Search Account Saved Basket0

New In
Designer Brands
Women
Men
Baby & Kids
Toys
Sports & Travel
Home & Garden
Appliances
Tech & Gaming
Beauty
Gifts & Jewellery
Offers
Sale

Up to 60% off Sale!

All, Bosch, Graco, Map, Max Factor, Nextbase, Rasch, Turtle Beach, WATERSIDE, Xbox One

Filter

Home & Garden182

Technology & Gaming87

Health & Beauty20

Sports & Travel8

Filters for Platform

Playstation 518

Playstation 414

Xbox Series X40

Xbox Series S35

Nintendo Switch 25

Nintendo Switch9

Nintendo Switch OLED5

Nintendo Switch Lite5

Filters for Brand

#

List of filters #

7 FOR ALL MANKIND42

A

List of filters A

Abercrombie & Fitch66

Abigail Ahern16

Activity Superstore78

Adam Fires & Fireplaces18

adidas Originals929

adidas Sportswear933

adidas Terrex173

Airbrush Plush4

Alessandro Zavetti20

Alice in Wonderland5

Alix the Label13

AMERICAN TOURISTER13

Applied Nutrition69

Ariana Grande12

Armani Exchange155

Art For The Home10

B

List of filters B

B By Ted Baker55

Barbour International202

Barking Bakery1

Barking Heads19

BAYLIS & HARDING3

BEAU & ELLIOT24

Beauty Of Joseon9

Beauty Works121

Beaverbrooks203

Bedeck of Belfast2

Ben & Holly's Little Kingdom6

Bianca Fine Linens5

Black & Decker79

Body Sculpture36

Bomb Cosmetics9

Bowers & Wilkins3

Brainstorm Toys2

Brand Threads28

Bridgerton by Catherine Lansfield1

Buckley London9

Bulldog Skincare for Men6

C

List of filters C

Calvin Klein448

Calvin Klein Jeans324

Calvin Klein Sport19

Canopia by Palram70

Captain America1

Carolina Herrera4

Cath Kidston115

catherine landsfield3

Catherine Lansfield528

CF Real Madrid3

CHELSEA PEERS242

Cheshire Mouldings12

Chi Chi London6

Clair De Lune75

Clarke & Clarke1

Construct And Create2

Cookeez Makery4

Copenhagen Home27

CosmoLiving by Cosmopolitan71

Country Living7

Created Brilliance25

Creative Tops12

Creativity for Kids1

Criminal Damage3

D

List of filters D

Dancing Leopard1

Designers Guild11

Disney Cinderella1

Disney Descendants2

Disney Doorables1

Disney Frozen28

Disney Lilo & Stitch29

Disney Moana 27

Disney Munchlings2

Disney Princess51

Disney Stitch65

Disney The Lion King2

Dolce & Gabbana31

Dora the Explorer8

Double A by Wood Wood40

Dreams & Drapes28

dress to impress3

E

List of filters E

EA7 Emporio Armani96

Eleanor Bowmer51

Elf on the Shelf1

Elizabeth Arden92

Emily Lovelock16

Emma Bridgewater17

Emporio Armani54

Emporio Armani Bodywear38

ENAMEL Copenhagen65

Ernest Jones136

Eyewear by David Beckham3

F

List of filters F

Fantastic Four2

Fast & Furious1

Fisher-Price Little People14

Five Nights at Freddy's5

Football Flick34

French Connection261

Friends Like These79

Fujifilm Instax45

FurReal Friends6

G

List of filters G

Gabby's Dollhouse21

Gabby's Dollhouse7

Gallery Direct282

George Foreman7

Giles & Posner1

Girlfriend Collective67

Good Food by Tower3

Good Food by Tower19

Graham & Brown1

Grasshopper Games2

Guardians of the Galaxy1

Guess How Much I Love You1

H

List of filters H

HAIRY BIKERS WORLD4

Harry Potter176

Hawaiian Tropics9

Helena Springfield25

Heroes of Goo Jit Zu14

Heston Blumenthal by Salter1

Hollywood Rides1

Hot Diamonds129

Hotel Chocolat31

How to Train Your Dragon5

Hush Puppies228

I

List of filters I

Icon Beanbags24

Iconic London48

In The Night Garden6

Interiors By Premier280

J

List of filters J

Jack & Jones329

Jack & Jones Junior142

Jack & Jones Mini39

Jacques Du Manoir22

James Wellbeloved9

Jean Paul Gaultier9

Jennifer Lopez2

Jim Jam The Label39

John Hatter & Co1

Johnnie Walker1

JoJo Maman Bebe45

Joma Jewellery89

Jones Bootmaker79

Joseph Joseph76

Juicy Couture122

Julian Bowen387

Julian McDonald5

JURASSIC WORLD31

Just Sheepskin31

K

List of filters K

k pop demon hunters4

K18 Biomimetic Hairscience1

Kate Spade New York109

Katie Loxton110

Kinetik Wellbeing9

L

List of filters L

L.O.L Surprise!27

L'Oreal Paris72

L'Oreal Paris Men Expert10

Lauren by Ralph Lauren82

Laurence Llewelyn-Bowen48

LEARNING RESOURCES13

LEGO Animal Crossing6

LEGO Architecture2

LEGO Botanical6

LEGO DC Super Heroes2

LEGO Disney Princess7

LEGO DreamZzz12

LEGO Gabby's Dollhouse2

LEGO Harry Potter18

LEGO Jurassic World1

LEGO Minecraft14

LEGO Minifigures1

LEGO Speed Champions4

LEGO Spiderman3

LEGO Star Wars25

LEGO Super Heroes6

LEGO Super Mario6

LEGO Wednesday3

Liberty House53

Lilo & Stitch23

Lily and Lionel81

Little Acorns52

Little Big Friends8

Little Live Pets11

Little Mistress71

Living and Home15

Long Tall Sally596

Lord of the Rings9

Lord and Labradors20

Love DIAMOND202

Love To Dream10

LPD Furniture12

Lucky Egg Games4

Lyle & Scott187

Lyle & Scott Golf10

M

List of filters M

Made By Mitchell9

Mamas & Papas517

Manchester City24

Manchester United12

Marvel Avengers8

Marvel Spiderman4

Matthew Williamson5

Maxwell & Williams2

Me and My Golf2

Melissa & Doug19

Michelle Keegan143

Michelle Keegan Home133

Mini V by Very234

Miss Mary of Sweden87

Moda In Pelle73

MOET & CHANDON3

Montagne Jeunesse1

Monty Bojangles3

Moriah Elizabeth2

Morphy Richards106

Murdock London15

My Little Pony1

N

List of filters N

Nescafe Dolce Gusto5

New Look 915261

Nightmare Before Christmas9

nike max fusion13

Nintendo Switch195

Nintendo Switch 287

Nintendo Switch Lite6

Nintendo Switch OLED10

Nobodys Child102

Numatic International10

NYX PROFESSIONAL MAKEUP49

O

List of filters O

Olivia Burton54

OSA Fine Spirits2

Oscar Jacobson16

Osprey Action Sports18

Osprey London53

Our Generation30

OUTDOOR REVOLUTION19

P

List of filters P

Pacific Lifestyle59

Paddington Bear7

Panache Sport11

Paradox London47

Paul Smith Junior4

Petit Artichaut19

Philip Kingsley45

Philipp Plein27

Pineapple Elephant17

Playstation 431

PlayStation 5294

PlayStation VR1

Polo Ralph Lauren272

Power Rangers12

Premier Housewares1

Pressure King Pro1

Pretty Lavish112

Price & Kensington19

PS PAUL SMITH104

Q

List of filters Q

QUAY AUSTRALIA4

R

List of filters R

Rachel Ashwell23

Rachel Jackson40

Rachel Jackson London6

Red Equipment10

Red Riding Hood2

Reflex Active43

Revolution Beauty London39

RHS X Catherine Lansfield2

River Island1852

River Island Baby50

River Island Mini188

Roamer of Switzerland46

Roberto Cavalli4

Rock Luggage311

Rosewood X Battersea1

ROYAL WORCESTER18

Russell Hobbs225

S

List of filters S

Summerhouse by Navigate1

Sam Faiers Little Knightleys1

Sanctuary Spa23

Sarah Jessica Parker7

Scottish Everlastings56

Scuderia Ferrari1

Seasalt Cornwall108

Selected Homme101

Shimmer & Sparkle12

Shock Absorber14

Silver Cross114

Silver Whisper20

Simply Silver48

Skibidi Toilet4

Smart Halloween6

Snuggledown of Norway14

Soaked In Luxury35

Sonic the Hedgehog22

Sophie Conran for Portmeirion4

Spicers Of Hythe38

Spidey and His Amazing Friends16

Spin Master Games3

Spongebob Squarepants6

Squish-a-longs6

Squishmallows64

Stanley FatMax32

Stickle Bricks1

Stranger Things10

Streetwize Accessories9

Studio Creator12

Summerhouse by Navigate12

Super Facialist9

Superfresco Colours1

Superfresco Easy77

Superfresco Paintable5

Sweaty Betty257

Sylvanian Families13

T

List of filters T

Teenage Mutant Ninja Turtles9

The Aromatherapy Co.3

The Art Group60

The Christmas Gift Co50

The Fine Bedding Company37

The Flat Lay Co.11

The Inside Edit6

The Kind Edit Co.5

The Little Green Sheep3

The Little Linen Company2

The Little Mermaid1

The Love Collection499

The Love Silver Collection1

The Luxury Bathing Company9

The Lyndon Co14

The Mandalorian1

THE NORTH FACE427

The Personalised Memento Company207

The Personalised Momento Co3

The Seasonal Gift Co5

The Very Collection2357

The Very Collection Curve157

The Very Hungry Caterpillar2

Thomas & Friends20

Timberland Pro5

tiny treasures4

TLC Sport Performance14

Tommee Tippee51

Tommy Hilfiger894

Totes Isotoner14

Tottenham Hotspur FC13

Treat Republic121

TRUE RELIGION32

Turtledove London93

Tutti Bambini98

U

List of filters U

UNDER ARMOUR750

Unicorn Academy10

United Oddsocks3

University Games28

V

List of filters V

V by Very Comfort4

V by Very Curve170

Vero Moda Curve1

Versace Jeans Couture70

Vida Designs248

Virgin Experience Days203

Virginia Hayward10

Vivienne Westwood67

W

List of filters W

Waffle the Wonderdog1

Weekend Offender122

West Ham United7

Western Digital5

William Morris at Home56

Winnie The Pooh6

X

List of filters X

Xbox Series X163

Y

List of filters Y

Yankee Candle50

Z

List of filters Z

Zavetti Canada89

Filters for Hob Control Type

Rotary Control2

Filters for Hob Type

Induction Hobs5

Filters for Width

Filters for Isofix Compatibility

Not Isofix Compatible11

Isofix Compatible7

Filters for Direction

Forward Facing18

Swivel / Multi3

Filters for Defrost

Total No Frost9

Filters for Power Tool Type

Filters for Wallpaper Design

Glitter, Metallic & Velvet11

Brick, Stone & Marble9

Birds & Animals1

Cityscapes & Space1

Leaves & Trees2

Filters for Dishwasher Type

Filters for Lawnmower Type

Filters for Oven Type

Built In Double Oven1

Filters for Car Seat Weight Range

Filters for Car Seat Age

Birth To 4 Years3

Birth To 7 Years1

Birth To 12 Years1

15 Months To 12 Years2

3.5 Years To 12 Years4

4 Years To 12 Years7

Page 1. Results: 1 to 30 (of 383)

Results: 1 - 30 (of 383)

Number of results per page

30products per page

96products per page

Bosch Series 4 SMV4HVX00G Fullsize, 14-Place Settings Integrated Dishwasher - 6 programmes, Vario Flex baskets, Vario Drawer, 5 options, Info Light, 46dB, 9L - Stainless Steel

Series 4 SMV4HVX00G Fullsize, 14-Place Settings Integrated Dishwasher - 6 programmes, Vario Flex baskets, Vario Drawer, 5 options, Info Light, 46dB, 9L - Stainless Steel

Current sale price is £499

(Save £80)

Regular price was £579

4.8 out of 5 stars

253 reviews

Nextbase 422 Dash Cam Exclusive Bundle with Rear Camera, 32GB Memory Card and Carry Case

Time Limited Deal

422 Dash Cam Exclusive Bundle with Rear Camera, 32GB Memory Card and Carry Case

Current sale price is £189.99

(Save £85)

Regular price was £274.99

4.4 out of 5 stars

138 reviews

Turtle Beach Stealth 500 Xbox Multiplatform Wireless Gaming Headset - Black

Stealth 500 Xbox Multiplatform Wireless Gaming Headset - Black

Current sale price is £49.99

(Save £15)

Regular price was £64.99

4.5 out of 5 stars

38 reviews

Bosch Series 2 SMS2HVW67G Fullsize, 14-Place Setting Freestanding Dishwasher - 6 programmes, Vario baskets, Vario Drawer, 5 options, 46dB, 9L - White

Series 2 SMS2HVW67G Fullsize, 14-Place Setting Freestanding Dishwasher - 6 programmes, Vario baskets, Vario Drawer, 5 options, 46dB, 9L - White

Current sale price is £449

(Save £50)

Regular price was £499

4.9 out of 5 stars

121 reviews

Bosch WTH85226GB, 8kg Tumble Dryer, Heat Pump, SelfCleaning Condenser, Hygiene Plus, Half Load, AutoDry, LED Display/ jog dial

WTH85226GB, 8kg Tumble Dryer, Heat Pump, SelfCleaning Condenser, Hygiene Plus, Half Load, AutoDry, LED Display/ jog dial

£549

4.6 out of 5 stars

17 reviews

Turtle Beach Stealth 500 PS Multiplatform Wireless Gaming Headset - Black

Stealth 500 PS Multiplatform Wireless Gaming Headset - Black

Current sale price is £49.99

(Save £30)

Regular price was £79.99

4.5 out of 5 stars

38 reviews

WATERSIDE Platinum Trim 30-Piece Dinner Set

Platinum Trim 30-Piece Dinner Set

Current sale price is £50

(Save £20)

Regular price was £70

Turtle Beach Stealth Ultra Wireless Controller for Xbox & PC

Stealth Ultra Wireless Controller for Xbox & PC

Current sale price is £145

(Save £34)

Regular price was £179

3.8 out of 5 stars

127 reviews

Bosch WGG254Z1GB Capacity 10kg, 1400rpm, Iron Assist, Anti Stain, Active Water Plus, SpeedPerfect, LED Display, Black door

WGG254Z1GB Capacity 10kg, 1400rpm, Iron Assist, Anti Stain, Active Water Plus, SpeedPerfect, LED Display, Black door

Current sale price is £549

(Save £100)

Regular price was £649

4.7 out of 5 stars

34 reviews

Bosch Series 2 BCHF220GB 44 mins runtime, Readyy 2 in 1 Cordless Vacuum Cleaner - Black

Series 2 BCHF220GB 44 mins runtime, Readyy 2 in 1 Cordless Vacuum Cleaner - Black

Current sale price is £149

(Save £40)

Regular price was £189

4.2 out of 5 stars

101 reviews

WATERSIDE 12pc Thick Cream Band

12pc Thick Cream Band

Current sale price is £25

(Save £15)

Regular price was £40

1 out of 5 stars

2 reviews

Bosch Series 2 KGN34NLEAG 50/50 Split, No Frost, 60cm Wide Fridge Freezer - Inox

Series 2 KGN34NLEAG 50/50 Split, No Frost, 60cm Wide Fridge Freezer - Inox

£499

4.7 out of 5 stars

203 reviews

Turtle Beach Stealth 700 Gen3 Xbox Multiplatform Wireless Gaming Headset – Cobalt Blue

Stealth 700 Gen3 Xbox Multiplatform Wireless Gaming Headset – Cobalt Blue

Current sale price is £149.99

(Save £30)

Regular price was £179.99

4.7 out of 5 stars

36 reviews

Bosch WGG244ZCGB Capacity 9kg, 1400rpm, Iron Assist, Anti Stain, Active Water Plus, SpeedPerfect, LED Display, Black door

WGG244ZCGB Capacity 9kg, 1400rpm, Iron Assist, Anti Stain, Active Water Plus, SpeedPerfect, LED Display, Black door

£599

5 out of 5 stars

51 reviews

WATERSIDE 20pc Gold Maze

20pc Gold Maze

Current sale price is £35

(Save £20)

Regular price was £55

Turtle Beach Stealth 700 Gen3 Xbox Multiplatform Wireless Gaming Headset – Black

Stealth 700 Gen3 Xbox Multiplatform Wireless Gaming Headset – Black

Current sale price is £149.99

(Save £30)

Regular price was £179.99

4.6 out of 5 stars

37 reviews

WATERSIDE White And Gold Lined 12 Piece Dinner Set

White And Gold Lined 12 Piece Dinner Set

£45

4.5 out of 5 stars

4 reviews

Bosch Series 4 HQA574BS3B Built-in Electric Single Oven with Pyrolytic Cleaning - Stainless Steel - A+ Rated

Series 4 HQA574BS3B Built-in Electric Single Oven with Pyrolytic Cleaning - Stainless Steel - A+ Rated

Current sale price is £499

(Save £100)

Regular price was £599

4.4 out of 5 stars

14 reviews

Turtle Beach Racer Wireless Racing Wheel for Xbox & PC

Racer Wireless Racing Wheel for Xbox & PC

Current sale price is £134.99

Regular price was £139.99

WATERSIDE 16pc 2tone Green Coupe

16pc 2tone Green Coupe

£50

WATERSIDE 16pc Pad Print Black

16pc Pad Print Black

£60

Turtle Beach Stealth 600 Gen3 Xbox Multiplatform Wireless Gaming Headset - Black

Stealth 600 Gen3 Xbox Multiplatform Wireless Gaming Headset - Black

£99.99

4.3 out of 5 stars

62 reviews

Turtle Beach Airlite & Rematch Wired Bundle - XB - Spirit Red

Airlite & Rematch Wired Bundle - XB - Spirit Red

Current sale price is £29.99

(Save £20)

Regular price was £49.99

5 out of 5 stars

1 review

Turtle Beach VelocityOne Racing Wheel KD3 - XB

VelocityOne Racing Wheel KD3 - XB

£329.99

Bosch Series 2 BGBS2BA1GB ProEco Bagged Cylinder Vacuum Cleaner - Black

Series 2 BGBS2BA1GB ProEco Bagged Cylinder Vacuum Cleaner - Black

Current sale price is £99

(Save £30)

Regular price was £129

4.5 out of 5 stars

19 reviews

WATERSIDE 50pc Gold Radiance

50pc Gold Radiance

£125

4 out of 5 stars

1 review

Bosch PNP6B6K40, 60cm Gas Hob, 4 burners, Front control, 4 Dishwasher suitable cast iron pan supports, new standard sword dials, Tempered Glass

PNP6B6K40, 60cm Gas Hob, 4 burners, Front control, 4 Dishwasher suitable cast iron pan supports, new standard sword dials, Tempered Glass

£299

5 out of 5 stars

3 reviews

Turtle Beach Stealth 500 Multiplatform Wireless Gaming Headset for Xbox, PC, & Mobile - Arctic Camo

Stealth 500 Multiplatform Wireless Gaming Headset for Xbox, PC, & Mobile - Arctic Camo

£79.99

4.9 out of 5 stars

25 reviews

Turtle Beach Victrix Pro BFG Reloaded Wireless Controller for Xbox - Black

Victrix Pro BFG Reloaded Wireless Controller for Xbox - Black

Current sale price is £134.99

(Save £45)

Regular price was £179.99

5 out of 5 stars

25 reviews

WATERSIDE 16pc 2tone Blue Coupe

16pc 2tone Blue Coupe

£50

3 out of 5 stars

2 reviews

Page 1. Results: 1 to 30 (of 383)

Results: 1 - 30 (of 383)

Number of results per page

30products per page

96products per page

Page2
Page3
Page4
Page5
Page6
Page7
Page13
Page2
Page13

Next PagePage 1 selected

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

My account

Account summary
Track my order
Delivery & returns

Ways to Pay & Protect

Very Pay
Very Protect
Very Money Matters

Cards & Loans

Very Credit Card
Looking for a loan?

Privacy notice and cookies

Privacy policy
Cookie policy
Manage cookies

Help

Help & FAQs
Product support hub
Financial difficulties
Cost of living support
Persistent debt
PPI complaints
Contact us
Terms & conditions
Product recall & safety
Careers
Become an affiliate
Corporate Social Responsibility
Fraud and scam awareness
Buying guides
Website vulnerability disclosure
Brand directory
Site map
Accessibility

Download the app

Let's get social

© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.