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EA7 Emporio Armani103

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Gabby's Dollhouse6

Gallery Direct160

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Hawaiian Tropics2

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Iconic London35

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Summerhouse by Navigate1

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Teenage Mutant Ninja Turtles7

The Fine Bedding Company2

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UNDER ARMOUR741

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V by Very Curve27

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Weekend Offender3

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Y

Yankee Candle36

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Zavetti Canada22

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Ralph 0Ra4149 Sunglasses - Black

Limited Time Offer

0Ra4149 Sunglasses - Black

Current sale price is £84

(Save £21)

Regular price was £105

Ralph 0Ra5351U Sunglasses - Brown

Limited Time Offer

0Ra5351U Sunglasses - Brown

Current sale price is £68.50

(Save £17.50)

Regular price was £86

2 out of 5 stars

1 review

Ralph Round Subtle Cat Eye Sunglasses - 0ra5351u - Dark Havana Brown

Limited Time Offer

Round Subtle Cat Eye Sunglasses - 0ra5351u - Dark Havana Brown

Current sale price is £68.50

(Save £17.50)

Regular price was £86

Ralph 0Ra5321U - Brown

0Ra5321U - Brown

Current sale price is £67

(Save £29)

Regular price was £96

Ralph 0Ra5348U Square Sungalses - Black

Limited Time Offer

0Ra5348U Square Sungalses - Black

Current sale price is £76.50

(Save £19.50)

Regular price was £96

Ralph Black Cat Eye Sunglasses - 0ra5346u - Black

Limited Time Offer

Black Cat Eye Sunglasses - 0ra5346u - Black

Current sale price is £76.50

(Save £19.50)

Regular price was £96

Ralph Pink Frame Square Sunglasses

Limited Time Offer

Pink Frame Square Sunglasses

Current sale price is £76.50

(Save £19.50)

Regular price was £96

Ralph Square Sunglasses- Dark Red

Limited Time Offer

Square Sunglasses- Dark Red

Current sale price is £76.50

(Save £19.50)

Regular price was £96

Ralph Cat Eye Sunglasses - Light Pink

Limited Time Offer

Cat Eye Sunglasses - Light Pink

Current sale price is £76.50

(Save £19.50)

Regular price was £96

Ralph Butterfly Sunglasses- Violet

Butterfly Sunglasses- Violet

Current sale price is £73

(Save £13)

Regular price was £86

Ralph Phantos Sunglasses- Black

Limited Time Offer

Phantos Sunglasses- Black

Current sale price is £68.50

(Save £17.50)

Regular price was £86

5 out of 5 stars

1 review

Ralph Rectangle Sunglasses - Beige

Limited Time Offer

Rectangle Sunglasses - Beige

Current sale price is £76.50

(Save £19.50)

Regular price was £96

Ralph Square Sunglasses- Burgundy

Limited Time Offer

Square Sunglasses- Burgundy

Current sale price is £76.50

(Save £19.50)

Regular price was £96

Ralph Narrow Fit Phantos Sunglasses- Rose Havana

Limited Time Offer

Narrow Fit Phantos Sunglasses- Rose Havana

Current sale price is £68.50

(Save £17.50)

Regular price was £86

5 out of 5 stars

1 review

Ralph Butterfly Sunglasses- Red/brown With Gradient Tint Lens

Limited Time Offer

Butterfly Sunglasses- Red/brown With Gradient Tint Lens

Current sale price is £68.50

(Save £17.50)

Regular price was £86

Ralph Cat Eye Sunglasses- Brown Lens With Pink Frame

Limited Time Offer

Cat Eye Sunglasses- Brown Lens With Pink Frame

Current sale price is £76.50

(Save £19.50)

Regular price was £96

2 out of 5 stars

1 review

Dimplex DXDC22 ThermaFlex 2-in-1 WiFI Baseboard and Tower Fan Heater and Cooling Fan - Black

DXDC22 ThermaFlex 2-in-1 WiFI Baseboard and Tower Fan Heater and Cooling Fan - Black

Current sale price is £99

(Save £30)

Regular price was £129

4 out of 5 stars

4 reviews

Reflex Active Spectra AMOLED Calling Smart Black Strap Watch

Spectra AMOLED Calling Smart Black Strap Watch

Current sale price is £39.99

(Save £9.01)

Regular price was £49

3 out of 5 stars

2 reviews

Reflex Active Nexus Calling Smart Watch and Headphone Set

Nexus Calling Smart Watch and Headphone Set

Current sale price is £39.99

(Save £19.01)

Regular price was £59

1 out of 5 stars

2 reviews

Reflex Active Spectra AMOLED Calling Smart Berry Strap Watch

Spectra AMOLED Calling Smart Berry Strap Watch

Current sale price is £39.99

(Save £9.96)

Regular price was £49.95

5 out of 5 stars

1 review

Reflex Active Series 40 Amoled Smart Alu Calling- Charcoal Strap

Series 40 Amoled Smart Alu Calling- Charcoal Strap

Current sale price is £39.99

(Save £9.96)

Regular price was £49.95

Reflex Active Series 40 Amoled Smart Calling-Denim Strap

Series 40 Amoled Smart Calling-Denim Strap

Current sale price is £39.99

(Save £9.01)

Regular price was £49

Reflex Active Series 23 Black Calling Smart Watch

Series 23 Black Calling Smart Watch

Current sale price is £29.99

(Save £19.96)

Regular price was £49.95

3.8 out of 5 stars

9 reviews

Ralph Butterfly Sunglasses - Blush

Limited Time Offer

Butterfly Sunglasses - Blush

Current sale price is £76.50

(Save £19.50)

Regular price was £96

1 out of 5 stars

1 review

Ralph Cat Eye Sunglasses- Black

Cat Eye Sunglasses- Black

Current sale price is £69

(Save £46)

Regular price was £115

Ralph Multi Butterfly Sunglasses - 0ra5330u

Multi Butterfly Sunglasses - 0ra5330u

Current sale price is £62.25

(Save £33.75)

Regular price was £96

Ralph Butterfly Sunglasses - Purple

Limited Time Offer

Butterfly Sunglasses - Purple

Current sale price is £76.50

(Save £19.50)

Regular price was £96

Ralph Phantos Sunglasses- Green

Limited Time Offer

Phantos Sunglasses- Green

Current sale price is £68.50

(Save £17.50)

Regular price was £86

5 out of 5 stars

1 review

Ralph Oval Sunglasses

Oval Sunglasses

Current sale price is £85.50

(Save £28.50)

Regular price was £114

Ralph Cat Eye Sunglasses - Green

Limited Time Offer

Cat Eye Sunglasses - Green

Current sale price is £92

(Save £23)

Regular price was £115

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.