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Main Collection, Customer Rating 3, Customer Rating 4, Casual, Beige

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The Very Collection Waist Detail Padded Coat - Mink

The Very Collection

Waist Detail Padded Coat - Mink

Current sale price is £47.25

(Save £20.75)

Regular price was £68

4.2 out of 5 stars

6 reviews

The Very Collection Diamond Quilt Double Placket Longline Sorona Padded Coat - Beige

The Very Collection

Diamond Quilt Double Placket Longline Sorona Padded Coat - Beige

Current sale price is £64

(Save £16)

Regular price was £80

3.3 out of 5 stars

3 reviews

Michelle Keegan Wool Blend Oversized Formal Coat - Brown

Michelle Keegan

Wool Blend Oversized Formal Coat - Brown

Current sale price is £71.50

(Save £38.50)

Regular price was £110

4.3 out of 5 stars

6 reviews

Michelle Keegan Knitted Asymmetric Hem Dress - Burgundy

Michelle Keegan

Knitted Asymmetric Hem Dress - Burgundy

Current sale price is £41.25

(Save £13.75)

Regular price was £55

3.9 out of 5 stars

7 reviews

The Very Collection Asymmetric Padded Coat - Mink

The Very Collection

Asymmetric Padded Coat - Mink

Current sale price is £44

(Save £36)

Regular price was £80

3.4 out of 5 stars

5 reviews

Michelle Keegan Chain Knitted Top - Beige

Michelle Keegan

Chain Knitted Top - Beige

Current sale price is £14

(Save £21)

Regular price was £35

3.5 out of 5 stars

2 reviews

The Very Collection Faux Shearling Aviator Jacket - Mink

The Very Collection

Faux Shearling Aviator Jacket - Mink

£68

3.7 out of 5 stars

3 reviews

Levi's Elle Sherpa Jacket - White Swan

Elle Sherpa Jacket - White Swan

Current sale price is £57

(Save £38)

Regular price was £95

4 out of 5 stars

1 review

Very Man Tech Cargo Trouser - Stone

Tech Cargo Trouser - Stone

Current sale price is £20.75

(Save £9.25)

Regular price was £30

4.7 out of 5 stars

3 reviews

Michelle Keegan Faux Mongolian Trim Cuff Coat - Beige

Michelle Keegan

Faux Mongolian Trim Cuff Coat - Beige

Current sale price is £30

(Save £45)

Regular price was £75

3 out of 5 stars

2 reviews

Original Housemark Logo Knitted Jumper - Beige

Current sale price is £52.50

(Save £17.50)

Regular price was £70

4 out of 5 stars

2 reviews

V by Very Longline Trench with Faux Leather Trims - Beige

Longline Trench with Faux Leather Trims - Beige

Current sale price is £26

(Save £39)

Regular price was £65

4.3 out of 5 stars

3 reviews

Barbour Laoise Check Quilted Jacket - Beige

Laoise Check Quilted Jacket - Beige

£209

3 out of 5 stars

1 review

River Island Beige Knitted Waterfall Cardigan

Beige Knitted Waterfall Cardigan

Current sale price is £65.50

(Save £16.50)

Regular price was £82

4.5 out of 5 stars

2 reviews

V by Very Short Hooded Trench - Beige

Short Hooded Trench - Beige

Current sale price is £39

(Save £26)

Regular price was £65

4 out of 5 stars

5 reviews

Roman Soft Knit Fairisle Jumper Dress - Biscuit

Soft Knit Fairisle Jumper Dress - Biscuit

£50

4 out of 5 stars

5 reviews

Roman Soft Sherpa Fleece Jacket - Taupe

Soft Sherpa Fleece Jacket - Taupe

£30

4.3 out of 5 stars

3 reviews

River Island Funnel Jumper - Beige

Funnel Jumper - Beige

£49

3 out of 5 stars

2 reviews

Levi's Ines Fairisle Sweater - Taupe Heather Wool Blend

Ines Fairisle Sweater - Taupe Heather Wool Blend

Current sale price is £52.50

(Save £22.50)

Regular price was £75

4.7 out of 5 stars

7 reviews

Jack & Jones Marco Slim Fit Chino Trousers - Beige

Marco Slim Fit Chino Trousers - Beige

£25

4.5 out of 5 stars

6 reviews

White Stuff Erin Long Line Cardi - Beige

Erin Long Line Cardi - Beige

£65

4.5 out of 5 stars

31 reviews

Very Man Knitted Rib Short Sleeve Polo - Stone

Knitted Rib Short Sleeve Polo - Stone

Current sale price is £21

(Save £7)

Regular price was £28

4.5 out of 5 stars

2 reviews

River Island Wrap Scarf Cardi - Beige

Wrap Scarf Cardi - Beige

Current sale price is £37.25

(Save £16.75)

Regular price was £54

3 out of 5 stars

1 review

Michelle Keegan Knitted Striped Trouser Co Ord - Beige

Michelle Keegan

Knitted Striped Trouser Co Ord - Beige

Current sale price is £18

(Save £27)

Regular price was £45

4 out of 5 stars

1 review

Superdry Polar Fleece Half Zip Sweatshirt - Beige

Polar Fleece Half Zip Sweatshirt - Beige

Current sale price is £33.75

(Save £11.25)

Regular price was £45

3.7 out of 5 stars

3 reviews

V by Very Cotton Soft Barrel Leg Trousers - Light Beige

Cotton Soft Barrel Leg Trousers - Light Beige

Current sale price is £14

(Save £21)

Regular price was £35

4.8 out of 5 stars

4 reviews

Michelle Keegan Co-Ord Herringbone Mini Skirt - Brown

Michelle Keegan

Co-Ord Herringbone Mini Skirt - Brown

Current sale price is £26.25

(Save £8.75)

Regular price was £35

4.7 out of 5 stars

3 reviews

Barbour Lydia Gilet - Beige

Lydia Gilet - Beige

Current sale price is £77.25

(Save £71.75)

Regular price was £149

4 out of 5 stars

1 review

Barbour Jayla Waterproof Parka - Beige

Jayla Waterproof Parka - Beige

Current sale price is £188

(Save £81)

Regular price was £269

3 out of 5 stars

2 reviews

Michelle Keegan Cord Wide Leg Pleated Trouser - Light Brown

Michelle Keegan

Cord Wide Leg Pleated Trouser - Light Brown

Current sale price is £12.25

(Save £22.75)

Regular price was £35

3 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.