

£39

5 out of 5 stars

1 review

Lacoste French Made Striped Short Sleeve Polo Shirt - Cream

French Made Striped Short Sleeve Polo Shirt - Cream

£130

Lacoste Colourblock Fleece Zipped Jacket - Black

Colourblock Fleece Zipped Jacket - Black

Current sale price is £120

(Save £80)

Regular price was £200

Lacoste Long Sleeve Checked Pyjama Set- Green

Long Sleeve Checked Pyjama Set- Green

Current sale price is £60

(Save £20)

Regular price was £80

4 out of 5 stars

1 review

Lacoste 3 Pack Cotton Trunks- Black

3 Pack Cotton Trunks- Black

Current sale price is £29

(Save £10)

Regular price was £39

Lacoste Heavyweight Padded Bomber Jacket- Brown

Heavyweight Padded Bomber Jacket- Brown

Current sale price is £168

(Save £72)

Regular price was £240

Lacoste Regular Fit Cotton Ottoman Polo Shirt -navy

Regular Fit Cotton Ottoman Polo Shirt -navy

£79

5 out of 5 stars

1 review

Armani Exchange

3D Ny Milan Logo T-Shirt - Black

Current sale price is £48

(Save £12)

Regular price was £60

Lacoste Cotton Jersey Crew Neck Knitted Jumper- Khaki

Cotton Jersey Crew Neck Knitted Jumper- Khaki

Current sale price is £82.50

(Save £27.50)

Regular price was £110

Armani Exchange Women's Two-Hand Leather Watch, Ax5833 - Black

Armani Exchange

Women's Two-Hand Leather Watch, Ax5833 - Black

Current sale price is £119

(Save £30)

Regular price was £149

4 out of 5 stars

1 review

Armani Exchange Men's Sync Chronograph Silicone Watch Ax4172 - Grey

Armani Exchange

Men's Sync Chronograph Silicone Watch Ax4172 - Grey

Current sale price is £99

(Save £40)

Regular price was £139

Lacoste Full Zip Regular Fit High Neck Knitted Jumper- Black

Full Zip Regular Fit High Neck Knitted Jumper- Black

Current sale price is £98

(Save £42)

Regular price was £140

Armani Exchange Comfort Tapered Fit Jeans - Black

Armani Exchange

Comfort Tapered Fit Jeans - Black

Current sale price is £70

(Save £70)

Regular price was £140

Lacoste Classic Fit Brushed Fleece Zip Front Hoodie - Navy

Classic Fit Brushed Fleece Zip Front Hoodie - Navy

Current sale price is £87.50

(Save £37.50)

Regular price was £125

4 out of 5 stars

1 review

Armani Exchange Zip Neck Polo Shirt - Black

Armani Exchange

Zip Neck Polo Shirt - Black

Current sale price is £49.25

(Save £35.75)

Regular price was £85

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.