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Simba Hybrid Pro Mattress

Hybrid Pro Mattress

Current sale price is From £679

(Save up to £210)

Regular price was From £799

4.8 out of 5 stars

6.6k reviews

Nextbase 422 Dash Cam Exclusive Bundle with Rear Camera, 32GB Memory Card and Carry Case

Time Limited Deal

422 Dash Cam Exclusive Bundle with Rear Camera, 32GB Memory Card and Carry Case

Current sale price is £189.99

(Save £85)

Regular price was £274.99

4.4 out of 5 stars

138 reviews

Simba Hybrid Luxe Rolled Mattress

Hybrid Luxe Rolled Mattress

Current sale price is From £999

(Save up to £300)

Regular price was From £1199

4.8 out of 5 stars

3.6k reviews

Simba Hybrid Mattress

Hybrid Mattress

Current sale price is From £549

(Save up to £150)

Regular price was From £649

4.8 out of 5 stars

4.4k reviews

Nextbase 522GW Dash Cam

522GW Dash Cam

£169.99

4.2 out of 5 stars

91 reviews

Clarks Berwick Loafers - Black

Berwick Loafers - Black

Current sale price is £45.50

(Save £24.50)

Regular price was £70

4.5 out of 5 stars

2 reviews

Nextbase 322GW Dash Cam

322GW Dash Cam

£119.99

4.4 out of 5 stars

119 reviews

Clarks Wide Fit Zarey Court Shoes - Black

Wide Fit Zarey Court Shoes - Black

Current sale price is £31.50

(Save £38.50)

Regular price was £70

4 out of 5 stars

1 review

Simba 3-In-1 Duvet- Double - White

3-In-1 Duvet- Double - White

From £249

4.8 out of 5 stars

569 reviews

Clarks Kid Scalaloafer School Shoe - Black

Kid Scalaloafer School Shoe - Black

Current sale price is £22.75

(Save £23.25)

Regular price was £46

4.5 out of 5 stars

2 reviews

Clarks Kerton Lace Derby Shoes - Black

Kerton Lace Derby Shoes - Black

£70

4.7 out of 5 stars

16 reviews

Nextbase Rear Window Camera

Rear Window Camera

£69.99

4.3 out of 5 stars

25 reviews

Clarks Cotrell Edge Formal Lace Up Shoes - Black

Cotrell Edge Formal Lace Up Shoes - Black

£60

4.7 out of 5 stars

36 reviews

Clarks Orinoco3 Tall Leather Knee Boots -Black

Orinoco3 Tall Leather Knee Boots -Black

Current sale price is £98

(Save £42)

Regular price was £140

4.7 out of 5 stars

3 reviews

Clarks Kids Lock Magic Mary Jane Patent Leather School Shoe

Kids Lock Magic Mary Jane Patent Leather School Shoe

Current sale price is From £33.50

(Save up to £15)

Regular price was From £48

4.5 out of 5 stars

2 reviews

Clarks Youth Lorcam Edge Lace Leather School Shoe

Youth Lorcam Edge Lace Leather School Shoe

Current sale price is From £43

(Save up to £11.25)

Regular price was From £54

4.2 out of 5 stars

5 reviews

Clarks Wide Fit Un Loop Leather Flat Shoe - Black

Wide Fit Un Loop Leather Flat Shoe - Black

£75

4.6 out of 5 stars

26 reviews

Clarks Orinoco3 Derby Shoes - Black

Orinoco3 Derby Shoes - Black

Current sale price is £37.50

(Save £37.50)

Regular price was £75

4.5 out of 5 stars

2 reviews

Clarks Zylah Willow Leather Boots - Black

Zylah Willow Leather Boots - Black

Current sale price is £66.50

(Save £28.50)

Regular price was £95

4 out of 5 stars

1 review

Clarks Howard Edge Formal Slip On Shoes - Black

Howard Edge Formal Slip On Shoes - Black

Current sale price is £45.50

(Save £24.50)

Regular price was £70

4.2 out of 5 stars

5 reviews

Nextbase 622GW

622GW

£269.99

4.2 out of 5 stars

42 reviews

Clarks Wide Fit Kerton Lace Derby Shoes - Black

Wide Fit Kerton Lace Derby Shoes - Black

£70

4.7 out of 5 stars

7 reviews

Clarks Howard Cap Oxford Shoes - Black

Howard Cap Oxford Shoes - Black

£70

4.9 out of 5 stars

10 reviews

Clarks Youth Scalaloafer. School Shoe - Black

Youth Scalaloafer. School Shoe - Black

Current sale price is From £38.25

(Save up to £10)

Regular price was From £48

4.4 out of 5 stars

10 reviews

Clarks Steggy Tail K

Steggy Tail K

Current sale price is From £24.75

(Save up to £22.25)

Regular price was From £46

4 out of 5 stars

2 reviews

Clarks Kids Steggystride Leather Shoe - Black

Kids Steggystride Leather Shoe - Black

From £46

4.2 out of 5 stars

5 reviews

Clarks Older Finja Loafer - Black

Older Finja Loafer - Black

£34

4 out of 5 stars

1 review

Clarks Un Loop Flat Leather Shoe - Black

Un Loop Flat Leather Shoe - Black

£75

4.6 out of 5 stars

109 reviews

Clarks Torhill Bee Shoes - Leopard

Torhill Bee Shoes - Leopard

Current sale price is £77

(Save £33)

Regular price was £110

4 out of 5 stars

1 review

Clarks Youth Lorcam Loop Lace Leather School Shoe

Youth Lorcam Loop Lace Leather School Shoe

From £54

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.