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Very Home Harlem 3 Door, 2 Drawer Wardrobe - Mid Oak Effect - FSC® Certified

Harlem 3 Door, 2 Drawer Wardrobe - Mid Oak Effect - FSC® Certified

Current sale price is £329

(Save £120)

Regular price was £449

1 out of 5 stars

1 review

The Very Collection Bailey 2 Seater Leather Sofa Bed - FSC® Certified

Available in chocolate, tan coloursAvailable in chocolate, tan coloursAvailable in chocolate, tan coloursAvailable in chocolate, tan coloursAvailable in chocolate, tan colours

The Very Collection

Bailey 2 Seater Leather Sofa Bed - FSC® Certified

Current sale price is From £799.20

(Save up to £199.80)

Regular price was From £999

1.5 out of 5 stars

2 reviews

Regatta Womens Anita Padded Jacket - Brown

Womens Anita Padded Jacket - Brown

Current sale price is £52

(Save £38)

Regular price was £90

1 out of 5 stars

2 reviews

Sharp DR-450 Digital Radio

Available in brown, black coloursAvailable in brown, black coloursAvailable in brown, black coloursAvailable in brown, black coloursAvailable in brown, black colours

DR-450 Digital Radio

Current sale price is £59

(Save £15.99)

Regular price was £74.99

1 out of 5 stars

1 review

TOTES Toasties Ladies Icons Textured Mule With Chunky Sole - Camel

Toasties Ladies Icons Textured Mule With Chunky Sole - Camel

Current sale price is £28.50

(Save £7.50)

Regular price was £36

1 out of 5 stars

1 review

The Very Collection Bailey 2 Seater Leather Sofa - FSC® Certified

Available in chocolate, tan coloursAvailable in chocolate, tan coloursAvailable in chocolate, tan coloursAvailable in chocolate, tan coloursAvailable in chocolate, tan colours

The Very Collection

Bailey 2 Seater Leather Sofa - FSC® Certified

Current sale price is From £663.20

(Save up to £165.80)

Regular price was From £829

1 out of 5 stars

1 review

Very Home Burton 140 cm Dining Table + 4 Sorena Dining Chairs - Artisan Oak/Grey

Burton 140 cm Dining Table + 4 Sorena Dining Chairs - Artisan Oak/Grey

Current sale price is £499

(Save £100)

Regular price was £599

1 out of 5 stars

1 review

Very Home Carina Dressing Table - Mid Oak - FSC® Certified

Carina Dressing Table - Mid Oak - FSC® Certified

Current sale price is £189

(Save £20)

Regular price was £209

1 out of 5 stars

2 reviews

AX Paris Faux Suede Belted Shirt Dress - Brown

Faux Suede Belted Shirt Dress - Brown

Current sale price is £45

(Save £15)

Regular price was £60

1 out of 5 stars

1 review

The Very Collection Harlem 2 Door, 1 Drawer Wardrobe - Mid Oak Effect - FSC® Certified

The Very Collection

Harlem 2 Door, 1 Drawer Wardrobe - Mid Oak Effect - FSC® Certified

£299

1 out of 5 stars

1 review

PixieGirl Petite Soft Touch Wide Leg Trouser - Brown

Petite Soft Touch Wide Leg Trouser - Brown

£27

1 out of 5 stars

1 review

River Island Long Sleeve Cosy High Neck Mini Dress - Brown

Long Sleeve Cosy High Neck Mini Dress - Brown

Current sale price is £22

(Save £10)

Regular price was £32

1 out of 5 stars

1 review

Only Long Belt Coat - Brown

Long Belt Coat - Brown

Current sale price is £56

(Save £14)

Regular price was £70

1 out of 5 stars

1 review

Very Home Mateo 160cm Dining Table - Artisan Oak/black

Mateo 160cm Dining Table - Artisan Oak/black

Current sale price is £149

(Save £100)

Regular price was £249

1 out of 5 stars

2 reviews

Peach Fit Women's Lucia Zip Thru Top - Brown

Women's Lucia Zip Thru Top - Brown

Current sale price is £14.75

(Save £23.25)

Regular price was £38

1 out of 5 stars

1 review

Very Home Sheldon 160 cm Dining Table

Sheldon 160 cm Dining Table

Current sale price is £129

(Save £150)

Regular price was £279

1 out of 5 stars

1 review

Mango Cross Over Cardigan With Jewel Button - Brown

Cross Over Cardigan With Jewel Button - Brown

Current sale price is £32

(Save £14)

Regular price was £46

1 out of 5 stars

1 review

The Very Collection Lace Trim Soft Touch Henley And Wide Leg Trouser Pj Set - Burgundy

The Very Collection

Lace Trim Soft Touch Henley And Wide Leg Trouser Pj Set - Burgundy

Current sale price is £20

(Save £5)

Regular price was £25

1 out of 5 stars

1 review

Timberland Youth 6 Inch Waterproof Lace-up Boot - Wheat

Youth 6 Inch Waterproof Lace-up Boot - Wheat

£140

1 out of 5 stars

1 review

Calvin Klein Chain Strap Small Shoulder Bag - Brown

Chain Strap Small Shoulder Bag - Brown

£120

1 out of 5 stars

1 review

Nike Women's Victory Essentials Modesty Swim Slim Legging - Brown

Women's Victory Essentials Modesty Swim Slim Legging - Brown

Current sale price is £23.50

(Save £35.50)

Regular price was £59

1 out of 5 stars

2 reviews

Pretty Lavish Briana Chunky V-Neck Knit Jumper - Brown

Briana Chunky V-Neck Knit Jumper - Brown

Current sale price is £40.50

(Save £17.50)

Regular price was £58

1 out of 5 stars

1 review

Julian Bowen Theia Set Of 2 Dining Chairs

Theia Set Of 2 Dining Chairs

Current sale price is £169

(Save £50)

Regular price was £219

1 out of 5 stars

1 review

AllSaints All Saints Back Graphic Short Sleeve T-Shirt - Brown

All Saints Back Graphic Short Sleeve T-Shirt - Brown

Current sale price is £50

(Save £9)

Regular price was £59

1 out of 5 stars

1 review

Schuh Ander Chunky Suede Boot - Brown

Ander Chunky Suede Boot - Brown

£70

1 out of 5 stars

1 review

Mamalicious Mltia Jeanne Legging Noos A - Brown

Mltia Jeanne Legging Noos A - Brown

Current sale price is £11

(Save £11)

Regular price was £22

1 out of 5 stars

1 review

New Look Faux Fur Collar Cardigan - Brown

Faux Fur Collar Cardigan - Brown

Current sale price is £19.75

(Save £20.24)

Regular price was £39.99

1 out of 5 stars

1 review

V by Very Leopard Ballet Pump - Brown

Leopard Ballet Pump - Brown

Current sale price is £21

(Save £9)

Regular price was £30

1 out of 5 stars

1 review

Mango Straight Fit Trousers With Elastic Waist - Brown

Straight Fit Trousers With Elastic Waist - Brown

Current sale price is £24

(Save £6)

Regular price was £30

1 out of 5 stars

1 review

Mango Sweater With Asymmetrical Neck And Buttons - Brown

Sweater With Asymmetrical Neck And Buttons - Brown

Current sale price is £28.75

(Save £7.25)

Regular price was £36

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.