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Fridgemaster MCF100EB 97L Freestanding Chest Freezer - Black

MCF100EB 97L Freestanding Chest Freezer - Black

Current sale price is £119

(Save £10)

Regular price was £129

Merrell Womens Moab 3 Goretex Hiking Shoes - Black

Womens Moab 3 Goretex Hiking Shoes - Black

Current sale price is £79.75

(Save £65.25)

Regular price was £145

4.5 out of 5 stars

118 reviews

Fridgemaster MC50165ES 50cm Wide, 143cm Tall Fridge Freezer - Silver

MC50165ES 50cm Wide, 143cm Tall Fridge Freezer - Silver

£209

4.6 out of 5 stars

34 reviews

Fridgemaster MS91558DES Total No Frost American Fridge Freezer - Silver

MS91558DES Total No Frost American Fridge Freezer - Silver

£549

5 out of 5 stars

1 review

Merrell Women's Trail Running Antora 4 Waterproof Shoes - Black

Women's Trail Running Antora 4 Waterproof Shoes - Black

Current sale price is £65

(Save £65)

Regular price was £130

4.2 out of 5 stars

44 reviews

Fridgemaster MC50165EB 50cm Wide, 143cm Tall Fridge Freezer - Black

MC50165EB 50cm Wide, 143cm Tall Fridge Freezer - Black

£209

4 out of 5 stars

6 reviews

Fridgemaster MQ79395ES 181cm High Total No Frost Freestanding American Cross Door Fridge Freezer - Silver

MQ79395ES 181cm High Total No Frost Freestanding American Cross Door Fridge Freezer - Silver

£549

Merrell Mens Moab Speed 2 Goretex Hiking Shoes - Brown

Mens Moab Speed 2 Goretex Hiking Shoes - Brown

Current sale price is £120

(Save £30)

Regular price was £150

5 out of 5 stars

1 review

Merrell Womens Trail Running Promorph Shoes - Pink

Womens Trail Running Promorph Shoes - Pink

Current sale price is £84

(Save £56)

Regular price was £140

4.4 out of 5 stars

9 reviews

Merrell Womens Trail Running Promorph Shoes - White

Womens Trail Running Promorph Shoes - White

Current sale price is £84

(Save £56)

Regular price was £140

4.4 out of 5 stars

9 reviews

Merrell Mens Maipo Explorer Sieve Sandals - Brown

Mens Maipo Explorer Sieve Sandals - Brown

Current sale price is £73.50

(Save £31.50)

Regular price was £105

Merrell Womens Trail Running Agility Peak 6 Trainers - Purple

Womens Trail Running Agility Peak 6 Trainers - Purple

Current sale price is £87

(Save £58)

Regular price was £145

Merrell Womens Trail Running Promorph Trainers - White

Womens Trail Running Promorph Trainers - White

Current sale price is £84

(Save £56)

Regular price was £140

Merrell Womens Trail Running Agility Peak 6 Goretex Trainers

Womens Trail Running Agility Peak 6 Goretex Trainers

Current sale price is £102

(Save £68)

Regular price was £170

Merrell Womens Trail Running Agility Peak 6 Trainers - Blue

Womens Trail Running Agility Peak 6 Trainers - Blue

Current sale price is £87

(Save £58)

Regular price was £145

Merrell Womens Trail Running Antora 4 Shoes - Purple

Womens Trail Running Antora 4 Shoes - Purple

Current sale price is £60

(Save £60)

Regular price was £120

4 out of 5 stars

58 reviews

Merrell Womens Agility Peak 5 Walking Shoes - White

Womens Agility Peak 5 Walking Shoes - White

£140

4.5 out of 5 stars

144 reviews

Merrell Womens Trail Running Promorph Shoes - Black

Womens Trail Running Promorph Shoes - Black

Current sale price is £75.50

(Save £64.50)

Regular price was £140

4.3 out of 5 stars

14 reviews

Fridgemaster MS83430EB 80cm Wide Side by Side, American Fridge Freezer - Black

MS83430EB 80cm Wide Side by Side, American Fridge Freezer - Black

Current sale price is £449

(Save £30)

Regular price was £479

4.4 out of 5 stars

63 reviews

Merrell Mens Speed Fusion Sport RMX Sandals - Black

Mens Speed Fusion Sport RMX Sandals - Black

Current sale price is £40

(Save £40)

Regular price was £80

3.5 out of 5 stars

2 reviews

Fridgemaster MCF145EB 141L Freestanding Chest Freezer - Black

MCF145EB 141L Freestanding Chest Freezer - Black

Current sale price is £149

(Save £30)

Regular price was £179

Fridgemaster MC55251DE 55cm Wide, Total No Frost, Freestanding Fridge Freezer - White

MC55251DE 55cm Wide, Total No Frost, Freestanding Fridge Freezer - White

£319

4.3 out of 5 stars

56 reviews

Merrell Mens Trail Running Promorph Shoes - Grey

Mens Trail Running Promorph Shoes - Grey

Current sale price is £70

(Save £70)

Regular price was £140

4.2 out of 5 stars

17 reviews

Merrell Mens Speedarc Matis Hiking Shoes - Purple

Mens Speedarc Matis Hiking Shoes - Purple

Current sale price is £80

(Save £80)

Regular price was £160

Fridgemaster MS83430DEB1 Total No Frost American Fridge Freezer - Black - E Rated

MS83430DEB1 Total No Frost American Fridge Freezer - Black - E Rated

£549

Merrell Mens Trail Running Agility Peak 6 Trainers - Black

Mens Trail Running Agility Peak 6 Trainers - Black

Current sale price is £72.50

(Save £72.50)

Regular price was £145

5 out of 5 stars

1 review

Merrell Womens Speed Fusion Sport Rmx Sandals - Beige

Womens Speed Fusion Sport Rmx Sandals - Beige

Current sale price is £51

(Save £34)

Regular price was £85

Merrell Mens Trail Running Agility Peak 6 Trainers - Blue

Mens Trail Running Agility Peak 6 Trainers - Blue

Current sale price is £79.50

(Save £65.50)

Regular price was £145

5 out of 5 stars

1 review

Fridgemaster MTZ55153E Freestanding Tall Freezer - White

MTZ55153E Freestanding Tall Freezer - White

£249

4.6 out of 5 stars

38 reviews

Fridgemaster MTM48120EB 48cm Wide, 117cm Tall Fridge Freeze - Black

MTM48120EB 48cm Wide, 117cm Tall Fridge Freeze - Black

£199

5 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.