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The Fine Bedding Company2

The Very Collection13

5 out of 5 stars

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3 out of 5 stars

Double 4ft 6in38

Super King 6ft21

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The Very Collection Essentials 10.5 Tog Duvet - White

The Very Collection

Essentials 10.5 Tog Duvet - White

Current sale price is From £9

(Save up to £3)

Regular price was From £10

4.1 out of 5 stars

33 reviews

Silentnight Luxury Hotel Collection Duvet - 10.5 Tog

Luxury Hotel Collection Duvet - 10.5 Tog

Current sale price is From £24

(Save up to £10)

Regular price was From £40

4.8 out of 5 stars

90 reviews

Silentnight Complete Bed Set - 10.5 Tog Duvet, Pillow(s) & Mattress Protector

Complete Bed Set - 10.5 Tog Duvet, Pillow(s) & Mattress Protector

Current sale price is From £28

(Save up to £10)

Regular price was From £45

4.5 out of 5 stars

383 reviews

The Very Collection Soft Touch and Extra Bounce 10.5-Tog Duvet - White

The Very Collection

Soft Touch and Extra Bounce 10.5-Tog Duvet - White

From £14

4.6 out of 5 stars

54 reviews

Silentnight Deep Sleep 10.5 Tog Duvet - White

Deep Sleep 10.5 Tog Duvet - White

Current sale price is From £20

(Save up to £10)

Regular price was From £35

4.6 out of 5 stars

150 reviews

Silentnight Deep Sleep 7.5 Tog Duvet - White

Deep Sleep 7.5 Tog Duvet - White

Current sale price is From £18

(Save up to £0)

Regular price was From £38

4.6 out of 5 stars

110 reviews

The Very Collection Anti-bacterial 10.5 Tog Duvet - White

The Very Collection

Anti-bacterial 10.5 Tog Duvet - White

Current sale price is From £12

(Save up to £8)

Regular price was From £16

4 out of 5 stars

50 reviews

Silentnight Kids Complete Bed Set - Includes 10.5 Tog Duvet, Mattress Protector and Pillow

Kids Complete Bed Set - Includes 10.5 Tog Duvet, Mattress Protector and Pillow

£32

4.5 out of 5 stars

151 reviews

The Very Collection Duck Feather and Down 10.5 Tog Duvet

The Very Collection

Duck Feather and Down 10.5 Tog Duvet

Current sale price is From £35

(Save up to £10)

Regular price was From £45

4.1 out of 5 stars

69 reviews

Silentnight Airmax Dual Layer 10.5 Tog Duvet - Multi

Airmax Dual Layer 10.5 Tog Duvet - Multi

From £44

4.7 out of 5 stars

44 reviews

Silentnight Anti Allergy, Anti Bacterial 7.5 Tog Duvet

Anti Allergy, Anti Bacterial 7.5 Tog Duvet

From £25

4.6 out of 5 stars

134 reviews

Silentnight Ultrabounce 10.5 Tog Duvet - White

Ultrabounce 10.5 Tog Duvet - White

From £24

4.7 out of 5 stars

67 reviews

Silentnight Anti Allergy, Anti Bacterial 10.5 Tog Duvet - White

Available in white, white coloursAvailable in white, white coloursAvailable in white, white coloursAvailable in white, white coloursAvailable in white, white colours

Anti Allergy, Anti Bacterial 10.5 Tog Duvet - White

From £22

4.5 out of 5 stars

62 reviews

Silentnight Anti-Allergy 10.5 Tog Duvet, Pillow Pair and Mattress Topper Bedding Bundle - White

Anti-Allergy 10.5 Tog Duvet, Pillow Pair and Mattress Topper Bedding Bundle - White

From £42

4.6 out of 5 stars

48 reviews

The Very Collection Luxury Goose Feather & Down 10.5 Tog Duvet

The Very Collection

Luxury Goose Feather & Down 10.5 Tog Duvet

Current sale price is From £50

(Save up to £22)

Regular price was From £70

3.7 out of 5 stars

33 reviews

The Very Collection Luxury Goose Feather & Down 15 Tog Duvet

The Very Collection

Luxury Goose Feather & Down 15 Tog Duvet

Current sale price is From £65

(Save up to £25)

Regular price was From £85

3.5 out of 5 stars

26 reviews

The Very Collection Luxury Like Down 100% Cotton Cover 10.5 Tog Duvet

The Very Collection

Luxury Like Down 100% Cotton Cover 10.5 Tog Duvet

Current sale price is From £45

(Save up to £15)

Regular price was From £60

4.3 out of 5 stars

25 reviews

The Very Collection Luxury Anti-Allergy Goose Feather & Down 10.5 Tog Duvet

The Very Collection

Luxury Anti-Allergy Goose Feather & Down 10.5 Tog Duvet

Current sale price is From £55

(Save up to £23)

Regular price was From £75

3.6 out of 5 stars

20 reviews

Silentnight Healthy Growth 10.5 Tog Duvet - White

Healthy Growth 10.5 Tog Duvet - White

From £25

4.6 out of 5 stars

38 reviews

The Very Collection Ultimate Luxury White Goose Down 10.5 Tog Duvet

The Very Collection

Ultimate Luxury White Goose Down 10.5 Tog Duvet

Current sale price is From £90

(Save up to £30)

Regular price was From £110

4.1 out of 5 stars

29 reviews

The Very Collection Anti-Allergy Duck Feather and Down 10.5 Tog Duvet

The Very Collection

Anti-Allergy Duck Feather and Down 10.5 Tog Duvet

From £48

3.8 out of 5 stars

48 reviews

Silentnight Anti-Allergy Single Duvet 13.5 tog - White

Available in white, white coloursAvailable in white, white coloursAvailable in white, white coloursAvailable in white, white coloursAvailable in white, white colours

Anti-Allergy Single Duvet 13.5 tog - White

Current sale price is From £26

(Save up to £8)

Regular price was From £40

4.7 out of 5 stars

90 reviews

Slumberdown Coverless Duvet Embossed Herringbone Navy, 10.5 Tog, Single

Coverless Duvet Embossed Herringbone Navy, 10.5 Tog, Single

From £28

4 out of 5 stars

11 reviews

The Very Collection Anti-Allergy 10.5 Tog Duvet - Double - White

The Very Collection

Anti-Allergy 10.5 Tog Duvet - Double - White

Current sale price is From £12

(Save up to £5)

Regular price was From £15

4.4 out of 5 stars

25 reviews

The Very Collection Soft Touch Waffle 10.5 Tog Duvet- Super King - White

The Very Collection

Soft Touch Waffle 10.5 Tog Duvet- Super King - White

Current sale price is From £10

(Save up to £8)

Regular price was From £18

5 out of 5 stars

5 reviews

Silentnight Summer Breeze Cooling Summer Duvet And Pillowcase Set - 2.5 Tog - Cream/Taupe

Summer Breeze Cooling Summer Duvet And Pillowcase Set - 2.5 Tog - Cream/Taupe

From £24

4.6 out of 5 stars

5 reviews

The Very Collection Easy Wash 10.5 Tog Double

The Very Collection

Easy Wash 10.5 Tog Double

From £15

5 out of 5 stars

4 reviews

The Fine Bedding Company Breathe, Cooling & Moisture Wicking 10.5 Tog Duvet

The Fine Bedding Company

Breathe, Cooling & Moisture Wicking 10.5 Tog Duvet

From £70

4.9 out of 5 stars

109 reviews

The Fine Bedding Company Spundown, Hypoallergenic 10.5 Tog Duvet

The Fine Bedding Company

Spundown, Hypoallergenic 10.5 Tog Duvet

From £45

4.9 out of 5 stars

165 reviews

Silentnight Summer Breeze Cooling Summer Duvet And Pillowcase Set - 2.5 Tog - Grey/Blue

Summer Breeze Cooling Summer Duvet And Pillowcase Set - 2.5 Tog - Grey/Blue

From £24

5 out of 5 stars

9 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.