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Zavetti Canada Cascella Boxy Lightweight Crop Jacket - Black

Cascella Boxy Lightweight Crop Jacket - Black

Current sale price is £38.25

(Save £36.75)

Regular price was £75

4.5 out of 5 stars

2 reviews

Tommy Hilfiger Popette Tote Bag - Pink

Popette Tote Bag - Pink

Current sale price is £38.25

(Save £51.75)

Regular price was £90

The Very Collection Waist Detail Double Breasted Coat - Red

The Very Collection

Waist Detail Double Breasted Coat - Red

£75

4.7 out of 5 stars

12 reviews

UGG Classic Micro Boots - Brown

Classic Micro Boots - Brown

£130

5 out of 5 stars

11 reviews

V by Very 2 Pack Confident Curve Legging - Black

2 Pack Confident Curve Legging - Black

£28

3.9 out of 5 stars

97 reviews

Barbour Quilted Crossbody Bag - Green

Quilted Crossbody Bag - Green

Current sale price is £30.39

(Save £24.61)

Regular price was £55

adidas Sportswear Junior Girls Tricot Tracksuit-black

adidas Sportswear

Junior Girls Tricot Tracksuit-black

Current sale price is From £28

(Save up to £8)

Regular price was From £35

5 out of 5 stars

1 review

Armani Exchange

Gold Box Logo T-Shirt - Black

Current sale price is £26

(Save £39)

Regular price was £65

Ted Baker Younger Girls Scallop Coat With Bag - Navy

Younger Girls Scallop Coat With Bag - Navy

Current sale price is From £28.26

(Save up to £40.46)

Regular price was From £67

4.7 out of 5 stars

3 reviews

The Very Collection Asymmetric Padded Coat - Mink

The Very Collection

Asymmetric Padded Coat - Mink

Current sale price is £37.40

(Save £42.60)

Regular price was £80

3.7 out of 5 stars

6 reviews

adidas Originals Womens Firebird Loose Tracksuit Pants - Black

adidas Originals

Womens Firebird Loose Tracksuit Pants - Black

Current sale price is £33.15

(Save £26.85)

Regular price was £60

4.6 out of 5 stars

554 reviews

The Very Collection Sequin Detail Bomber Jacket - Grey

The Very Collection

Sequin Detail Bomber Jacket - Grey

Current sale price is £23.38

(Save £31.62)

Regular price was £55

UGG Classic Micro Boots - Light Brown

Classic Micro Boots - Light Brown

£130

4.5 out of 5 stars

4 reviews

The Very Collection Diamond Print Wide Leg Jeans - Dark Wash

The Very Collection

Diamond Print Wide Leg Jeans - Dark Wash

Current sale price is £16

(Save £24)

Regular price was £40

River Island Mini Girls Faux Fur Coat With Bag - Pink

River Island Mini

Girls Faux Fur Coat With Bag - Pink

Current sale price is £24.23

(Save £27.77)

Regular price was £52

Michelle Keegan Faux Mongolian Coat - Brown

Michelle Keegan

Faux Mongolian Coat - Brown

Current sale price is £37.40

(Save £42.60)

Regular price was £80

2.3 out of 5 stars

3 reviews

Skechers Workwear Squad Slip Resistant Bungee Lace Slip-on Trainer - Black

Workwear Squad Slip Resistant Bungee Lace Slip-on Trainer - Black

Current sale price is £39.95

(Save £19.05)

Regular price was £59

4.4 out of 5 stars

138 reviews

The Very Collection Crew Neck Flower Sequin Cardigan - Grey

The Very Collection

Crew Neck Flower Sequin Cardigan - Grey

Current sale price is £15.30

(Save £24.70)

Regular price was £40

adidas Originals Unisex Campus 00S Trainers - Black/White

adidas Originals

Unisex Campus 00S Trainers - Black/White

Current sale price is £53.55

(Save £36.45)

Regular price was £90

4.9 out of 5 stars

28 reviews

The Very Collection Cotton Rich Cargo Joggers - Black

The Very Collection

Cotton Rich Cargo Joggers - Black

Current sale price is £15.30

(Save £12.70)

Regular price was £28

V by Very Longline Trench with Faux Leather Trims - Beige

Longline Trench with Faux Leather Trims - Beige

Current sale price is £26

(Save £39)

Regular price was £65

4.3 out of 5 stars

3 reviews

The Very Collection Waist Detail Padded Coat - Mink

The Very Collection

Waist Detail Padded Coat - Mink

Current sale price is £40.16

(Save £27.84)

Regular price was £68

4.1 out of 5 stars

7 reviews

Ted Baker Older Boys Waterproof Coat - Green

Older Boys Waterproof Coat - Green

Current sale price is From £23.38

(Save up to £34.50)

Regular price was From £55

5 out of 5 stars

1 review

The Very Collection Pocket Front Quarter Zip Jumper - Beige

The Very Collection

Pocket Front Quarter Zip Jumper - Beige

Current sale price is £19.76

(Save £14.24)

Regular price was £34

The Very Collection Padded Short Coat With Faux Fur Trim - Black

The Very Collection

Padded Short Coat With Faux Fur Trim - Black

Current sale price is £33.15

(Save £26.85)

Regular price was £60

2.9 out of 5 stars

8 reviews

Ted Baker Younger Girls Bubble Coat - Beige

Younger Girls Bubble Coat - Beige

Current sale price is From £33.15

(Save up to £28.36)

Regular price was From £60

4 out of 5 stars

3 reviews

The Very Collection Crew Neck Bow Back Cable Jumper - Pink

The Very Collection

Crew Neck Bow Back Cable Jumper - Pink

Current sale price is £12.96

(Save £22.04)

Regular price was £35

The Very Collection Heavyweight Relaxed Fit Joggers - Khaki

The Very Collection

Heavyweight Relaxed Fit Joggers - Khaki

Current sale price is £16.58

(Save £13.42)

Regular price was £30

5 out of 5 stars

1 review

V by Very Boys Baseball Hooded Jacket - Navy

Boys Baseball Hooded Jacket - Navy

Current sale price is From £8.08

(Save up to £17.80)

Regular price was From £22

5 out of 5 stars

1 review

The Very Collection Girls Collar Navy Jersey Flare Set - Blue

The Very Collection

Girls Collar Navy Jersey Flare Set - Blue

From £18

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.