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Beldray Black 5l D Shape Bathroom Bin

Black 5l D Shape Bathroom Bin

Current sale price is £13

(Save £5)

Regular price was £18

Dimplex Black Tower Fan

Black Tower Fan

£84

4.5 out of 5 stars

11 reviews

Dimplex MCFSTV12E Micro Stove Fire

MCFSTV12E Micro Stove Fire

£120

4.5 out of 5 stars

13 reviews

Hyperion Selene Weighted Thermal Eyelet Curtains

Available in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal colours

Selene Weighted Thermal Eyelet Curtains

Current sale price is From £54

(Save up to £40)

Regular price was From £85

5 out of 5 stars

15 reviews

Skullcandy Method 360 ANC True Wireless Earbuds with Sound by Bose

Available in black, leopard coloursAvailable in black, leopard coloursAvailable in black, leopard coloursAvailable in black, leopard coloursAvailable in black, leopard colours

Method 360 ANC True Wireless Earbuds with Sound by Bose

Current sale price is From £69

(Save up to £30)

Regular price was From £99

4.2 out of 5 stars

1.7k reviews

Beldray 3 Tier Heated Airer - Black Trim

3 Tier Heated Airer - Black Trim

£150

Skullcandy Crusher ANC 2 Sensory Bass Headphones with Active Noise Cancelling

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Crusher ANC 2 Sensory Bass Headphones with Active Noise Cancelling

£199

4.6 out of 5 stars

120 reviews

Skullcandy Push ANC Active True Wireless Earbuds with Active Noise Cancelling

Push ANC Active True Wireless Earbuds with Active Noise Cancelling

Current sale price is £69

(Save £20)

Regular price was £89

4.5 out of 5 stars

52 reviews

Dyson Supersonic Origin Hair Dryer - Black and Nickel

Supersonic Origin Hair Dryer - Black and Nickel

£279.99

4.6 out of 5 stars

5.3k reviews

Skullcandy Push Play Active True Wireless Earbuds

Push Play Active True Wireless Earbuds

Current sale price is £39

(Save £10)

Regular price was £49

4.5 out of 5 stars

55 reviews

Skullcandy Hesh Evo Wireless Headphones

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Hesh Evo Wireless Headphones

Current sale price is From £59

(Save up to £10)

Regular price was From £69

4.6 out of 5 stars

248 reviews

MasterClass Cast Aluminium 2.5-Litre Casserole Dish

Cast Aluminium 2.5-Litre Casserole Dish

£45

5 out of 5 stars

3 reviews

Dimplex Club Optiflame Electric Stove Fire

Club Optiflame Electric Stove Fire

£300

4.2 out of 5 stars

19 reviews

Skullcandy Smokin Buds True Wireless Earbuds

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Smokin Buds True Wireless Earbuds

£29.99

4.1 out of 5 stars

146 reviews

Dimplex Bayport Optimyst Electric Stove Fire

Bayport Optimyst Electric Stove Fire

£530

4.3 out of 5 stars

32 reviews

Beldray Bamboo 4 Tier Airer

Bamboo 4 Tier Airer

Current sale price is £32

(Save £10)

Regular price was £42

4 out of 5 stars

3 reviews

Skullcandy Crusher Evo Sensory Bass Headphones with Personal Sound

Available in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white colours

Crusher Evo Sensory Bass Headphones with Personal Sound

£169

4.7 out of 5 stars

327 reviews

Skullcandy Hesh ANC Wireless Headphones with Active Noise Cancelling

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Hesh ANC Wireless Headphones with Active Noise Cancelling

£79

4.5 out of 5 stars

341 reviews

BabaBing! Luca Tumbled Vegan Leather Backpack - Black

Luca Tumbled Vegan Leather Backpack - Black

Current sale price is £63.99

(Save £16)

Regular price was £79.99

BabaBing! Mani Changing Bag / Backpack - Black

Mani Changing Bag / Backpack - Black

Current sale price is £47.99

(Save £12)

Regular price was £59.99

Skullcandy Cassette Wireless On-ear Headphones - Black

Cassette Wireless On-ear Headphones - Black

Current sale price is £29

(Save £10)

Regular price was £39

4.3 out of 5 stars

46 reviews

Skullcandy Crusher Over-Ear Wireless Headphones - True Black

Crusher Over-Ear Wireless Headphones - True Black

£119

4.2 out of 5 stars

11 reviews

BabaBing! Raffi 3 in 1 Travel System - Satin Black

Raffi 3 in 1 Travel System - Satin Black

Current sale price is £579.99

(Save £145)

Regular price was £724.99

BabaBing! Sorm Changing Bag - Black

Sorm Changing Bag - Black

Current sale price is £47.99

(Save £12)

Regular price was £59.99

Beldray Extendable Bamboo Ladder Airer

Extendable Bamboo Ladder Airer

Current sale price is £20

(Save £10)

Regular price was £30

2.5 out of 5 stars

2 reviews

AWE Junior 16+ Adult BMX Full Face Helmet Black

Junior 16+ Adult BMX Full Face Helmet Black

£55.99

4.7 out of 5 stars

6 reviews

Beldray Electric Airer W/wings Black

Electric Airer W/wings Black

Current sale price is £60

(Save £20)

Regular price was £80

BabaBing! Compact Stroller - Black

Compact Stroller - Black

Current sale price is £187.99

(Save £47)

Regular price was £234.99

Beldray 2 In 1 Hanging Overdoor Airer

2 In 1 Hanging Overdoor Airer

Current sale price is £10

(Save £5)

Regular price was £15

2 out of 5 stars

1 review

Skullcandy Dime Evo True Wireless Earbuds

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Dime Evo True Wireless Earbuds

£39

4.6 out of 5 stars

62 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.