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River Island Older Girls Ri Monogram 5 Pack Briefs - Black

Older Girls Ri Monogram 5 Pack Briefs - Black

Current sale price is £9.60

(Save £2.40)

Regular price was £12

River Island Older Boys 5 Pack Mono Ri Waistband Boxers - Black

Older Boys 5 Pack Mono Ri Waistband Boxers - Black

Current sale price is £12.80

(Save £3.20)

Regular price was £16

Calvin Klein Boys 2 Pack Modern Cotton Trunk - Black

Boys 2 Pack Modern Cotton Trunk - Black

Current sale price is £20

(Save £5)

Regular price was £25

5 out of 5 stars

1 review

adidas Sportswear Kids Unisex Tensaur Sport 3.0 Trainers - Black

adidas Sportswear

Kids Unisex Tensaur Sport 3.0 Trainers - Black

Current sale price is £24

(Save £6)

Regular price was £30

4.8 out of 5 stars

1.5k reviews

River Island Older Girls Hipster 5 Pack Briefs - Pink

Older Girls Hipster 5 Pack Briefs - Pink

Current sale price is £9.60

(Save £2.40)

Regular price was £12

Nike Men's Air Max 270 Trainers - Black

Men's Air Max 270 Trainers - Black

Current sale price is £116

(Save £29)

Regular price was £145

3.6 out of 5 stars

54 reviews

adidas Sportswear

Kids Unisex Logo Backpack - Black

Current sale price is £12

(Save £3)

Regular price was £15

4.7 out of 5 stars

75 reviews

Clarks Howard Cap Oxford Shoes - Black

Howard Cap Oxford Shoes - Black

Current sale price is £47.50

(Save £22.50)

Regular price was £70

4.9 out of 5 stars

10 reviews

Older Girls Hipster Logo 5 Pack Briefs - Black

Current sale price is £9.60

(Save £2.40)

Regular price was £12

River Island Older Girls Bow Ruched 3 Pack Crop Tops - Pink

Older Girls Bow Ruched 3 Pack Crop Tops - Pink

Current sale price is £9.60

(Save £2.40)

Regular price was £12

adidas Sportswear Kid's Vs Pace 20 Velcro Trainers - Black

adidas Sportswear

Kid's Vs Pace 20 Velcro Trainers - Black

Current sale price is £22.40

(Save £5.60)

Regular price was £28

5 out of 5 stars

1 review

Nike Mens Air Max 270 Trainers - Black

Mens Air Max 270 Trainers - Black

Current sale price is £116

(Save £29)

Regular price was £145

3.6 out of 5 stars

52 reviews

River Island Older Girls Strappy 3 Pack Crop Tops - Pink

Older Girls Strappy 3 Pack Crop Tops - Pink

Current sale price is £9.60

(Save £2.40)

Regular price was £12

adidas Sportswear Kid's Tensaur Run 30 Elasticated Trainers - Black/Black

adidas Sportswear

Kid's Tensaur Run 30 Elasticated Trainers - Black/Black

Current sale price is £22.40

(Save £5.60)

Regular price was £28

4.8 out of 5 stars

528 reviews

Kickers Kick T Bar Velcro Patent Leather Shoe - Black

Kick T Bar Velcro Patent Leather Shoe - Black

Current sale price is From £40

(Save up to £12)

Regular price was From £50

4.2 out of 5 stars

44 reviews

River Island Older Girls Crop Top And Brief Set - White

Older Girls Crop Top And Brief Set - White

Current sale price is £6.40

(Save £1.60)

Regular price was £8

River Island Older Girl 3 Pack Racer Vests - White

Older Girl 3 Pack Racer Vests - White

Current sale price is From £8.25

(Save up to £5)

Regular price was From £12

5 out of 5 stars

2 reviews

adidas Sportswear Kids Unisex Essentials Climacool Tracksuit - Black

adidas Sportswear

Kids Unisex Essentials Climacool Tracksuit - Black

Current sale price is £22.75

(Save £10.25)

Regular price was £33

4.9 out of 5 stars

14 reviews

adidas Sportswear Junior Boys Essentials Climacool Shorts - Black

adidas Sportswear

Junior Boys Essentials Climacool Shorts - Black

Current sale price is £10

(Save £5)

Regular price was £15

5 out of 5 stars

1 review

adidas Sportswear Kids Unisex VL Court 3.0 Trainers - Black/White

adidas Sportswear

Kids Unisex VL Court 3.0 Trainers - Black/White

Current sale price is From £21

(Save up to £14)

Regular price was From £35

4.9 out of 5 stars

298 reviews

UNDER ARMOUR Junior Girls Training Tech Play Up Shorts - Black

Junior Girls Training Tech Play Up Shorts - Black

Current sale price is £14

(Save £4)

Regular price was £18

4.9 out of 5 stars

38 reviews

Converse Unisex Leather Ox Trainers - Black

Unisex Leather Ox Trainers - Black

Current sale price is £56

(Save £14)

Regular price was £70

4.4 out of 5 stars

177 reviews

New Look 915 Girls Black Folded Waist Flared Jersey Leggings

Girls Black Folded Waist Flared Jersey Leggings

Current sale price is £10.39

(Save £2.60)

Regular price was £12.99

5 out of 5 stars

3 reviews

adidas Sportswear Kids Unisex Tensaur Sport 3.0 - Black

adidas Sportswear

Kids Unisex Tensaur Sport 3.0 - Black

Current sale price is From £22.40

(Save up to £5.60)

Regular price was From £28

4.9 out of 5 stars

162 reviews

The North Face Boys Reversible Perrito Hooded Jacket - Black

Boys Reversible Perrito Hooded Jacket - Black

Current sale price is From £60

(Save up to £42)

Regular price was From £100

4.6 out of 5 stars

44 reviews

Nike Womens Pro 365 Dri-FIT Training Mid Rise Cropped Tights - Black/White

Womens Pro 365 Dri-FIT Training Mid Rise Cropped Tights - Black/White

Current sale price is £32

(Save £8)

Regular price was £40

5 out of 5 stars

1 review

adidas Sportswear Kids Unisex Tensaur Comfort Shoes Kids - Black

adidas Sportswear

Kids Unisex Tensaur Comfort Shoes Kids - Black

Current sale price is £24

(Save £6)

Regular price was £30

5 out of 5 stars

6 reviews

River Island Girls Waistband Legging 5 Pack - Black

Girls Waistband Legging 5 Pack - Black

Current sale price is £25.60

(Save £6.40)

Regular price was £32

4 out of 5 stars

9 reviews

THE NORTH FACE Junior Boys Never Stop Synthetic Jacket - Black

Junior Boys Never Stop Synthetic Jacket - Black

Current sale price is £56

(Save £14)

Regular price was £70

3.1 out of 5 stars

14 reviews

Calvin Klein Boys 2 Pack Modern Cotton Trunk - Multi

Boys 2 Pack Modern Cotton Trunk - Multi

Current sale price is £20

(Save £5)

Regular price was £25

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.