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5 out of 5 stars

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Zavetti Canada Botticini Compatto Fleece Hooded Tracksuit - Black

Botticini Compatto Fleece Hooded Tracksuit - Black

Current sale price is £55

(Save £55)

Regular price was £110

EVO Mini Cruiser 3 Wheel Scooter - Pink

Mini Cruiser 3 Wheel Scooter - Pink

Current sale price is £17.99

(Save £10)

Regular price was £27.99

5 out of 5 stars

4 reviews

Zavetti Canada Viarello Poly Fleece Hoodie - Black

Viarello Poly Fleece Hoodie - Black

Current sale price is £25

(Save £40)

Regular price was £65

5 out of 5 stars

1 review

Zavetti Canada Viarello T-Shirt - Black

Viarello T-Shirt - Black

Current sale price is £21.50

(Save £11.50)

Regular price was £33

EVO Mini Cruiser Tri Scooter - Blue

Mini Cruiser Tri Scooter - Blue

Current sale price is £19.99

(Save £8)

Regular price was £27.99

5 out of 5 stars

1 review

Zavetti Canada Alonso Back Graphic T-Shirt - White

Alonso Back Graphic T-Shirt - White

Current sale price is £16.50

(Save £16.50)

Regular price was £33

Zavetti Canada Dimara Oth Hoodie - Black

Dimara Oth Hoodie - Black

Current sale price is £34

(Save £26)

Regular price was £60

Zavetti Canada Boys Matera Woven Cargo Shorts - Black

Boys Matera Woven Cargo Shorts - Black

Current sale price is £26

(Save £12)

Regular price was £38

Zavetti Canada Kimatio Back Grahic T-Shirt - Navy

Kimatio Back Grahic T-Shirt - Navy

Current sale price is £12.50

(Save £20.50)

Regular price was £33

Zavetti Canada Kimatio Back Graphic T-Shirt - Black

Kimatio Back Graphic T-Shirt - Black

Current sale price is £21.50

(Save £11.50)

Regular price was £33

Zavetti Canada Atlin 2.0 Woven ZT Reflective Zipped Hoodie - Black

Atlin 2.0 Woven ZT Reflective Zipped Hoodie - Black

Current sale price is £45

(Save £30)

Regular price was £75

Zavetti Canada Viarello Cuffed Poly Fleece Joggers - Light Blue

Viarello Cuffed Poly Fleece Joggers - Light Blue

Current sale price is £27.50

(Save £27.50)

Regular price was £55

Botticini Compatto Small Left Chest Logo T-Shirt - Black

Current sale price is £26.25

(Save £6.75)

Regular price was £33

Botticini Compatto Small Left Chest Logo T-Shirt - White

Current sale price is £18.75

(Save £14.25)

Regular price was £33

Zavetti Canada Viarello Cuffed Poly Fleece Joggers - Black

Viarello Cuffed Poly Fleece Joggers - Black

Current sale price is £27.50

(Save £27.50)

Regular price was £55

Zavetti Canada Dimara Oth Hoodie - Light Grey

Dimara Oth Hoodie - Light Grey

Current sale price is £30

(Save £30)

Regular price was £60

EVO Balance Bike With Unicorn

Balance Bike With Unicorn

Current sale price is £24.99

(Save £15)

Regular price was £39.99

4.3 out of 5 stars

7 reviews

Zavetti Canada Olivia Hooded Bomber Jacket - Black

Olivia Hooded Bomber Jacket - Black

Current sale price is £62.50

(Save £62.50)

Regular price was £125

4.7 out of 5 stars

19 reviews

Zavetti Canada Viarello T-Shirt - Light Blue

Viarello T-Shirt - Light Blue

Current sale price is £23

(Save £10)

Regular price was £33

Zavetti Canada Ossani Split Hood Crop Puffer Bomber Jacket - Black

Ossani Split Hood Crop Puffer Bomber Jacket - Black

Current sale price is £50

(Save £75)

Regular price was £125

5 out of 5 stars

10 reviews

Zavetti Canada Boys Matera Short Sleeved T-shirt - Black

Boys Matera Short Sleeved T-shirt - Black

£24

EVO Mini Cruiser Tri-Scooter with Basket - Sky Blue

Mini Cruiser Tri-Scooter with Basket - Sky Blue

Current sale price is £22.99

(Save £10)

Regular price was £32.99

3.4 out of 5 stars

5 reviews

Zavetti Canada Boys Botticini Compatto Hoodie & Joggers Set - Grey

Boys Botticini Compatto Hoodie & Joggers Set - Grey

Current sale price is £38.50

(Save £16.50)

Regular price was £55

Zavetti Canada Viarello Poly Fleece Hoodie - Light Blue

Viarello Poly Fleece Hoodie - Light Blue

Current sale price is £32.50

(Save £32.50)

Regular price was £65

Zavetti Canada Eranio Padded Parka Coat - Black

Eranio Padded Parka Coat - Black

Current sale price is £46.75

(Save £83.25)

Regular price was £130

5 out of 5 stars

3 reviews

Zavetti Canada Bellucci 20 Cropped Hooded Padded Jacket - Grey

Bellucci 20 Cropped Hooded Padded Jacket - Grey

Current sale price is £44

(Save £66)

Regular price was £110

5 out of 5 stars

4 reviews

Zavetti Canada Boys Ravino Cargo Shorts - Navy

Boys Ravino Cargo Shorts - Navy

Current sale price is £21

(Save £9)

Regular price was £30

Boys Ravino Logo T-shirt - Navy

£25

Zavetti Canada Goshawa Puffer Parka Jacket - Green

Goshawa Puffer Parka Jacket - Green

Current sale price is £61

(Save £69)

Regular price was £130

4.4 out of 5 stars

7 reviews

Zavetti Canada Younger Boys Matera 2.0 Tshirt & Shorts Set - Multi

Younger Boys Matera 2.0 Tshirt & Shorts Set - Multi

£35

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.