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Festive 120 cm Dewdrop Firework Ball Outdoor Christmas Tree with Warm White LEDs

120 cm Dewdrop Firework Ball Outdoor Christmas Tree with Warm White LEDs

Current sale price is £40

(Save £49.99)

Regular price was £89.99

5 out of 5 stars

1 review

Singer 4423 Heavy Duty Sewing Machine

4423 Heavy Duty Sewing Machine

Current sale price is £239

(Save £50)

Regular price was £289

4.4 out of 5 stars

38 reviews

Festive 150 cm Lit Flocked Berry & Pine Christmas Tree - Warm White LEDs

150 cm Lit Flocked Berry & Pine Christmas Tree - Warm White LEDs

Current sale price is £29.99

(Save £26)

Regular price was £55.99

2.6 out of 5 stars

8 reviews

Festive Beaded Effect Christmas Nutcracker Decoration - Gold/silver

Beaded Effect Christmas Nutcracker Decoration - Gold/silver

£35.99

4.6 out of 5 stars

28 reviews

Festive 10 Warm White Connectable Festoon Spiral Bulb Outdoor Christmas Lights

10 Warm White Connectable Festoon Spiral Bulb Outdoor Christmas Lights

Current sale price is £12

(Save £17.99)

Regular price was £29.99

Festive 960 Blue/White LED Snowing Icicle Outdoor Christmas Lights

960 Blue/White LED Snowing Icicle Outdoor Christmas Lights

Current sale price is £36

(Save £43.99)

Regular price was £79.99

5 out of 5 stars

2 reviews

Festive 30 cm RGB Neon Christmas Tree with USB and Remote

30 cm RGB Neon Christmas Tree with USB and Remote

Current sale price is £16

(Save £6.99)

Regular price was £22.99

4 out of 5 stars

8 reviews

Singer Computerised C5605 Sewing Machine

Computerised C5605 Sewing Machine

£289

5 out of 5 stars

2 reviews

Singer S0105 Overlocker

S0105 Overlocker

£299

5 out of 5 stars

3 reviews

Festive All Is Calm and Bright Light Christmas Decoration

All Is Calm and Bright Light Christmas Decoration

Current sale price is £27

(Save £8.99)

Regular price was £35.99

4.7 out of 5 stars

3 reviews

MasterClass Smart Space 7-Piece Stackable Non-Stick Bakeware Set

Smart Space 7-Piece Stackable Non-Stick Bakeware Set

£65

4.2 out of 5 stars

20 reviews

Festive Neon Tree With Colour Change Remote 78cm

Neon Tree With Colour Change Remote 78cm

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.3 out of 5 stars

4 reviews

Festive 25 cm Lit Rope Star Christmas Tree Decorations - Set of 2

25 cm Lit Rope Star Christmas Tree Decorations - Set of 2

Current sale price is £12.99

(Save £13)

Regular price was £25.99

Festive Set 6 Gold/Blue Glass Christmas Tree Baubles

Set 6 Gold/Blue Glass Christmas Tree Baubles

Current sale price is £10.99

(Save £5)

Regular price was £15.99

5 out of 5 stars

1 review

Singer 3321 Sewing Machine

3321 Sewing Machine

£214

4.7 out of 5 stars

33 reviews

MasterClass Cast Aluminium 2.5-Litre Casserole Dish

Cast Aluminium 2.5-Litre Casserole Dish

£45

5 out of 5 stars

3 reviews

Singer M2105 Sewing Machine

M2105 Sewing Machine

£139

4.4 out of 5 stars

19 reviews

Festive Aurora 1000 Sparkle Christmas Lights

Aurora 1000 Sparkle Christmas Lights

Current sale price is £22

(Save £17.99)

Regular price was £39.99

4.9 out of 5 stars

22 reviews

Singer Start 1306 Sewing Machine

Start 1306 Sewing Machine

£119

4.7 out of 5 stars

59 reviews

Festive 120 LED Star Cluster Christmas Lights - White/Warm White - 3M

120 LED Star Cluster Christmas Lights - White/Warm White - 3M

Current sale price is £9

(Save £10.99)

Regular price was £19.99

3 out of 5 stars

3 reviews

Festive 500 Sparkle Christmas Lights - Multi Colour

500 Sparkle Christmas Lights - Multi Colour

Current sale price is £18

(Save £11.99)

Regular price was £29.99

4.8 out of 5 stars

6 reviews

Festive Set of 3 Red Berry Christmas Tree Picks

Set of 3 Red Berry Christmas Tree Picks

Current sale price is £12.99

(Save £5)

Regular price was £17.99

4.7 out of 5 stars

3 reviews

Festive 60 cm Indoor Lit Gold Shimmer Christmas Tree

60 cm Indoor Lit Gold Shimmer Christmas Tree

Current sale price is £16

(Save £9.99)

Regular price was £25.99

5 out of 5 stars

1 review

Festive 30 cm Neon Light Up Merry Sign Christmas Decoration

30 cm Neon Light Up Merry Sign Christmas Decoration

Current sale price is £14.99

(Save £5)

Regular price was £19.99

Festive 100 cm Large Iridescent Multifunction Star Indoor/Outdoor Christmas Light

100 cm Large Iridescent Multifunction Star Indoor/Outdoor Christmas Light

Current sale price is £72

(Save £77.99)

Regular price was £149.99

5 out of 5 stars

2 reviews

Festive 100 LED Connectable Outdoor Christmas Lights - Warm White

100 LED Connectable Outdoor Christmas Lights - Warm White

Current sale price is £13

(Save £12.99)

Regular price was £25.99

4.7 out of 5 stars

3 reviews

Festive 55 cm Frosted Green Christmas Fern In Wooden Pot

55 cm Frosted Green Christmas Fern In Wooden Pot

Current sale price is £12

(Save £10.99)

Regular price was £22.99

5 out of 5 stars

1 review

MasterClass 10 Piece Kitchen Tool Set

10 Piece Kitchen Tool Set

£66

Tiny Treasures Doll Giraffe Gift Set

Doll Giraffe Gift Set

£19.99

5 out of 5 stars

2 reviews

Festive Set of 3 Jumbo 20 cm Christmas Baubles - Green

Set of 3 Jumbo 20 cm Christmas Baubles - Green

Current sale price is £12.99

(Save £7)

Regular price was £19.99

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

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What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.