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EA7 Emporio Armani16

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Teenage Mutant Ninja Turtles2

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UNDER ARMOUR137

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Weekend Offender1

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Zavetti Canada4

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Uno Minecraft Card Game

Minecraft Card Game

£11.99

5 out of 5 stars

9 reviews

Fridgemaster MS91558DES Total No Frost American Fridge Freezer - Silver

MS91558DES Total No Frost American Fridge Freezer - Silver

£549

5 out of 5 stars

1 review

Style Cheat Daphne Floral Shirt Dress - Pink

Daphne Floral Shirt Dress - Pink

Current sale price is £30.40

(Save £27.60)

Regular price was £58

5 out of 5 stars

1 review

Moda Minx Club Tropicana 'strawberry Daiquiri' Triangle Bikini Top - Strawberry Daiquiri

Club Tropicana 'strawberry Daiquiri' Triangle Bikini Top - Strawberry Daiquiri

Current sale price is £16.80

(Save £8.20)

Regular price was £25

5 out of 5 stars

1 review

Style Cheat Cotton Racer Shirt Sleeveless Midi Dress - Brown

Cotton Racer Shirt Sleeveless Midi Dress - Brown

£58

5 out of 5 stars

1 review

Style Cheat Belted Pleated Dress - Pink

Belted Pleated Dress - Pink

Current sale price is £44.50

(Save £23.50)

Regular price was £68

5 out of 5 stars

1 review

Uno Spin

Spin

Current sale price is £11.99

(Save £5)

Regular price was £16.99

5 out of 5 stars

4 reviews

Uno Lilo & Stitch Card Game

Lilo & Stitch Card Game

Current sale price is £5.99

(Save £6)

Regular price was £11.99

5 out of 5 stars

1 review

Style Cheat Zoe Tiered Cutout Maxi Dress - Red

Zoe Tiered Cutout Maxi Dress - Red

Current sale price is £45

(Save £30)

Regular price was £75

5 out of 5 stars

1 review

Style Cheat New Birdie - Blue

New Birdie - Blue

Current sale price is £42

(Save £33)

Regular price was £75

5 out of 5 stars

1 review

Style Cheat Birdie Long Sleeve Midi Dress - Blue

Birdie Long Sleeve Midi Dress - Blue

Current sale price is £46.80

(Save £28.20)

Regular price was £75

5 out of 5 stars

1 review

Fridgemaster MF70450ES 200cm High Total No Frost Freestanding American French Door Fridge Freezer - Silver - E Rated

MF70450ES 200cm High Total No Frost Freestanding American French Door Fridge Freezer - Silver - E Rated

Current sale price is £579

(Save £70)

Regular price was £649

5 out of 5 stars

1 review

Uno Jurassic World: Rebirth Card Game

Jurassic World: Rebirth Card Game

Current sale price is £5.99

(Save £6)

Regular price was £11.99

5 out of 5 stars

1 review

Style Cheat Broderie Shorts - White

Broderie Shorts - White

Current sale price is £10.50

(Save £24.50)

Regular price was £35

5 out of 5 stars

1 review

Evolution 255mm Multimaterial Cutting Jobsite Table Saw

255mm Multimaterial Cutting Jobsite Table Saw

Current sale price is £303

(Save £76)

Regular price was £379

5 out of 5 stars

1 review

Fridgemaster MS83430DEB American Fridge Freezer - Black

MS83430DEB American Fridge Freezer - Black

£549

5 out of 5 stars

7 reviews

Fridgemaster MTM48120EB 48cm Wide, 117cm Tall Fridge Freeze - Black

MTM48120EB 48cm Wide, 117cm Tall Fridge Freeze - Black

£199

5 out of 5 stars

4 reviews

Style Cheat Hater Mini Dress - Red

Hater Mini Dress - Red

Current sale price is £29.25

(Save £30.75)

Regular price was £60

5 out of 5 stars

1 review

Fridgemaster MTM48120E 48cm Wide, 117cm Tall Fridge Freezer - White

MTM48120E 48cm Wide, 117cm Tall Fridge Freezer - White

£189

5 out of 5 stars

3 reviews

Uno Zero Card Game

Zero Card Game

Current sale price is £7.99

(Save £5)

Regular price was £12.99

5 out of 5 stars

3 reviews

Style Cheat Jasmine Cut Out Midi Dress - Yellow

Jasmine Cut Out Midi Dress - Yellow

Current sale price is £31

(Save £31)

Regular price was £62

5 out of 5 stars

1 review

Style Cheat Pinstripe Sleeveless Blazer - Green

Pinstripe Sleeveless Blazer - Green

Current sale price is £10.50

(Save £24.50)

Regular price was £35

5 out of 5 stars

1 review

Style Cheat Halter Neck Tropical Floral Midi Dress - Pink

Halter Neck Tropical Floral Midi Dress - Pink

Current sale price is £30

(Save £45)

Regular price was £75

5 out of 5 stars

1 review

Moda Minx Private Island Amore Triangle Bikini Top - Coral

Private Island Amore Triangle Bikini Top - Coral

Current sale price is £9

(Save £21)

Regular price was £30

5 out of 5 stars

1 review

Moda Minx Scrunch Fixed Brazilian Bottom In Powder - Blue

Scrunch Fixed Brazilian Bottom In Powder - Blue

Current sale price is £9

(Save £21)

Regular price was £30

5 out of 5 stars

1 review

Moda Minx Scrunch Mini Dress With Scoop Back - Turquoise

Scrunch Mini Dress With Scoop Back - Turquoise

Current sale price is £33

(Save £27)

Regular price was £60

5 out of 5 stars

1 review

Moda Minx Scrunch Knot Bikini Top In Coconut - Brown

Scrunch Knot Bikini Top In Coconut - Brown

Current sale price is £9

(Save £21)

Regular price was £30

5 out of 5 stars

1 review

Moda Minx Amour Triangle Bikini Top - Leopard (With Gold Crystal) - Multi

Amour Triangle Bikini Top - Leopard (With Gold Crystal) - Multi

Current sale price is £10.40

(Save £14.60)

Regular price was £25

5 out of 5 stars

1 review

Moda Minx Scrunch Fixed Brazilian Bottom In Candy Pink

Scrunch Fixed Brazilian Bottom In Candy Pink

Current sale price is £9

(Save £21)

Regular price was £30

5 out of 5 stars

1 review

Ben Sayers LTE Pencil Golf Stand Bag - Black/Grey

LTE Pencil Golf Stand Bag - Black/Grey

£64.99

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.