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Microsoft Surface Pro Copilot+ PC - Qualcomm Snapdragon X Plus 8 Core - 12in - 16GB - 512GB - Platinum

Surface Pro Copilot+ PC - Qualcomm Snapdragon X Plus 8 Core - 12in - 16GB - 512GB - Platinum

£899

Everyday Hamilton Corner Sofa Set

Hamilton Corner Sofa Set

£320

4.3 out of 5 stars

21 reviews

Microsoft Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Elite - 16GB RAM - 1TB - 13in - Black

Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Elite - 16GB RAM - 1TB - 13in - Black

£1749

Everyday Two Pack Poplin Shorts - Black/Khaki

Two Pack Poplin Shorts - Black/Khaki

Current sale price is £15

(Save £10)

Regular price was £25

4.6 out of 5 stars

28 reviews

Everyday High Waist Authentic Mom Jeans - Mid Wash

High Waist Authentic Mom Jeans - Mid Wash

Current sale price is £21

(Save £9)

Regular price was £30

2 out of 5 stars

3 reviews

Microsoft M365 Family 12-Month Subscription for 6 People for PC and Mac, Tablet and Smartphones (Digital download)

M365 Family 12-Month Subscription for 6 People for PC and Mac, Tablet and Smartphones (Digital download)

£104

3 out of 5 stars

1 review

Everyday Longline Boyfriend Denim Shirt

Longline Boyfriend Denim Shirt

£28

4.2 out of 5 stars

26 reviews

Everyday Two Pack Poplin Shorts - Navy/White

Two Pack Poplin Shorts - Navy/White

Current sale price is £13.75

(Save £11.25)

Regular price was £25

4.3 out of 5 stars

22 reviews

Microsoft Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 512GB - 13in - Black

Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 512GB - 13in - Black

Current sale price is £1099

(Save £150)

Regular price was £1249

Everyday Faux Leather Biker Jacket - Black

Faux Leather Biker Jacket - Black

£45

4.7 out of 5 stars

41 reviews

Microsoft Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 256GB - 13in - Platinum

Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 256GB - 13in - Platinum

£1049

Microsoft M365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones (Digital download)

M365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones (Digital download)

£84

3 out of 5 stars

1 review

Everyday Wide Fit Double Buckle Footbed Sandal - Black

Wide Fit Double Buckle Footbed Sandal - Black

Current sale price is £12

(Save £18)

Regular price was £30

3 out of 5 stars

5 reviews

Everyday 5Pk Cotton Plain And Printed Thongs - Multi

5Pk Cotton Plain And Printed Thongs - Multi

Current sale price is £6.75

(Save £7.25)

Regular price was £14

5 out of 5 stars

1 review

Everyday Boys 3 Pack Sweat Shorts - Multi

Boys 3 Pack Sweat Shorts - Multi

From £9

5 out of 5 stars

3 reviews

Everyday Scarf- Black

Scarf- Black

Current sale price is £6.50

(Save £5.50)

Regular price was £12

3.7 out of 5 stars

3 reviews

Everyday Girlfriend Chino Trousers - Stone

Girlfriend Chino Trousers - Stone

Current sale price is £11.25

(Save £13.75)

Regular price was £25

4.7 out of 5 stars

14 reviews

Everyday Contrast Panel Illusion Swim Dress - Black/White

Contrast Panel Illusion Swim Dress - Black/White

Current sale price is £22.50

(Save £7.50)

Regular price was £30

4.2 out of 5 stars

6 reviews

Everyday Autumn Harvest Vase With Foliage

Autumn Harvest Vase With Foliage

Current sale price is £13

(Save £9.99)

Regular price was £22.99

4.3 out of 5 stars

3 reviews

Everyday Wrap Wide Leg Jumpsuit - Black

Wrap Wide Leg Jumpsuit - Black

Current sale price is £16

(Save £4)

Regular price was £20

4.2 out of 5 stars

13 reviews

Everyday Boys 5 Pack Solid Short Sleeve T-shirt - Multi

Boys 5 Pack Solid Short Sleeve T-shirt - Multi

Current sale price is From £9

(Save up to £12)

Regular price was From £18

5 out of 5 stars

2 reviews

Everyday Mix & Match Blouson Tankini Top - Print

Mix & Match Blouson Tankini Top - Print

Current sale price is £8

(Save £12)

Regular price was £20

5 out of 5 stars

5 reviews

Everyday Mix & Match Blouson Tankini Top - Print

Mix & Match Blouson Tankini Top - Print

Current sale price is £8

(Save £12)

Regular price was £20

4.5 out of 5 stars

4 reviews

Everyday Denim Capri Jeans

Denim Capri Jeans

Current sale price is £13.75

(Save £11.25)

Regular price was £25

4.7 out of 5 stars

11 reviews

Everyday Leopard Print Henley And Legging Pyjama Set - Multi

Leopard Print Henley And Legging Pyjama Set - Multi

Current sale price is £16.25

(Save £8.75)

Regular price was £25

3 out of 5 stars

3 reviews

Lighthouse Focus Rechargeable LED Headlight 350 lumens

Focus Rechargeable LED Headlight 350 lumens

£33

Everyday Mix & Match Padded Triangle Bikini Top - Multi

Mix & Match Padded Triangle Bikini Top - Multi

Current sale price is £9

(Save £9)

Regular price was £18

4.3 out of 5 stars

3 reviews

Everyday Short Florence High Rise Skinny Jeans - Indigo

Short Florence High Rise Skinny Jeans - Indigo

£22

3.6 out of 5 stars

88 reviews

Everyday Wide Fit Low Strappy Wedge Sandals - Bone

Wide Fit Low Strappy Wedge Sandals - Bone

Current sale price is £12.25

(Save £15.75)

Regular price was £28

4.6 out of 5 stars

8 reviews

Everyday Jersey Basic Maxi Dress - Black

Jersey Basic Maxi Dress - Black

Current sale price is £10.25

(Save £7.75)

Regular price was £18

4.7 out of 5 stars

15 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.