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The Very Collection Comfort 1000 Pocket 1000 Double Mattress - Medium

The Very Collection

Comfort 1000 Pocket 1000 Double Mattress - Medium

From £199

The Very Collection Deco Palm Printed Duvet Set

The Very Collection

Deco Palm Printed Duvet Set

From £12

5 out of 5 stars

4 reviews

Aspire Cashmere & Silk 3000 Pocket Mattress

Cashmere & Silk 3000 Pocket Mattress

Current sale price is From £289

(Save up to £160)

Regular price was From £389

4.5 out of 5 stars

10 reviews

Airsprung Essential Headboard - FSC® Certified

Available in grey, mink, anthracite coloursAvailable in grey, mink, anthracite coloursAvailable in grey, mink, anthracite coloursAvailable in grey, mink, anthracite coloursAvailable in grey, mink, anthracite colours

Essential Headboard - FSC® Certified

Current sale price is From £39

(Save up to £20)

Regular price was From £59

4.8 out of 5 stars

11 reviews

The Very Collection Easy Care Polycotton 25 cm Fitted Sheet

Available in pink, blue, bright pink coloursAvailable in pink, blue, bright pink coloursAvailable in pink, blue, bright pink coloursAvailable in pink, blue, bright pink coloursAvailable in pink, blue, bright pink colours

The Very Collection

Easy Care Polycotton 25 cm Fitted Sheet

Current sale price is From £5

(Save up to £2)

Regular price was From £6

4.8 out of 5 stars

32 reviews

The Very Collection Miami Fresh High Sleeper Bed with Mattress Options (Buy and SAVE!) - Pink

The Very Collection

Miami Fresh High Sleeper Bed with Mattress Options (Buy and SAVE!) - Pink

Current sale price is From £319

(Save up to £110)

Regular price was From £399

3.9 out of 5 stars

25 reviews

Catherine Lansfield Oxford Pinstripe Duvet Set - Natural

Catherine Lansfield

Oxford Pinstripe Duvet Set - Natural

From £18

3.7 out of 5 stars

3 reviews

Silentnight Summer Breeze Cooling Summer Duvet - 1.0 Tog

Summer Breeze Cooling Summer Duvet - 1.0 Tog

From £20

5 out of 5 stars

2 reviews

The Very Collection Sheridan Divan Base, Comfort Mattress and Headboard - FSC® Certified

Available in grey, cream coloursAvailable in grey, cream coloursAvailable in grey, cream coloursAvailable in grey, cream coloursAvailable in grey, cream colours

The Very Collection

Sheridan Divan Base, Comfort Mattress and Headboard - FSC® Certified

From £449

4 out of 5 stars

9 reviews

Aspire 500 Memory Foam Hybrid Mattress

500 Memory Foam Hybrid Mattress

From £139

4.4 out of 5 stars

55 reviews

Aspire Coolsense Pocket+ Memory Hybrid Mattress

Coolsense Pocket+ Memory Hybrid Mattress

From £299

5 out of 5 stars

11 reviews

Silentnight Miracoil Memory Mattress - Medium Firm

Miracoil Memory Mattress - Medium Firm

Current sale price is From £169

(Save up to £80)

Regular price was From £229

3.9 out of 5 stars

108 reviews

Bluey Bingo Rotary Duvet Set

Bingo Rotary Duvet Set

From £26

5 out of 5 stars

1 review

Catherine Lansfield Bow Fitted Sheet

Catherine Lansfield

Bow Fitted Sheet

From £13

4.2 out of 5 stars

5 reviews

The Very Collection Marston Faux Leather End Lift Up Storage Ottoman Bed with Mattress Options (Buy and SAVE!) - Grey - FSC® Certified

The Very Collection

Marston Faux Leather End Lift Up Storage Ottoman Bed with Mattress Options (Buy and SAVE!) - Grey - FSC® Certified

Current sale price is From £149

(Save up to £110)

Regular price was From £199

3.9 out of 5 stars

55 reviews

Silentnight Memory Cool 2000 Pillowtop Mattress - Express Delivery Available

Memory Cool 2000 Pillowtop Mattress - Express Delivery Available

From £509

4.6 out of 5 stars

34 reviews

Disney Toy Story Howdy Single Duvet

Toy Story Howdy Single Duvet

£25

Night Lark Gingham Taupe 10.5 Tog Coverless Duvet Set includes Pillowcases

Gingham Taupe 10.5 Tog Coverless Duvet Set includes Pillowcases

From £70

4.8 out of 5 stars

54 reviews

The Very Collection Bailey Mid Sleeper Bed with Mattress Options (Buy & SAVE) - Pink - FSC® Certified

The Very Collection

Bailey Mid Sleeper Bed with Mattress Options (Buy & SAVE) - Pink - FSC® Certified

From £349

3 out of 5 stars

1 review

Silentnight Divan Velvet Bed Base with Storage Options

+1 colour

Available in blush, charcoal, navy, silver coloursAvailable in blush, charcoal, navy, silver coloursAvailable in blush, charcoal, navy, silver coloursAvailable in blush, charcoal, navy, silver coloursAvailable in blush, charcoal, navy, silver colours

Divan Velvet Bed Base with Storage Options

Current sale price is From £159

(Save up to £20)

Regular price was From £169

3.5 out of 5 stars

24 reviews

Catherine Lansfield Inga Leaf Duvet Cover Set - Teal

Catherine Lansfield

Inga Leaf Duvet Cover Set - Teal

Current sale price is From £12

(Save up to £5)

Regular price was From £17

4 out of 5 stars

50 reviews

The Very Collection Graffiti Print Duvet Set

The Very Collection

Graffiti Print Duvet Set

From £12

Aspire Pocket+ Memory Hybrid Rolled Mattress

Pocket+ Memory Hybrid Rolled Mattress

Current sale price is From £169

(Save up to £50)

Regular price was From £189

4.3 out of 5 stars

13 reviews

Catherine Lansfield Brushed 100% Cotton Stripe Blush Duvet Set

Catherine Lansfield

Brushed 100% Cotton Stripe Blush Duvet Set

Current sale price is From £17

(Save up to £10)

Regular price was From £22

5 out of 5 stars

7 reviews

Catherine Lansfield Brushed Cotton Stripe Duvet Set - Blue

Catherine Lansfield

Brushed Cotton Stripe Duvet Set - Blue

Current sale price is From £17

(Save up to £10)

Regular price was From £22

5 out of 5 stars

1 review

Silentnight Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

From £52

4.4 out of 5 stars

784 reviews

Silentnight Miracoil Pillowtop Mattress - Firm - Express Delivery available

Miracoil Pillowtop Mattress - Firm - Express Delivery available

Current sale price is From £205

(Save up to £180)

Regular price was From £329

4 out of 5 stars

647 reviews

Silentnight Deep Sleep 7.5 Tog Duvet - White

Deep Sleep 7.5 Tog Duvet - White

Current sale price is From £18

(Save up to £0)

Regular price was From £38

4.6 out of 5 stars

110 reviews

Yard Barton 100% Cotton Duvet Cover Set

Barton 100% Cotton Duvet Cover Set

Current sale price is From £20

(Save up to £11)

Regular price was From £26

5 out of 5 stars

1 review

The Very Collection Daisy Print Duvet Set

The Very Collection

Daisy Print Duvet Set

From £12

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

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Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.