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Teenage Mutant Ninja Turtles4

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Scruffs Oxford Orthopaedic Mattress - Silver

Oxford Orthopaedic Mattress - Silver

Current sale price is From £30

(Save up to £19)

Regular price was From £40

5 out of 5 stars

6 reviews

Worx 20V PowerShare 25cm Cordless Grass Trimmer with x1 2.0Ah Battery & Charger

20V PowerShare 25cm Cordless Grass Trimmer with x1 2.0Ah Battery & Charger

Current sale price is £61

(Save £29)

Regular price was £90

4.1 out of 5 stars

9 reviews

Helly Hansen Womens Westport Insulated Coat

Womens Westport Insulated Coat

Current sale price is £95

(Save £95)

Regular price was £190

Helly Hansen Womens Escape Waterproof Utility Jacket - Purple

Womens Escape Waterproof Utility Jacket - Purple

Current sale price is £49

(Save £91)

Regular price was £140

Helly Hansen Mens Daybreaker 1/2 Zip Fleece - Grey

Mens Daybreaker 1/2 Zip Fleece - Grey

Current sale price is £29

(Save £36)

Regular price was £65

Helly Hansen Mens Active Puffy Jacket - Navy

Mens Active Puffy Jacket - Navy

Current sale price is £110

(Save £90)

Regular price was £200

Helly Hansen Mens Dubliner Insulated Jacket - Black

Mens Dubliner Insulated Jacket - Black

Current sale price is £73.50

(Save £86.50)

Regular price was £160

Helly Hansen Mens Panorama 2.0 Insulated Ski Jacket (with Free Ski Pass) - Blue

Mens Panorama 2.0 Insulated Ski Jacket (with Free Ski Pass) - Blue

Current sale price is £140

(Save £140)

Regular price was £280

Scruffs Ellen Donut - Tan

Ellen Donut - Tan

Current sale price is From £35

(Save up to £10)

Regular price was From £40

5 out of 5 stars

4 reviews

Helly Hansen Womens Versalite 1/2 Zip Fleece - Pink

Womens Versalite 1/2 Zip Fleece - Pink

Current sale price is £26

(Save £39)

Regular price was £65

Helly Hansen Womens Snoplay Ski Jacket - Red

Womens Snoplay Ski Jacket - Red

Current sale price is £130

(Save £130)

Regular price was £260

Helly Hansen Womens Valentia 20 Waterproof Raincoat - Blue

Womens Valentia 20 Waterproof Raincoat - Blue

Current sale price is £52.50

(Save £122.50)

Regular price was £175

5 out of 5 stars

1 review

Worx 20V PowerShare Drill Twin Pack Hammer Drill & Impact Driver with x2.0Ah Battery and Charger

20V PowerShare Drill Twin Pack Hammer Drill & Impact Driver with x2.0Ah Battery and Charger

Current sale price is £109.99

(Save £29.01)

Regular price was £139

5 out of 5 stars

1 review

Worx 20V PowerShare 170Nm Cordless Impact Driver with x1 2.0Ah Battery & Charger

20V PowerShare 170Nm Cordless Impact Driver with x1 2.0Ah Battery & Charger

Current sale price is £85

(Save £15)

Regular price was £100

5 out of 5 stars

2 reviews

Helly Hansen Women's Ski Legendary Insulated Pants - Green

Women's Ski Legendary Insulated Pants - Green

Current sale price is £54

(Save £126)

Regular price was £180

Scruffs Cosy Box Bed - Grey

Cosy Box Bed - Grey

Current sale price is From £35

(Save up to £10)

Regular price was From £45

3.7 out of 5 stars

3 reviews

Helly Hansen Mens Nordic Puffy Jacket - Black

Mens Nordic Puffy Jacket - Black

Current sale price is £142.50

(Save £167.50)

Regular price was £310

Helly Hansen Mens Quick Dry Cargo Shorts 11" - Black

Mens Quick Dry Cargo Shorts 11" - Black

Current sale price is £35.75

(Save £29.25)

Regular price was £65

5 out of 5 stars

2 reviews

Helly Hansen Mens Dubliner Jacket - Black

Mens Dubliner Jacket - Black

Current sale price is £110

(Save £20)

Regular price was £130

5 out of 5 stars

1 review

Helly Hansen Mens Gravity Ski Jacket - Black

Mens Gravity Ski Jacket - Black

Current sale price is £162

(Save £108)

Regular price was £270

Helly Hansen Mens Calshot Swimming Trunk - Blue

Mens Calshot Swimming Trunk - Blue

Current sale price is £20

(Save £20)

Regular price was £40

5 out of 5 stars

1 review

Worx 20V PowerShare 300Nm Cordless Impact Wrench with x2 2.0Ah Battery & Charger

20V PowerShare 300Nm Cordless Impact Wrench with x2 2.0Ah Battery & Charger

Current sale price is £179.99

(Save £40)

Regular price was £219.99

3.3 out of 5 stars

4 reviews

Helly Hansen Womens Escape Insulated Parka - Green

Womens Escape Insulated Parka - Green

Current sale price is £121

(Save £99)

Regular price was £220

Worx 20V PowerShare 50Nm Cordless Hammer Drill with x2 2.0Ah Battery & 51pc Bit Kit

20V PowerShare 50Nm Cordless Hammer Drill with x2 2.0Ah Battery & 51pc Bit Kit

Current sale price is £85

(Save £15)

Regular price was £100

5 out of 5 stars

1 review

Helly Hansen Mens Panorama Printed Pile Snap Fleece- Purple

Mens Panorama Printed Pile Snap Fleece- Purple

Current sale price is £59.50

(Save £70.50)

Regular price was £130

Scruffs Alpine Mattress - Taupe

Alpine Mattress - Taupe

Current sale price is From £38

(Save up to £25)

Regular price was From £50

5 out of 5 stars

1 review

Helly Hansen Womens Imperial Pile Zip Pullover Fleece - Black

Womens Imperial Pile Zip Pullover Fleece - Black

Current sale price is £80

(Save £20)

Regular price was £100

Helly Hansen Mens Active Puffy Jacket - Green

Mens Active Puffy Jacket - Green

Current sale price is £100

(Save £100)

Regular price was £200

Helly Hansen Unisex Swift Ski HT Mittens - Black

Unisex Swift Ski HT Mittens - Black

Current sale price is £49

(Save £21)

Regular price was £70

Worx 20V PowerShare 24mm Cordless Jigsaw with x1 2.0Ah Battery, Charger & Case

20V PowerShare 24mm Cordless Jigsaw with x1 2.0Ah Battery, Charger & Case

Current sale price is £90

(Save £20)

Regular price was £110

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.