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Yankee Candle42

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Levi's Plus V-neck T-shirt (plus Size) - Caviar - Black

V-neck T-shirt (plus Size) - Caviar - Black

Current sale price is £12.50

(Save £12.50)

Regular price was £25

4.3 out of 5 stars

3 reviews

Mens HH Logo Short Sleeve T-Shirt - White

Current sale price is £15

(Save £13)

Regular price was £28

Levi's Plus 314T Shaping Straight Jeans (plus Size) - Soft Black 2

314T Shaping Straight Jeans (plus Size) - Soft Black 2

Current sale price is £54.25

(Save £25.75)

Regular price was £80

4.1 out of 5 stars

28 reviews

Levi's Plus 318 Shaping Wide Leg Jeans - Blue

318 Shaping Wide Leg Jeans - Blue

Current sale price is £44

(Save £46)

Regular price was £90

4.4 out of 5 stars

33 reviews

Corgi Triumph Scrambler 1200Xe (Norway) James Bond No Time To Die

Triumph Scrambler 1200Xe (Norway) James Bond No Time To Die

Current sale price is £64.99

(Save £25)

Regular price was £89.99

Styletech MK750 Wireless Mouse & Keyboard - White

MK750 Wireless Mouse & Keyboard - White

£39.99

Helly Hansen Mens Hiking Quarter Sock - Black

Mens Hiking Quarter Sock - Black

Current sale price is £10

(Save £10)

Regular price was £20

Helly Hansen Womens Maridalen Shorts - Grey

Womens Maridalen Shorts - Grey

Current sale price is £52.50

(Save £22.50)

Regular price was £75

Mens HH Logo Short Sleeve T-Shirt - Black

Current sale price is £20

(Save £8)

Regular price was £28

5 out of 5 stars

1 review

Levi's Plus 501® Original Jeans (plus Size) - Erin Cant Wait St Pl - Navy

501® Original Jeans (plus Size) - Erin Cant Wait St Pl - Navy

Current sale price is £68

(Save £32)

Regular price was £100

4.9 out of 5 stars

7 reviews

Helly Hansen Mens Legendary Ski Insulated Pant (with Free Ski Pass) - Black

Mens Legendary Ski Insulated Pant (with Free Ski Pass) - Black

Current sale price is £97

(Save £83)

Regular price was £180

Levi's Plus 318 Shaping Wide-Leg Jeans - Clever Girl Plus - Navy

318 Shaping Wide-Leg Jeans - Clever Girl Plus - Navy

Current sale price is £45

(Save £45)

Regular price was £90

4.3 out of 5 stars

78 reviews

Helly Hansen Mens Hh 11-Inch Cargo Shorts - Grey

Mens Hh 11-Inch Cargo Shorts - Grey

Current sale price is £49

(Save £21)

Regular price was £70

Helly Hansen Womens Westport Insulated Coat

Womens Westport Insulated Coat

Current sale price is £95

(Save £95)

Regular price was £190

4.7 out of 5 stars

3 reviews

D Squared Icon Pour Homme Eau de Parfum 100ml

Icon Pour Homme Eau de Parfum 100ml

Current sale price is £69

(Save £13)

Regular price was £82

5 out of 5 stars

1 review

Corgi James Bond - Aston Martin Db5 - No Time To Die

James Bond - Aston Martin Db5 - No Time To Die

Current sale price is £30.99

(Save £8)

Regular price was £38.99

Helly Hansen Mens Hh 11-Inch Cargo Shorts - Black

Mens Hh 11-Inch Cargo Shorts - Black

Current sale price is £46.75

(Save £23.25)

Regular price was £70

D Squared D2 2 Wood EDT 100ml

D2 2 Wood EDT 100ml

Current sale price is £27

(Save £50)

Regular price was £77

1 out of 5 stars

1 review

Mens HH Logo Short Sleeve T-Shirt - Grey

Current sale price is £15

(Save £13)

Regular price was £28

Helly Hansen Womens Maridalen Printed Fleece - Coral

Womens Maridalen Printed Fleece - Coral

Current sale price is £59.50

(Save £25.50)

Regular price was £85

Womens Hh Logo T-Shirt - Blue

Current sale price is £20

(Save £8)

Regular price was £28

Helly Hansen Mens Skog Graphic Long Sleeve T-Shirt - White

Mens Skog Graphic Long Sleeve T-Shirt - White

Current sale price is £25

(Save £20)

Regular price was £45

Snoopy Peanuts Snoopy 5 Piece Pin Set

Peanuts Snoopy 5 Piece Pin Set

Current sale price is £9.50

(Save £3.49)

Regular price was £12.99

Helly Hansen Womens Rig Fleece 1/2 Zip - Blue

Womens Rig Fleece 1/2 Zip - Blue

Current sale price is £33

(Save £22)

Regular price was £55

5 out of 5 stars

1 review

Levi's Plus 314 Shaping Straight Jeans - Zealous Blue Plus

314 Shaping Straight Jeans - Zealous Blue Plus

Current sale price is £42.25

(Save £37.75)

Regular price was £80

4.3 out of 5 stars

18 reviews

Snoopy Printed Strap Smart Watch

Printed Strap Smart Watch

Current sale price is £29.99

(Save £10)

Regular price was £39.99

Helly Hansen Womens Versalite 1/2 Zip Fleece - Pink

Womens Versalite 1/2 Zip Fleece - Pink

Current sale price is £29.25

(Save £35.75)

Regular price was £65

5 out of 5 stars

1 review

Helly Hansen Junior Unisex Legendary Ski Pant - Navy

Junior Unisex Legendary Ski Pant - Navy

Current sale price is £59.25

(Save £50.75)

Regular price was £110

Helly Hansen Unisex Rib-Knit Beanie Hat - Navy

Unisex Rib-Knit Beanie Hat - Navy

Current sale price is £13.50

(Save £11.50)

Regular price was £25

5 out of 5 stars

1 review

Snoopy Peanuts Snoopy Charm Bracelet

Peanuts Snoopy Charm Bracelet

Current sale price is £9.99

(Save £3)

Regular price was £12.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.