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Xiaomi Redmi Note 14 Pro, 5G,8+256, Black

Redmi Note 14 Pro, 5G,8+256, Black

Current sale price is £269

(Save £30)

Regular price was £299

Roxy Womens Skiing Free Jet Block Jacket - Black

Womens Skiing Free Jet Block Jacket - Black

£195

Lascal Maxi+ - Black BuggyBoard Plus Grey Saddle

Maxi+ - Black BuggyBoard Plus Grey Saddle

£135

5 out of 5 stars

3 reviews

Roxy Womens Skiing Cozy Sound Knit Jumper - Black

Womens Skiing Cozy Sound Knit Jumper - Black

£90

Roxy Womens Skiing Diversion Technical Pants - Black

Womens Skiing Diversion Technical Pants - Black

£150

Roxy Womens Technical Ski Snow Winter Rebel Jacket - Black/Brown

Womens Technical Ski Snow Winter Rebel Jacket - Black/Brown

£195

Roxy Womens Skiing Blizzard Snood - Black

Womens Skiing Blizzard Snood - Black

£35

Roxy Womens Long Sleeve Zip Lycra Rashguard - Black

Womens Long Sleeve Zip Lycra Rashguard - Black

Current sale price is £30.60

(Save £14.40)

Regular price was £45

2 out of 5 stars

1 review

Casio Chronograph Stainless Steel Watch - Black

Chronograph Stainless Steel Watch - Black

£180

4.5 out of 5 stars

2 reviews

Kaffe Kakayla Jacket - Black

Kakayla Jacket - Black

£80

Kaffe Sakura Cropped Trousers - Black

Sakura Cropped Trousers - Black

£60

Xiaomi Redmi Note 14 5G - 6GB RAM, 128GB Storage, Black

Redmi Note 14 5G - 6GB RAM, 128GB Storage, Black

Current sale price is £209

(Save £30)

Regular price was £239

2 out of 5 stars

1 review

Roxy Womens Just Passing By Jumpsuit All-In-One - Black

Womens Just Passing By Jumpsuit All-In-One - Black

Current sale price is £24

(Save £36)

Regular price was £60

1 out of 5 stars

1 review

Roxy Womens Beach Classics One Piece Swimsuit - Black

Womens Beach Classics One Piece Swimsuit - Black

Current sale price is £25.50

(Save £34.50)

Regular price was £60

Kaffe Katrine Jumpsuit - Black

Katrine Jumpsuit - Black

£60

Kaffe Rutie Jumpsuit - Black

Rutie Jumpsuit - Black

£80

Kaffe Kabeathe Skirt - Black

Kabeathe Skirt - Black

£60

Xiaomi Redmi A5 4G - 3GB RAM, 64GB Storage, Black

Redmi A5 4G - 3GB RAM, 64GB Storage, Black

Current sale price is £69.99

(Save £10)

Regular price was £79.99

Casio Vintage A100Wefg-9Aef Unisex Watch

Vintage A100Wefg-9Aef Unisex Watch

Current sale price is £47

(Save £12)

Regular price was £59

1 out of 5 stars

1 review

Roxy Womens Skiing Sayna Half Zip Technical Fleece - Black

Womens Skiing Sayna Half Zip Technical Fleece - Black

£55

Kaffe Kaditte Blouse - Black

Kaditte Blouse - Black

£40

Rocket 3rd Avenue 3/4 Size Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Black

3rd Avenue 3/4 Size Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Black

£159.99

4 out of 5 stars

5 reviews

Kaffe Sakura Skirt - Black

Sakura Skirt - Black

£50

Roxy Womens Beach Classics Wrap Bra Triangle Separate Top Swimsuit - Black

Womens Beach Classics Wrap Bra Triangle Separate Top Swimsuit - Black

Current sale price is £13.39

(Save £21.61)

Regular price was £35

Roxy Junior Girls Skiing Alabama Fleece - Black

Junior Girls Skiing Alabama Fleece - Black

From £60

Kaffe Kasara Long Sleeve Dress - Black

Kasara Long Sleeve Dress - Black

£80

Kaffe Kajulia Coat - Black

Kajulia Coat - Black

£130

Roxy Womens Skiing Freshfield Gloves - Black

Womens Skiing Freshfield Gloves - Black

£45

Kaffe Olga Mesh Top - Black

Olga Mesh Top - Black

£45

Roxy Womens Coastline Ride Short Swim Coverup - Black

Womens Coastline Ride Short Swim Coverup - Black

Current sale price is £20.40

(Save £24.60)

Regular price was £45

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.