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Morphy Richards FlexiFreeze 1L Rechargeable Travel & Desk Top Mini Air Cooler - White

Morphy Richards

FlexiFreeze 1L Rechargeable Travel & Desk Top Mini Air Cooler - White

£69

2.8 out of 5 stars

4 reviews

Nike Older Kids England 2026 Dri-FIT Stadium Home Shirt – White

Older Kids England 2026 Dri-FIT Stadium Home Shirt – White

£70

2 out of 5 stars

4 reviews

The Very Collection Dawson Wooden Bed with Mattress options (Buy & SAVE!) - White - FSC® Certified

The Very Collection

Dawson Wooden Bed with Mattress options (Buy & SAVE!) - White - FSC® Certified

Current sale price is From £99

(Save up to £0)

Regular price was From £229

2.4 out of 5 stars

14 reviews

JML Chillmax Chillmate Cordless Hand Held Portable Cooling Fan

Chillmax Chillmate Cordless Hand Held Portable Cooling Fan

£15

2.7 out of 5 stars

6 reviews

The Very Collection Stretch Rib Scoop Neck T-shirt - Cream

The Very Collection

Stretch Rib Scoop Neck T-shirt - Cream

Current sale price is £5

(Save £5)

Regular price was £10

2 out of 5 stars

1 review

New Look White Jersey Racer Bodysuit

White Jersey Racer Bodysuit

Current sale price is £6.75

(Save £6.24)

Regular price was £12.99

2 out of 5 stars

1 review

The Very Collection Scalloped Pocket Detail Co-Ord Trousers - White

The Very Collection

Scalloped Pocket Detail Co-Ord Trousers - White

£35

2 out of 5 stars

2 reviews

The Very Collection Broderie Puff Sleeve V Neck Mini Dress - White

The Very Collection

Broderie Puff Sleeve V Neck Mini Dress - White

Current sale price is £19

(Save £21)

Regular price was £40

2 out of 5 stars

1 review

The Very Collection Cami Top - White

The Very Collection

Cami Top - White

£18

2.5 out of 5 stars

4 reviews

The Very Collection Lisson 5 Drawer Chest - White - FSC® Certified

The Very Collection

Lisson 5 Drawer Chest - White - FSC® Certified

Current sale price is £129

(Save £20)

Regular price was £149

2.5 out of 5 stars

14 reviews

Style Cheat Embroidered Linen Sleeveless Daphne Dress - White

Embroidered Linen Sleeveless Daphne Dress - White

Current sale price is £48.50

(Save £26.50)

Regular price was £75

2.8 out of 5 stars

4 reviews

The Very Collection 2 Pack Lace Bralettes - White

The Very Collection

2 Pack Lace Bralettes - White

Current sale price is £8.25

(Save £5.75)

Regular price was £14

2.7 out of 5 stars

3 reviews

The Very Collection Tweed Overlay Pleated Midaxi Dress - White

The Very Collection

Tweed Overlay Pleated Midaxi Dress - White

Current sale price is £48.75

(Save £21.25)

Regular price was £70

2.7 out of 5 stars

3 reviews

Silentnight Restore Cooling Summer Pillow Pad

Restore Cooling Summer Pillow Pad

Current sale price is £12

(Save £3)

Regular price was £15

2.5 out of 5 stars

11 reviews

Curvy Kate Luxe Multiway Strapless Moulded Bra - Pearl Ivory

Luxe Multiway Strapless Moulded Bra - Pearl Ivory

£36

2.5 out of 5 stars

4 reviews

The Very Collection Blouson Beach Dress - Cream

The Very Collection

Blouson Beach Dress - Cream

£28

2 out of 5 stars

1 review

The Very Collection Lisson 3 Drawer Chest - White - FSC® Certified

The Very Collection

Lisson 3 Drawer Chest - White - FSC® Certified

Current sale price is £89

(Save £25.99)

Regular price was £114.99

2.7 out of 5 stars

13 reviews

The Very Collection Houston 150 cm 2 Sliding Door Mirrored Wardrobe - White

The Very Collection

Houston 150 cm 2 Sliding Door Mirrored Wardrobe - White

Current sale price is £299

(Save £50)

Regular price was £349

2.3 out of 5 stars

3 reviews

The Very Collection Carina Dressing Table - White - FSC® Certified

The Very Collection

Carina Dressing Table - White - FSC® Certified

Current sale price is £189

(Save £20)

Regular price was £209

2.8 out of 5 stars

4 reviews

The Very Collection Cami Solid Top - White

The Very Collection

Cami Solid Top - White

£16

2.9 out of 5 stars

14 reviews

Yours CLOTHING Multiway Moulded Bra - White

CLOTHING Multiway Moulded Bra - White

£24

2.8 out of 5 stars

12 reviews

DORINA Uranus Light Padded Wireless Bra - White

Uranus Light Padded Wireless Bra - White

Current sale price is £6

(Save £10)

Regular price was £16

2.3 out of 5 stars

3 reviews

Garmin Forerunner 265 Music, Aqua

Available in white, black, blue coloursAvailable in white, black, blue coloursAvailable in white, black, blue coloursAvailable in white, black, blue coloursAvailable in white, black, blue colours

Forerunner 265 Music, Aqua

Current sale price is From £359

Regular price was From £369

2 out of 5 stars

1 review

The Very Collection Lisson 6 Door Wardrobe - White - FSC® Certified

The Very Collection

Lisson 6 Door Wardrobe - White - FSC® Certified

Current sale price is £399

(Save £50)

Regular price was £449

2.7 out of 5 stars

14 reviews

The Very Collection Lisson 4 Door Combi Wardrobe - White - FSC® Certified

The Very Collection

Lisson 4 Door Combi Wardrobe - White - FSC® Certified

Current sale price is £399

(Save £80)

Regular price was £479

2 out of 5 stars

3 reviews

Julian Bowen Coxmoor Set of 2 Solid Oak Dining Chairs - Ivory

Coxmoor Set of 2 Solid Oak Dining Chairs - Ivory

£169

2.1 out of 5 stars

8 reviews

The Very Collection Cora Fluted Tall Cabinet - FSC® Certified

The Very Collection

Cora Fluted Tall Cabinet - FSC® Certified

Current sale price is £139

(Save £20)

Regular price was £159

2.7 out of 5 stars

3 reviews

New Look Satin Lace Hem Oversized T-Shirt - White

Satin Lace Hem Oversized T-Shirt - White

Current sale price is £10.19

(Save £6.80)

Regular price was £16.99

2 out of 5 stars

1 review

Nike Mens Running Miler Dri-FIT UV Short Sleeve Top - White

Mens Running Miler Dri-FIT UV Short Sleeve Top - White

£33

2 out of 5 stars

1 review

Swan Windsor Set of 3 Canisters, Viewing Lid, 1.3L, White

Windsor Set of 3 Canisters, Viewing Lid, 1.3L, White

Current sale price is £15

(Save £5)

Regular price was £20

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.