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Spode Christmas Tree 12-Piece Dinner Set

Christmas Tree 12-Piece Dinner Set

Current sale price is £90

(Save £36)

Regular price was £126

5 out of 5 stars

1 review

MARC JACOBS The Dual Chain Wallet - Cloud White

The Dual Chain Wallet - Cloud White

Current sale price is £211.25

(Save £113.75)

Regular price was £325

VTech VM819 2.8" High- Resolution Colour LCD Baby Monitor

VM819 2.8" High- Resolution Colour LCD Baby Monitor

Current sale price is £49.99

(Save £5)

Regular price was £54.99

3.6 out of 5 stars

17 reviews

Tower T24041WHT Digital 800W Microwave - White & Chrome

T24041WHT Digital 800W Microwave - White & Chrome

£79

4.7 out of 5 stars

17 reviews

Be Modern Hansford Electric Fireplace Suite

Hansford Electric Fireplace Suite

£729

4.9 out of 5 stars

9 reviews

Be Modern Whitham Electric Fireplace Suite

Whitham Electric Fireplace Suite

£629

4.6 out of 5 stars

24 reviews

Tower 20L 800W Manual Microwave

20L 800W Manual Microwave

Current sale price is £58

(Save £11)

Regular price was £69

4.5 out of 5 stars

84 reviews

MARC JACOBS The Mini Crossbody Bag - Cotton White

The Mini Crossbody Bag - Cotton White

£225

Tower Rose Gold Electric Salt and Pepper Mill – White

Rose Gold Electric Salt and Pepper Mill – White

£22.99

4 out of 5 stars

41 reviews

Spode Christmas Tree Serving Bowl

Christmas Tree Serving Bowl

Current sale price is £28

(Save £15)

Regular price was £43

5 out of 5 stars

1 review

VTech BC8213 V-Hush Mini Soothing Sleep Trainer

BC8213 V-Hush Mini Soothing Sleep Trainer

£39.99

5 out of 5 stars

2 reviews

MARC JACOBS The Hobo Dual Bag - White

The Hobo Dual Bag - White

Current sale price is £297.50

(Save £127.50)

Regular price was £425

MARC JACOBS The Daisy Script Canvas Medium Tote - Beige

The Daisy Script Canvas Medium Tote - Beige

£275

MARC JACOBS The Small Satchelsea Boot Cristina - White

The Small Satchelsea Boot Cristina - White

£375

MARC JACOBS The Mini Dual Chain Bag - White

The Mini Dual Chain Bag - White

£425

Tower 50-Litre Rectangular Sensor Bin

50-Litre Rectangular Sensor Bin

£50

3.9 out of 5 stars

66 reviews

MARC JACOBS The Snapshot Cross-Body Bag - Cloud White/Multi

The Snapshot Cross-Body Bag - Cloud White/Multi

£355

1 out of 5 stars

2 reviews

MARC JACOBS The Lug Sole Sliders - White

The Lug Sole Sliders - White

Current sale price is £135

(Save £90)

Regular price was £225

Tower 50l Curved Sensor Bin

50l Curved Sensor Bin

Current sale price is £39

(Save £10)

Regular price was £49

1 out of 5 stars

1 review

Tower 50l Curved Sensor Bin

50l Curved Sensor Bin

Current sale price is £45

(Save £15)

Regular price was £60

MARC JACOBS The Sneaker - White

The Sneaker - White

£145

5 out of 5 stars

1 review

VTech BC8303 V-Hush Pro Soothing Sleep Trainer

BC8303 V-Hush Pro Soothing Sleep Trainer

Current sale price is £39.99

(Save £10)

Regular price was £49.99

5 out of 5 stars

1 review

Triton Danzi Duelec 10.5kW Electric Shower

Danzi Duelec 10.5kW Electric Shower

£289.99

3.3 out of 5 stars

4 reviews

MARC JACOBS The Pochette Handbag - White

The Pochette Handbag - White

£225

MARC JACOBS Is Joy Shirt - White

Is Joy Shirt - White

£195

Triton Danzi 9.5kW Electric Shower - White

Danzi 9.5kW Electric Shower - White

£175.99

5 out of 5 stars

2 reviews

MARC JACOBS The Snapshot - Cloud White/multi

The Snapshot - Cloud White/multi

£350

MARC JACOBS The Mini Dual Shoulder - White

The Mini Dual Shoulder - White

£425

MARC JACOBS Girls Lipstick Short Sleeve T-Shirt - White

Girls Lipstick Short Sleeve T-Shirt - White

From £45

MARC JACOBS The Snapshot Cross-Body Bag - Cotton White/Multi

The Snapshot Cross-Body Bag - Cotton White/Multi

£350

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.