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B By Ted Baker11

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EA7 Emporio Armani16

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Gabby's Dollhouse4

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Teenage Mutant Ninja Turtles2

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UNDER ARMOUR138

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V by Very Curve7

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Zavetti Canada5

Main Collection31

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Dimplex FlexBlade Multi Fan

FlexBlade Multi Fan

£199

5 out of 5 stars

2 reviews

Dimplex DuoCool Cordless 2 in 1 Hybrid Pedestal/Desk Top Cooling Fan

DuoCool Cordless 2 in 1 Hybrid Pedestal/Desk Top Cooling Fan

£179

5 out of 5 stars

2 reviews

Barbour Orla Shirt - Green

Orla Shirt - Green

Current sale price is £72

(Save £18)

Regular price was £90

5 out of 5 stars

1 review

Barbour Hutton Reversible Bucket Hat - Khaki/Tartan

Hutton Reversible Bucket Hat - Khaki/Tartan

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

1 review

Barbour Kinsale Showerproof Cape - Navy Tartan

Kinsale Showerproof Cape - Navy Tartan

£250

5 out of 5 stars

2 reviews

Barbour Gabby Sandal - Dark Brown

Limited Time Offer

Gabby Sandal - Dark Brown

Current sale price is £68

(Save £17)

Regular price was £85

5 out of 5 stars

1 review

Barbour Ballina Shirt - Navy

Ballina Shirt - Navy

£80

5 out of 5 stars

2 reviews

Barbour Ballina Midi Dress - Navy

Ballina Midi Dress - Navy

Current sale price is £48

(Save £72)

Regular price was £120

5 out of 5 stars

1 review

Barbour Cornsay Jersey Tailored Fit Polo Shirt - Navy

Cornsay Jersey Tailored Fit Polo Shirt - Navy

£50

5 out of 5 stars

2 reviews

Barbour Blare Loafers - Light Grey

Blare Loafers - Light Grey

Current sale price is £67.50

(Save £67.50)

Regular price was £135

5 out of 5 stars

1 review

Barbour Transport Dry Wax Cap - Navy

Limited Time Offer

Transport Dry Wax Cap - Navy

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

2 reviews

Barbour Icons Spey Showerproof Jacket - Navy

Icons Spey Showerproof Jacket - Navy

Current sale price is £115.20

(Save £64.80)

Regular price was £180

5 out of 5 stars

2 reviews

Barbour Marron Wax Jacket - Grey

Marron Wax Jacket - Grey

Current sale price is £135

(Save £135)

Regular price was £270

5 out of 5 stars

1 review

Barbour Cashel Check Collarless Quilted Jacket - Navy

Cashel Check Collarless Quilted Jacket - Navy

Current sale price is £72

(Save £78)

Regular price was £150

5 out of 5 stars

1 review

Barbour Harefield Derby Shoes - Brown

Harefield Derby Shoes - Brown

Current sale price is £67.50

(Save £67.50)

Regular price was £135

5 out of 5 stars

1 review

Barbour Hadston Chukka Boots - Slate Grey

Hadston Chukka Boots - Slate Grey

Current sale price is £69.50

(Save £69.50)

Regular price was £139

5 out of 5 stars

1 review

Barbour Asker Casual Jacket - Blue

Asker Casual Jacket - Blue

Current sale price is £154

(Save £126)

Regular price was £280

5 out of 5 stars

1 review

Barbour Blaine T-Shirt - White

Blaine T-Shirt - White

Current sale price is £28

(Save £22)

Regular price was £50

5 out of 5 stars

1 review

Barbour Fairlight Graphic T-Shirt - White

Fairlight Graphic T-Shirt - White

Current sale price is £16

(Save £24)

Regular price was £40

5 out of 5 stars

1 review

Barbour Wren Wax Jacket - Navy

Wren Wax Jacket - Navy

Current sale price is £159

(Save £141)

Regular price was £300

5 out of 5 stars

1 review

Barbour Nimbus Chelsea Wellington Boots - Black

Nimbus Chelsea Wellington Boots - Black

Current sale price is £32.40

(Save £37.60)

Regular price was £70

5 out of 5 stars

1 review

Dimplex Cheriton Deluxe Chrome Optiflame Freestanding Fire

Cheriton Deluxe Chrome Optiflame Freestanding Fire

£300

5 out of 5 stars

1 review

Dimplex DXUC2BS Upright Ceramic Fan Heater 2000W - Black and Silver

DXUC2BS Upright Ceramic Fan Heater 2000W - Black and Silver

£34

5 out of 5 stars

1 review

Dimplex DDF390 Desk Friend Fan Heater with Magnetic Hand Warmer 400W - White

DDF390 Desk Friend Fan Heater with Magnetic Hand Warmer 400W - White

£39

5 out of 5 stars

1 review

Barbour Rosa Deboss Leather Crossbody Bag - Black

Rosa Deboss Leather Crossbody Bag - Black

£139

5 out of 5 stars

1 review

Barbour Maeve Knitted Jumper- Pink

Maeve Knitted Jumper- Pink

Current sale price is £54.50

(Save £54.50)

Regular price was £109

5 out of 5 stars

2 reviews

Barbour Forster Waterproof Chukka Boots - Brown

Forster Waterproof Chukka Boots - Brown

Current sale price is £84.50

(Save £84.50)

Regular price was £169

5 out of 5 stars

1 review

Barbour Tartan Socks Gift Set - Navy Multi

Tartan Socks Gift Set - Navy Multi

Current sale price is £14

(Save £16)

Regular price was £30

5 out of 5 stars

3 reviews

Barbour Pheasant Socks Gift Set - Red Multi

Pheasant Socks Gift Set - Red Multi

Current sale price is £11

(Save £19)

Regular price was £30

5 out of 5 stars

2 reviews

Barbour Cleveland Textured Crew Knitted Jumper - Dark Orange

Cleveland Textured Crew Knitted Jumper - Dark Orange

Current sale price is £50

(Save £50)

Regular price was £100

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.