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New Look Off White Moss Stitch Crew Neck Jumper

Off White Moss Stitch Crew Neck Jumper

Current sale price is £22.25

(Save £5.74)

Regular price was £27.99

4 out of 5 stars

3 reviews

Lights4Fun 40cm Snowflake Outdoor Christmas Light

40cm Snowflake Outdoor Christmas Light

£24.99

Lights4Fun Osby Star Window Light Bundle

Osby Star Window Light Bundle

£34.99

New Look White Oversized Hot Choc Print Fleece Hoodie

White Oversized Hot Choc Print Fleece Hoodie

Current sale price is £23.59

(Save £11.40)

Regular price was £34.99

New Look Off White Borg Sling Cross Body Bag

Off White Borg Sling Cross Body Bag

Current sale price is £11.05

(Save £8.95)

Regular price was £20

New Look Faux Fur Midi Coat - White

Faux Fur Midi Coat - White

Current sale price is £39.99

(Save £40)

Regular price was £79.99

5 out of 5 stars

1 review

One Call Sinai Ready Assembled 3 Door Bifold Wardrobe With Mirror

Available in white gloss, light grey gloss, dark grey gloss coloursAvailable in white gloss, light grey gloss, dark grey gloss coloursAvailable in white gloss, light grey gloss, dark grey gloss coloursAvailable in white gloss, light grey gloss, dark grey gloss coloursAvailable in white gloss, light grey gloss, dark grey gloss colours

Sinai Ready Assembled 3 Door Bifold Wardrobe With Mirror

£999

One Call Arvon Part Assembled 3 Door Bifold Wardrobe With Mirror

Arvon Part Assembled 3 Door Bifold Wardrobe With Mirror

£1099

Lights4Fun 6 Wax Votive Battery LED Candles

6 Wax Votive Battery LED Candles

£17

One Call Alderley Ready Assembled Bedroom Package- 3 Door Wardrobe, 5 Drawer Chest & 2 X Bedside Cabinets

Alderley Ready Assembled Bedroom Package- 3 Door Wardrobe, 5 Drawer Chest & 2 X Bedside Cabinets

Current sale price is £919

(Save £220)

Regular price was £1139

New Look White Broderie Anglaise V Neck Mini Dress

White Broderie Anglaise V Neck Mini Dress

Current sale price is £16.36

(Save £11.63)

Regular price was £27.99

3.5 out of 5 stars

4 reviews

New Look Faux Leather Contrast Heel Tab Trainers - White

Faux Leather Contrast Heel Tab Trainers - White

Current sale price is £12.33

(Save £10.66)

Regular price was £22.99

3 out of 5 stars

2 reviews

One Call Sinai Ready Assembled 3 Drawer Bedside Chest

Available in white gloss, light grey gloss, dark grey gloss coloursAvailable in white gloss, light grey gloss, dark grey gloss coloursAvailable in white gloss, light grey gloss, dark grey gloss coloursAvailable in white gloss, light grey gloss, dark grey gloss coloursAvailable in white gloss, light grey gloss, dark grey gloss colours

Sinai Ready Assembled 3 Drawer Bedside Chest

£249

New Look Off White Boucle Flatform Trainers

Off White Boucle Flatform Trainers

Current sale price is £19.55

(Save £16.44)

Regular price was £35.99

5 out of 5 stars

1 review

One Call Alderley 3 Door Part Assembled Wardrobe With Mirror

Alderley 3 Door Part Assembled Wardrobe With Mirror

Current sale price is £459

(Save £100)

Regular price was £559

Hackett Heritage Number T-Shirt - White

Heritage Number T-Shirt - White

Current sale price is £18.50

(Save £41.50)

Regular price was £60

One Call Alderley 4+4 Drawer Ready Assembled Chest

Alderley 4+4 Drawer Ready Assembled Chest

Current sale price is £379

(Save £90)

Regular price was £469

New Look Sequinned Organza Clutch Bag - White

Sequinned Organza Clutch Bag - White

Current sale price is £15.75

(Save £17.24)

Regular price was £32.99

3 out of 5 stars

1 review

One Call Sinai Ready Assembled 4 Drawer Double Chest

Available in white gloss, dark grey gloss, light grey gloss coloursAvailable in white gloss, dark grey gloss, light grey gloss coloursAvailable in white gloss, dark grey gloss, light grey gloss coloursAvailable in white gloss, dark grey gloss, light grey gloss coloursAvailable in white gloss, dark grey gloss, light grey gloss colours

Sinai Ready Assembled 4 Drawer Double Chest

£569

One Call Alderley Ready Assembled Bedroom Package - 2 Door Wardrobe, 5 Drawer Chest & 2 X Bedside Cabinets

Alderley Ready Assembled Bedroom Package - 2 Door Wardrobe, 5 Drawer Chest & 2 X Bedside Cabinets

Current sale price is £719

(Save £180)

Regular price was £899

New Look Embroidered Midi Skirt - White

Embroidered Midi Skirt - White

Current sale price is £14.75

(Save £35.24)

Regular price was £49.99

2.5 out of 5 stars

2 reviews

Hackett Garment Dye Oxford Shirt - Plain White

Garment Dye Oxford Shirt - Plain White

Current sale price is £44.20

(Save £55.80)

Regular price was £100

Lights4Fun 4 Ivory TruGlow Remote Control Short LED Taper Candles

4 Ivory TruGlow Remote Control Short LED Taper Candles

£25

Lights4Fun 4 TruGlow Ivory LED Votive Candles

4 TruGlow Ivory LED Votive Candles

£20

4 out of 5 stars

2 reviews

New Look White Stretch Jersey Ponte Fitted T-Shirt

White Stretch Jersey Ponte Fitted T-Shirt

£17.99

New Look Off White Faux Fur Gilet

Off White Faux Fur Gilet

Current sale price is £32.51

(Save £22.48)

Regular price was £54.99

New Look Boucle Bomber Jacket - Off white

Boucle Bomber Jacket - Off white

Current sale price is £30.18

(Save £17.81)

Regular price was £47.99

5 out of 5 stars

2 reviews

New Look Faux Leather Eyelet Strap Mary Jane Flats - Off White

Faux Leather Eyelet Strap Mary Jane Flats - Off White

Current sale price is £11.50

(Save £21.49)

Regular price was £32.99

5 out of 5 stars

2 reviews

One Call Alderley 2 Door Ready Assembled Wardrobe

Alderley 2 Door Ready Assembled Wardrobe

Current sale price is £249

(Save £60)

Regular price was £309

Lights4Fun 10 Warm White Reindeer Battery Christmas Fairy Lights

10 Warm White Reindeer Battery Christmas Fairy Lights

£12.99

2 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.