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Fitbit Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Time Limited Deal

Available in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange colours

Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Current sale price is From £53.99

(Save up to £31)

Regular price was From £84

4.4 out of 5 stars

108 reviews

Fitbit Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Available in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Current sale price is £129

(Save £50)

Regular price was £179

3.8 out of 5 stars

178 reviews

Insta360 X5 Essentials Bundle

Time Limited Deal

X5 Essentials Bundle

Current sale price is £524.99

(Save £85)

Regular price was £609.99

4.9 out of 5 stars

10 reviews

Fitbit Sense 2, Health and Fitness Smartwatch

Time Limited Deal

Available in blue, grey, white coloursAvailable in blue, grey, white coloursAvailable in blue, grey, white coloursAvailable in blue, grey, white coloursAvailable in blue, grey, white colours

Sense 2, Health and Fitness Smartwatch

Current sale price is £164

(Save £55)

Regular price was £219

3.7 out of 5 stars

117 reviews

Fitbit Charge 6 - Porcelain Band / Silver Aluminum Case

Time Limited Deal

Charge 6 - Porcelain Band / Silver Aluminum Case

Current sale price is £84

(Save £55)

Regular price was £139

4.6 out of 5 stars

78 reviews

Fitbit Charge 6 - Obsidian Band / Black Aluminum Case

Time Limited Deal

Charge 6 - Obsidian Band / Black Aluminum Case

Current sale price is £89

(Save £50)

Regular price was £139

4.5 out of 5 stars

86 reviews

Insta360 X3 5.7K Action Camera

X3 5.7K Action Camera

Current sale price is £219.99

(Save £90)

Regular price was £309.99

4.7 out of 5 stars

18 reviews

Insta360 Link 2C

Link 2C

Current sale price is £99.99

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Regular price was £149.99

4.3 out of 5 stars

3 reviews

Insta360 X5

Time Limited Deal

X5

Current sale price is £399.99

(Save £120)

Regular price was £519.99

5 out of 5 stars

4 reviews

Insta360 Ace Pro 2

Ace Pro 2

Current sale price is £299.99

(Save £90)

Regular price was £389.99

4 out of 5 stars

3 reviews

Insta360 X4 Air

Time Limited Deal

X4 Air

Current sale price is £339.99

(Save £20)

Regular price was £359.99

Denby Halo Speckle Mugs Set Of 2

Halo Speckle Mugs Set Of 2

Current sale price is £25

(Save £11)

Regular price was £36

5 out of 5 stars

1 review

Yard Force 1200W 32cm Electric Lawnmower with 30L Grass Bag and Rear Roller - EM U32

1200W 32cm Electric Lawnmower with 30L Grass Bag and Rear Roller - EM U32

£89.99

4.6 out of 5 stars

8 reviews

THULE Approach Roof Tent 2-4 Person - Dark Slate

Approach Roof Tent 2-4 Person - Dark Slate

From £1999

Denby Elements Set of 4 Coffee Mugs – Light Grey

Elements Set of 4 Coffee Mugs – Light Grey

Current sale price is £44

(Save £20)

Regular price was £64

4.4 out of 5 stars

7 reviews

Yard Force 2200W High Pressure Washer with 165Bar Max Pressure and 450L/h Flow Rate - EW U15E

2200W High Pressure Washer with 165Bar Max Pressure and 450L/h Flow Rate - EW U15E

£139.99

5 out of 5 stars

3 reviews

THULE Chasm Duffel 90L - Black

Chasm Duffel 90L - Black

£159.99

MasterClass Non-stick 12 Hole Brownie Pan

Non-stick 12 Hole Brownie Pan

£19

5 out of 5 stars

4 reviews

Denby Cotton White 12-Piece Tableware Set

Cotton White 12-Piece Tableware Set

Current sale price is £129

(Save £50)

Regular price was £179

Denby Reactive Pink Set Of 2 Mugs

Reactive Pink Set Of 2 Mugs

£40

Denby Elements Set of 4 Coffee Mugs – Black

Elements Set of 4 Coffee Mugs – Black

Current sale price is £44

(Save £20)

Regular price was £64

4.3 out of 5 stars

4 reviews

Denby Elements Set of 4 Coffee Mugs in Stone White

Elements Set of 4 Coffee Mugs in Stone White

Current sale price is £44

(Save £20)

Regular price was £64

Insta360 Flow Gen 2

Flow Gen 2

Current sale price is £109.99

(Save £35)

Regular price was £144.99

THULE Chasm Duffel 90L - Olivine

Chasm Duffel 90L - Olivine

£159.99

THULE Chariot Cross2 Double - Dark Slate

Chariot Cross2 Double - Dark Slate

£1199.99

Insta360 Mic Air (Black)

Mic Air (Black)

Current sale price is £39.99

(Save £10)

Regular price was £49.99

THULE Aion Travel Backpack 28L - Dark Slate

Aion Travel Backpack 28L - Dark Slate

Current sale price is £127.99

(Save £32)

Regular price was £159.99

5 out of 5 stars

6 reviews

THULE Chariot Jog Kit 2 Single

Chariot Jog Kit 2 Single

£149.99

Yard Force 40cm Hand Push Petrol Lawnmower with 125cc Briggs and Stratton 300 Engine - GMB40

40cm Hand Push Petrol Lawnmower with 125cc Briggs and Stratton 300 Engine - GMB40

£209.99

5 out of 5 stars

3 reviews

Denby Elements Sorbet Set Of 4 Coffee Mugs

Elements Sorbet Set Of 4 Coffee Mugs

Current sale price is £44

(Save £20)

Regular price was £64

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.