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Spode Christmas Tree 12-Piece Dinner Set

Christmas Tree 12-Piece Dinner Set

Current sale price is £90

(Save £36)

Regular price was £126

5 out of 5 stars

1 review

Spode Christmas Tree Serving Bowl

Christmas Tree Serving Bowl

Current sale price is £28

(Save £15)

Regular price was £43

5 out of 5 stars

1 review

Rowlinson Florence 4x3M Canopy

Florence 4x3M Canopy

Current sale price is £559.99

(Save £140)

Regular price was £699.99

3 out of 5 stars

2 reviews

Rowlinson Airevale 4 x 3ft Apex Plastic Shed - Light Grey

Airevale 4 x 3ft Apex Plastic Shed - Light Grey

Current sale price is £224.99

(Save £75)

Regular price was £299.99

4 out of 5 stars

4 reviews

Rowlinson Airevale 4 x 6ft Apex Plastic Shed - Dark Grey

Airevale 4 x 6ft Apex Plastic Shed - Dark Grey

Current sale price is £319.99

(Save £80)

Regular price was £399.99

1.5 out of 5 stars

2 reviews

Rowlinson Airevale 4 x 6ft Apex Plastic Shed - Light Grey

Airevale 4 x 6ft Apex Plastic Shed - Light Grey

Current sale price is £319.99

(Save £80)

Regular price was £399.99

3.3 out of 5 stars

4 reviews

Rowlinson Bali Outdoor Dining Set

Bali Outdoor Dining Set

Current sale price is £679.99

(Save £120)

Regular price was £799.99

Rowlinson Ashdown Wooden Parasol - 2.2m

Ashdown Wooden Parasol - 2.2m

Current sale price is £80.99

(Save £9)

Regular price was £89.99

Rowlinson Stockholm 4 Seat Dining Set

Stockholm 4 Seat Dining Set

Current sale price is £449.99

(Save £150)

Regular price was £599.99

Rowlinson Sandown Adirondack Chair

Sandown Adirondack Chair

Current sale price is £101.99

(Save £18)

Regular price was £119.99

Rowlinson Sandown Folding Adirondack Chair

Sandown Folding Adirondack Chair

Current sale price is £118.99

(Save £21)

Regular price was £139.99

3 out of 5 stars

2 reviews

Rowlinson Farnham 2 Seat Bench

Farnham 2 Seat Bench

Current sale price is £143.99

(Save £16)

Regular price was £159.99

Oola Everyday Moulded T-shirt Bra - Light Beige

Everyday Moulded T-shirt Bra - Light Beige

Current sale price is £36

(Save £9)

Regular price was £45

1 out of 5 stars

1 review

Rowlinson Ascot Folding Side Table

Ascot Folding Side Table

Current sale price is £27.99

(Save £12)

Regular price was £39.99

5 out of 5 stars

2 reviews

Rowlinson Stockholm 6 Seat Dining Set

Stockholm 6 Seat Dining Set

Current sale price is £524.99

(Save £175)

Regular price was £699.99

Buff Unisex Running Dryflx Reflective Neckwarmer - Black

Unisex Running Dryflx Reflective Neckwarmer - Black

Current sale price is £19.50

(Save £2.50)

Regular price was £22

Rowlinson Kyoto 3 Seat Bench

Kyoto 3 Seat Bench

Current sale price is £127.99

(Save £32)

Regular price was £159.99

Rowlinson Ashdown Folding 6 Seat Round Dining Set With Cushions

Ashdown Folding 6 Seat Round Dining Set With Cushions

Current sale price is £386.99

(Save £43)

Regular price was £429.99

Rowlinson Ashdown Folding Bistro Set With Cushions

Ashdown Folding Bistro Set With Cushions

Current sale price is £152.99

(Save £17)

Regular price was £169.99

5 out of 5 stars

1 review

Buff Unisex Knitted Beanie Hat - Renvi Black

Unisex Knitted Beanie Hat - Renvi Black

Current sale price is £25

(Save £3)

Regular price was £28

Rowlinson Airevale 4 x 2ft Cushion Box Garden Storage - Light Grey

Airevale 4 x 2ft Cushion Box Garden Storage - Light Grey

Current sale price is £101.99

(Save £68)

Regular price was £169.99

2.7 out of 5 stars

3 reviews

Tiny Treasures Unicorn Star All-in-One Outfit

Unicorn Star All-in-One Outfit

Current sale price is £13

(Save £66.99)

Regular price was £79.99

Buff Unisex Original Ecostretch Neckwarmer - Black

Unisex Original Ecostretch Neckwarmer - Black

Current sale price is £16

(Save £2)

Regular price was £18

Rowlinson Airevale 4X2 Cushion Box Dark Grey

Airevale 4X2 Cushion Box Dark Grey

Current sale price is £101.99

(Save £68)

Regular price was £169.99

Buff Unisex Merino Fleece Solid Neck Warmer - Light Purple

Unisex Merino Fleece Solid Neck Warmer - Light Purple

Current sale price is £24.75

(Save £6.25)

Regular price was £31

Buff Girls Knitted Beanie Hat - Purple

Girls Knitted Beanie Hat - Purple

Current sale price is £19.50

(Save £2.50)

Regular price was £22

Buff Unisex Crossknit Beanie Hat - Black

Unisex Crossknit Beanie Hat - Black

Current sale price is £27

(Save £3)

Regular price was £30

Buff Unisex Merino Midweight Beanie Hat - Light Grey

Unisex Merino Midweight Beanie Hat - Light Grey

Current sale price is £15

(Save £10)

Regular price was £25

5 out of 5 stars

1 review

Rowlinson Kyoto 2 Seat Bench

Kyoto 2 Seat Bench

Current sale price is £109.99

(Save £20)

Regular price was £129.99

Rowlinson Ascot Folding Director's Chair Slate Grey

Ascot Folding Director's Chair Slate Grey

Current sale price is £55.99

(Save £24)

Regular price was £79.99

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.