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Fusion Cosy Leopard -sherpa Reverse Double Duvet Cover Set

Cosy Leopard -sherpa Reverse Double Duvet Cover Set

Current sale price is From £15

(Save up to £10)

Regular price was From £20

5 out of 5 stars

3 reviews

Hunter Original Short Wellington Boot - Black

Original Short Wellington Boot - Black

£110

5 out of 5 stars

10 reviews

Rasch Palmetto Agate Wallpaper - Pearl

Palmetto Agate Wallpaper - Pearl

£29.99

5 out of 5 stars

5 reviews

Puma Unisex Speedcat Og Trainers - Berry

Unisex Speedcat Og Trainers - Berry

Current sale price is £36

(Save £54)

Regular price was £90

5 out of 5 stars

2 reviews

Hunter Original Short Gloss Wellington Boot - Black

Original Short Gloss Wellington Boot - Black

£115

5 out of 5 stars

7 reviews

Puma Womens Training Retaliate 3 Trainers - Black

Womens Training Retaliate 3 Trainers - Black

Current sale price is £37.40

(Save £17.60)

Regular price was £55

5 out of 5 stars

3 reviews

Fusion Winter Foliage -fleece Single Duvet Cover Set

Winter Foliage -fleece Single Duvet Cover Set

Current sale price is From £15

(Save up to £10)

Regular price was From £20

5 out of 5 stars

1 review

Puma Womens Karmen 2.0 Idol Suede Trainers - White

Womens Karmen 2.0 Idol Suede Trainers - White

Current sale price is £41.50

(Save £23.50)

Regular price was £65

5 out of 5 stars

2 reviews

Rasch Serafina Wallpaper in Beige

Serafina Wallpaper in Beige

£29.99

5 out of 5 stars

3 reviews

Fusion Cosmic Star -sherpa Reverse Single Duvet Cover Set

Cosmic Star -sherpa Reverse Single Duvet Cover Set

Current sale price is From £15

(Save up to £10)

Regular price was From £20

5 out of 5 stars

3 reviews

Hunter Womens Downpour Short Boots - Black

Womens Downpour Short Boots - Black

£95

5 out of 5 stars

3 reviews

Hunter Bonelle Borg Fleece Jacket - Black

Bonelle Borg Fleece Jacket - Black

Current sale price is From £69.06

(Save up to £55.94)

Regular price was From £125

5 out of 5 stars

1 review

Hunter Original Tall Gloss Knee High Boots - Black

Original Tall Gloss Knee High Boots - Black

£125

5 out of 5 stars

1 review

Fusion Matteo Towel Range

Available in natural, grey, green coloursAvailable in natural, grey, green coloursAvailable in natural, grey, green coloursAvailable in natural, grey, green coloursAvailable in natural, grey, green colours

Matteo Towel Range

Current sale price is From £6

(Save up to £6)

Regular price was From £8

5 out of 5 stars

2 reviews

Puma Unisex Speedcat OG Trainer - Grey

Unisex Speedcat OG Trainer - Grey

Current sale price is £45

(Save £45)

Regular price was £90

5 out of 5 stars

2 reviews

Fusion Cute Dogs Duvet Cover Set - Duck Egg

Cute Dogs Duvet Cover Set - Duck Egg

Current sale price is From £15

(Save up to £7)

Regular price was From £20

5 out of 5 stars

3 reviews

Hunter Mens Downpour Short Boots - Black

Mens Downpour Short Boots - Black

£95

5 out of 5 stars

2 reviews

Puma Womens Training Evolve High Waist Full Length Tights - Green

Womens Training Evolve High Waist Full Length Tights - Green

Current sale price is £24

(Save £16)

Regular price was £40

5 out of 5 stars

1 review

Puma Mens Running Velocity Nitro 4 - Green

Mens Running Velocity Nitro 4 - Green

Current sale price is £74.80

(Save £35.20)

Regular price was £110

5 out of 5 stars

1 review

Puma Unisex Speedcat OG Trainer - Black

Unisex Speedcat OG Trainer - Black

Current sale price is £60

(Save £30)

Regular price was £90

5 out of 5 stars

2 reviews

Fusion Christmas Woodland Animals Plush Duvet Set - Natural

Christmas Woodland Animals Plush Duvet Set - Natural

Current sale price is From £20

(Save up to £7)

Regular price was From £25

5 out of 5 stars

2 reviews

Puma Unisex Palermo Trainers - Black

Unisex Palermo Trainers - Black

Current sale price is £41.25

(Save £33.75)

Regular price was £75

5 out of 5 stars

3 reviews

Puma Men's Shuffle Downtown Trainers - Black

Men's Shuffle Downtown Trainers - Black

£55

5 out of 5 stars

1 review

Puma Men's Rebound Retro Trainers - White

Men's Rebound Retro Trainers - White

£65

5 out of 5 stars

1 review

Puma Infant Unisex Fun Racer 2 - Black

Infant Unisex Fun Racer 2 - Black

Current sale price is £16.15

(Save £7.85)

Regular price was £24

5 out of 5 stars

1 review

Puma Phase Aop Backpack - Print

Phase Aop Backpack - Print

Current sale price is £16

(Save £4)

Regular price was £20

5 out of 5 stars

1 review

Puma Men's Turino Ii Og Trainers - Black

Men's Turino Ii Og Trainers - Black

£55

5 out of 5 stars

1 review

Puma Junior Unisex Anzarun Lite Trainers - Black/White

Junior Unisex Anzarun Lite Trainers - Black/White

£35

5 out of 5 stars

1 review

Puma Unisex Shuffle Downtown Trainers - White

Unisex Shuffle Downtown Trainers - White

£55

5 out of 5 stars

2 reviews

Puma Junior Boys Sport Poly Suit B - Black

Junior Boys Sport Poly Suit B - Black

From £35

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.