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New Look Bella Woven Belted Drawstring - Brown

Bella Woven Belted Drawstring - Brown

Current sale price is £22

(Save £12.99)

Regular price was £34.99

1 out of 5 stars

1 review

The Very Collection 2 Pack Lace Bralettes - White

The Very Collection

2 Pack Lace Bralettes - White

Current sale price is £6.60

(Save £7.40)

Regular price was £14

2.7 out of 5 stars

3 reviews

The Very Collection Cocoon Hanging Chair

The Very Collection

Cocoon Hanging Chair

Current sale price is £194

(Save £66)

Regular price was £260

3.8 out of 5 stars

5 reviews

The Very Collection 3 Pack Lace Briefs - White

The Very Collection

3 Pack Lace Briefs - White

Current sale price is £10

(Save £6)

Regular price was £16

5 out of 5 stars

1 review

Ann Summers Caged Lace Padded Plunge Bra

Caged Lace Padded Plunge Bra

Current sale price is £13

(Save £9)

Regular price was £22

5 out of 5 stars

1 review

Cath Kidston Boys London Cars Medium Backpack - Blue

Boys London Cars Medium Backpack - Blue

Current sale price is £20.50

(Save £11.50)

Regular price was £32

Ann Summers Caged Lace Padded Plunge Bra

Caged Lace Padded Plunge Bra

Current sale price is £12.10

(Save £9.90)

Regular price was £22

5 out of 5 stars

1 review

Lipsy Bridal All Over Lace Multiway Frill Bra - White

Bridal All Over Lace Multiway Frill Bra - White

Current sale price is £15

(Save £19)

Regular price was £34

Ann Summers Caged Lace Brazilian

Caged Lace Brazilian

Current sale price is £6.60

(Save £4.40)

Regular price was £11

Cath Kidston Girls Queen London Medium Backpack - Pink

Girls Queen London Medium Backpack - Pink

Current sale price is £25.50

(Save £6.50)

Regular price was £32

Ann Summers Caged Lace String

Caged Lace String

Current sale price is £7

(Save £4)

Regular price was £11

4 out of 5 stars

2 reviews

Ann Summers Sexy Lace Brazilian

Sexy Lace Brazilian

Current sale price is £8

(Save £3)

Regular price was £11

4.6 out of 5 stars

25 reviews

Ann Summers Desiring Decadence Non Padded Balcony Bra

Desiring Decadence Non Padded Balcony Bra

Current sale price is £22

(Save £16)

Regular price was £38

Boux Avenue Skye Lace Thong - Powder Blue

Skye Lace Thong - Powder Blue

Current sale price is £8

(Save £8)

Regular price was £16

5 out of 5 stars

3 reviews

Lipsy Bridal All Over Lace Brazilian Brief - White

Bridal All Over Lace Brazilian Brief - White

Current sale price is £6.80

(Save £7.20)

Regular price was £14

The Very Collection 3 Pack Lace Briefs - Pink

The Very Collection

3 Pack Lace Briefs - Pink

Current sale price is £8

(Save £8)

Regular price was £16

3 out of 5 stars

2 reviews

The Very Collection Cairns Sofa Set

The Very Collection

Cairns Sofa Set

Current sale price is £862.99

(Save £336.01)

Regular price was £1199

Boux Avenue Addison Lace Plunge Bra - White

Addison Lace Plunge Bra - White

Current sale price is £19.20

(Save £18.80)

Regular price was £38

5 out of 5 stars

2 reviews

Boux Avenue Addison Lace Thong - White

Addison Lace Thong - White

Current sale price is £8

(Save £8)

Regular price was £16

5 out of 5 stars

2 reviews

Ann Summers Desiring Decadence High Waist Brazilian

Desiring Decadence High Waist Brazilian

Current sale price is £11

(Save £8)

Regular price was £19

5 out of 5 stars

1 review

Boux Avenue Addison Lace Brief - White

Addison Lace Brief - White

Current sale price is £8

(Save £8)

Regular price was £16

4 out of 5 stars

1 review

The Very Collection Brisbane 3-Piece Bistro Set

The Very Collection

Brisbane 3-Piece Bistro Set

Current sale price is £259.50

(Save £139.50)

Regular price was £399

BOSS Triangle Lace Bra - Black

Triangle Lace Bra - Black

Current sale price is £36

(Save £39)

Regular price was £75

Valentino Divina Credit Cardholder - Black

Divina Credit Cardholder - Black

Current sale price is £24.50

(Save £10.50)

Regular price was £35

Fantasie Fusion Lace Underwired Side Support Bra - Pink

Fusion Lace Underwired Side Support Bra - Pink

Current sale price is £15

(Save £23)

Regular price was £38

4.2 out of 5 stars

6 reviews

Triumph Crazy Stupid Love Underwired Bra - Teal

Crazy Stupid Love Underwired Bra - Teal

Current sale price is £10

(Save £24)

Regular price was £34

5 out of 5 stars

1 review

Teamson Home 672-Litre Patio Storage Box - Grey

672-Litre Patio Storage Box - Grey

Current sale price is £180

(Save £19)

Regular price was £199

4.7 out of 5 stars

14 reviews

Jespor Gaming Chair - FSC® Certified

Jespor Gaming Chair - FSC® Certified

Current sale price is £99

(Save £40)

Regular price was £139

3.6 out of 5 stars

22 reviews

X Rocker Oracle Neo Fibre Esport Upholstered Double TV Bed Frame with LED Lights - fits up to 55 inch TV

Oracle Neo Fibre Esport Upholstered Double TV Bed Frame with LED Lights - fits up to 55 inch TV

Current sale price is £379

(Save £50)

Regular price was £429

4.5 out of 5 stars

16 reviews

Gossard Superboost Lace Plunge T-Shirt Bra - Black

Superboost Lace Plunge T-Shirt Bra - Black

Current sale price is £15.50

(Save £23.50)

Regular price was £39

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.