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Fridgemaster MCF142EB 142L Chest Freezer - Black

MCF142EB 142L Chest Freezer - Black

Current sale price is £169

(Save £10)

Regular price was £179

4.4 out of 5 stars

10 reviews

Bitzee Interactive Digital Pet - Jurassic World

Interactive Digital Pet - Jurassic World

Current sale price is £24.99

(Save £15)

Regular price was £39.99

4.3 out of 5 stars

22 reviews

Bitzee Interactive Digital Pet - Harry Potter

Interactive Digital Pet - Harry Potter

Current sale price is £24.99

(Save £15)

Regular price was £39.99

4.7 out of 5 stars

20 reviews

Fridgemaster MS83430EB 80cm Wide Side by Side, American Fridge Freezer - Black

MS83430EB 80cm Wide Side by Side, American Fridge Freezer - Black

Current sale price is £529

(Save £140)

Regular price was £669

4.4 out of 5 stars

61 reviews

Fridgemaster MS91558DES Total No Frost American Fridge Freezer - Silver

MS91558DES Total No Frost American Fridge Freezer - Silver

Current sale price is £499

(Save £100)

Regular price was £599

Fridgemaster MUL4892E Freestanding Under-counter Fridge - White

MUL4892E Freestanding Under-counter Fridge - White

Current sale price is £129

(Save £10)

Regular price was £139

4 out of 5 stars

5 reviews

OFFICE Kallie Set Back High Heel Leather Knee Boot - Black

Kallie Set Back High Heel Leather Knee Boot - Black

Current sale price is £84

(Save £21)

Regular price was £105

4.5 out of 5 stars

2 reviews

OFFICE Angelica Leather Chelsea Ankle Boot - Black

Angelica Leather Chelsea Ankle Boot - Black

Current sale price is £52

(Save £28)

Regular price was £80

2.5 out of 5 stars

2 reviews

OFFICE Kaci Chunky Knee High Boot - Black

Kaci Chunky Knee High Boot - Black

Current sale price is £64

(Save £16)

Regular price was £80

5 out of 5 stars

1 review

Fridgemaster MS83430DEB American Fridge Freezer - Black

MS83430DEB American Fridge Freezer - Black

Current sale price is £499

(Save £30)

Regular price was £529

4.8 out of 5 stars

8 reviews

OFFICE Atticus Front Zip Leather Chunky Boot - Black

Atticus Front Zip Leather Chunky Boot - Black

Current sale price is £64

(Save £16)

Regular price was £80

OFFICE Alessia Kitten Heel Boots - Black

Alessia Kitten Heel Boots - Black

Current sale price is £37.50

(Save £12.50)

Regular price was £50

3 out of 5 stars

3 reviews

OFFICE Melba Multi Strap And Buckle Slingback Court Shoes - Dark Red

Melba Multi Strap And Buckle Slingback Court Shoes - Dark Red

Current sale price is £31.50

(Save £13.50)

Regular price was £45

OFFICE Karina Kitten Heel Knee Boot - Black

Karina Kitten Heel Knee Boot - Black

Current sale price is £64

(Save £16)

Regular price was £80

5 out of 5 stars

2 reviews

OFFICE Melba Multi Strap And Buckle Slingback Court Shoes - Black

Melba Multi Strap And Buckle Slingback Court Shoes - Black

Current sale price is £36

(Save £9)

Regular price was £45

5 out of 5 stars

2 reviews

OFFICE Annabella Block Heel Leather Ankle Boot - Brown

Annabella Block Heel Leather Ankle Boot - Brown

Current sale price is £64

(Save £16)

Regular price was £80

Fridgemaster MC55240ES Freestanding Fridge Freezer - Silver

MC55240ES Freestanding Fridge Freezer - Silver

Current sale price is £269

(Save £30)

Regular price was £299

4.3 out of 5 stars

10 reviews

OFFICE Martha Slingback Kitten Heels - Red

Martha Slingback Kitten Heels - Red

Current sale price is £29.25

(Save £12.75)

Regular price was £42

5 out of 5 stars

1 review

Fridgemaster MC55251DEB 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

MC55251DEB 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

Current sale price is £329

(Save £20)

Regular price was £349

4.4 out of 5 stars

66 reviews

OFFICE Million Mesh Slingback - Leopard

Million Mesh Slingback - Leopard

Current sale price is £36

(Save £4)

Regular price was £40

OFFICE Fanfare Velvet Maryjane Ballerina - Black

Fanfare Velvet Maryjane Ballerina - Black

Current sale price is £30

(Save £10)

Regular price was £40

5 out of 5 stars

1 review

OFFICE Penny Loafer - Taupe

Penny Loafer - Taupe

Current sale price is £27

(Save £33)

Regular price was £60

Roxy Womens Long Sleeve Zip Lycra Rashguard - Black

Womens Long Sleeve Zip Lycra Rashguard - Black

Current sale price is £36

(Save £9)

Regular price was £45

2 out of 5 stars

1 review

OFFICE Suede White Sole Loafer - Taupe

Suede White Sole Loafer - Taupe

Current sale price is £27.50

(Save £27.50)

Regular price was £55

4 out of 5 stars

1 review

Bitzee Interactive Digital Pet - Jurassic World

Interactive Digital Pet - Jurassic World

Current sale price is £32.99

(Save £7)

Regular price was £39.99

4.3 out of 5 stars

22 reviews

OFFICE Fairytale Suede Ballerina Pumps - Brown

Fairytale Suede Ballerina Pumps - Brown

Current sale price is £34.50

(Save £11.50)

Regular price was £46

1 out of 5 stars

1 review

OFFICE Million Dollar Slingback Kitten Heels - Cream

Million Dollar Slingback Kitten Heels - Cream

Current sale price is £28

(Save £12)

Regular price was £40

5 out of 5 stars

3 reviews

OFFICE Morgan Slingback Heel - Black

Morgan Slingback Heel - Black

Current sale price is £40.50

(Save £4.50)

Regular price was £45

5 out of 5 stars

2 reviews

OFFICE Keira Block Heel Leather Knee Boot - Black

Keira Block Heel Leather Knee Boot - Black

Current sale price is £84

(Save £36)

Regular price was £120

4 out of 5 stars

1 review

Roxy Womens Beach Classics Tiki Triangle Separate Top Swimsuit - Black

Womens Beach Classics Tiki Triangle Separate Top Swimsuit - Black

Current sale price is £12

(Save £16)

Regular price was £28

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.