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Spode Christmas Tree 12-Piece Dinner Set

Christmas Tree 12-Piece Dinner Set

Current sale price is £90

(Save £36)

Regular price was £126

5 out of 5 stars

1 review

VTech VM819 2.8" High- Resolution Colour LCD Baby Monitor

VM819 2.8" High- Resolution Colour LCD Baby Monitor

Current sale price is £49.99

(Save £5)

Regular price was £54.99

3.6 out of 5 stars

17 reviews

Obaby Whitby Cot Bed

Whitby Cot Bed

Current sale price is £159.99

(Save £40)

Regular price was £199.99

4 out of 5 stars

15 reviews

Levi's Lockwood Practice Graphic Short Sleeve T-Shirt - White

Lockwood Practice Graphic Short Sleeve T-Shirt - White

Current sale price is £15.50

(Save £19.50)

Regular price was £35

2 out of 5 stars

1 review

Vans Womens Rowley Classic Trainers - White

Womens Rowley Classic Trainers - White

Current sale price is £31.50

(Save £38.50)

Regular price was £70

Vans Womens Old Skool Trainers - White

Womens Old Skool Trainers - White

Current sale price is £36

(Save £44)

Regular price was £80

3.5 out of 5 stars

2 reviews

Levi's Levis Relaxed Fit Back Graphic T-Shirt - White

Levis Relaxed Fit Back Graphic T-Shirt - White

Current sale price is £21

(Save £9)

Regular price was £30

Obaby Pocket Sprung Cot Bed Mattress 140x70cm

Pocket Sprung Cot Bed Mattress 140x70cm

Current sale price is £79.99

(Save £20)

Regular price was £99.99

5 out of 5 stars

13 reviews

Original Logo T-Shirt - White

£25

4.3 out of 5 stars

22 reviews

Levi's Levis Relaxed Fit Boombox Back Graphic T-Shirt - White

Levis Relaxed Fit Boombox Back Graphic T-Shirt - White

£30

Hackett Flannel Trim Long Sleeve Shirt - White

Flannel Trim Long Sleeve Shirt - White

Current sale price is £68.25

(Save £51.75)

Regular price was £120

Levi's Levis Relaxed Fit Back Sloth Graphic T-Shirt - White

Levis Relaxed Fit Back Sloth Graphic T-Shirt - White

£30

Vans Womens Old Skool Trainers - White

Womens Old Skool Trainers - White

Current sale price is £33.75

(Save £41.25)

Regular price was £75

Vans Women's Old Skool Trainers - White

Women's Old Skool Trainers - White

Current sale price is £35

(Save £35)

Regular price was £70

5 out of 5 stars

4 reviews

Levi's 2 Pack Short Sleeve T-Shirt- White

2 Pack Short Sleeve T-Shirt- White

£35

3.6 out of 5 stars

5 reviews

Levi's Levis Relaxed Fit Vegetable Back Graphic T-Shirt - White

Levis Relaxed Fit Vegetable Back Graphic T-Shirt - White

£30

Levi's Authentic Graphic Back Print Long Sleeve T-Shirt - White

Authentic Graphic Back Print Long Sleeve T-Shirt - White

Current sale price is £32

(Save £8)

Regular price was £40

5 out of 5 stars

1 review

Obaby Bantam Space Saver Cot Bed & Mattress

Bantam Space Saver Cot Bed & Mattress

£144.99

4.1 out of 5 stars

24 reviews

Vans Mens Left Chest Short Sleeve T-Shirt - White

Mens Left Chest Short Sleeve T-Shirt - White

£22

5 out of 5 stars

2 reviews

Vans Mens Shop Front Short Sleeve T-Shirt - White

Mens Shop Front Short Sleeve T-Shirt - White

£30

Vans Mens Style 76 Oversized Short Sleeve T-Shirt - White/Black

Mens Style 76 Oversized Short Sleeve T-Shirt - White/Black

Current sale price is £28

(Save £7)

Regular price was £35

Obaby Foam Cot Mattress 120x60cm

Foam Cot Mattress 120x60cm

£44.99

4.6 out of 5 stars

14 reviews

Housemark Logo Polo Shirt - White

£35

4.6 out of 5 stars

85 reviews

Spode Christmas Tree Serving Bowl

Christmas Tree Serving Bowl

Current sale price is £28

(Save £15)

Regular price was £43

5 out of 5 stars

1 review

Hackett Heritage Essential T-Shirt - White

Heritage Essential T-Shirt - White

Current sale price is £22

(Save £33)

Regular price was £55

Vans Unisex Knu Skool Trainers - White/Off White

Unisex Knu Skool Trainers - White/Off White

Current sale price is £32

(Save £48)

Regular price was £80

VTech BC8213 V-Hush Mini Soothing Sleep Trainer

BC8213 V-Hush Mini Soothing Sleep Trainer

£39.99

5 out of 5 stars

2 reviews

Obaby Maya 2 Piece Room Set - Nordic White

Maya 2 Piece Room Set - Nordic White

Current sale price is £459.99

(Save £110)

Regular price was £569.99

Levi's Relaxed Fit Back Graphic T-shirt - Red

Relaxed Fit Back Graphic T-shirt - Red

£30

Obaby Fibre Cot Bed Mattress 120x60cm

Fibre Cot Bed Mattress 120x60cm

£39.99

4.2 out of 5 stars

22 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.