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Spode Christmas Tree 12-Piece Dinner Set

Christmas Tree 12-Piece Dinner Set

Current sale price is £90

(Save £36)

Regular price was £126

5 out of 5 stars

1 review

RING Floodlight Cam Wired Plus Smart Security Camera

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Floodlight Cam Wired Plus Smart Security Camera

Current sale price is £99.99

(Save £60)

Regular price was From £159

4.8 out of 5 stars

12 reviews

RING All-New Chime Pro - White

All-New Chime Pro - White

£49.99

3.9 out of 5 stars

15 reviews

The Very Collection Curve Pearl Trim Off Shoulder Jumper - White

The Very Collection Curve

Pearl Trim Off Shoulder Jumper - White

Current sale price is £17

(Save £15)

Regular price was £32

5 out of 5 stars

1 review

VTech VM819 2.8" High- Resolution Colour LCD Baby Monitor

VM819 2.8" High- Resolution Colour LCD Baby Monitor

Current sale price is £49.99

(Save £5)

Regular price was £54.99

3.6 out of 5 stars

17 reviews

The Inside Edit Fuji Stone / White Dining Table

The Inside Edit

Fuji Stone / White Dining Table

£599

VTech BC8303 V-Hush Pro Soothing Sleep Trainer

BC8303 V-Hush Pro Soothing Sleep Trainer

Current sale price is £39.99

(Save £10)

Regular price was £49.99

5 out of 5 stars

1 review

COACH Brynn Leather Sandal

Brynn Leather Sandal

Current sale price is £99.45

(Save £95.55)

Regular price was £195

5 out of 5 stars

1 review

DockATot Deluxe + Dock - Pristine White

Deluxe + Dock - Pristine White

£129.99

5 out of 5 stars

3 reviews

RING Alarm Home Security Bundle Including Indoor Camera

Alarm Home Security Bundle Including Indoor Camera

Current sale price is From £159.99

(Save up to £90)

Regular price was From £219.99

4.7 out of 5 stars

6 reviews

RING Pan-Tilt Indoor Smart Camera (UK) - White

Pan-Tilt Indoor Smart Camera (UK) - White

Current sale price is £39.99

(Save £30)

Regular price was £69.99

5 out of 5 stars

1 review

RING Pan-Tilt Indoor Smart Camera (UK) - 2 pack, White

Pan-Tilt Indoor Smart Camera (UK) - 2 pack, White

Current sale price is £76.99

(Save £62.99)

Regular price was £139.98

5 out of 5 stars

2 reviews

VTech VM3263 2.8 inch Digital Video Baby Monitor with Adjustable Camera and Night Light

VM3263 2.8 inch Digital Video Baby Monitor with Adjustable Camera and Night Light

£69.99

4.6 out of 5 stars

5 reviews

RING Spotlight Camera Pro Smart Security Camera - Battery

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Spotlight Camera Pro Smart Security Camera - Battery

Current sale price is £129.99

(Save £70)

Regular price was £199.99

4.6 out of 5 stars

5 reviews

VTech BC8213 V-Hush Mini Soothing Sleep Trainer

BC8213 V-Hush Mini Soothing Sleep Trainer

£39.99

5 out of 5 stars

2 reviews

COACH Lowline Sneakers - White

Lowline Sneakers - White

£125

5 out of 5 stars

1 review

COACH Soho Trainers - White

Soho Trainers - White

£150

RING Solar Panel (USB-C) Smart Solar Panel - Black

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Solar Panel (USB-C) Smart Solar Panel - Black

£49.99

5 out of 5 stars

5 reviews

RING All-New Chime - White

All-New Chime - White

£29.99

4.6 out of 5 stars

47 reviews

COACH Ladies Kitt White Ceramic Bracelet Watch

Ladies Kitt White Ceramic Bracelet Watch

£325

RING Alarm Contact Sensor (2nd Gen) - Smart Accessories - White

Alarm Contact Sensor (2nd Gen) - Smart Accessories - White

Current sale price is From £18.99

(Save up to £1)

Regular price was From £19.99

3.7 out of 5 stars

3 reviews

RING Indoor Cam Smart Camera

Indoor Cam Smart Camera

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.7 out of 5 stars

14 reviews

RING Indoor Camera (2nd Gen) Smart Camera - 2 Pack, White

Indoor Camera (2nd Gen) Smart Camera - 2 Pack, White

Current sale price is £69.99

(Save £10)

Regular price was £79.99

4.4 out of 5 stars

13 reviews

VTech LF1911HD High-Definition Motorised Pan & Tilt Camera

LF1911HD High-Definition Motorised Pan & Tilt Camera

Current sale price is £49.99

(Save £5)

Regular price was £54.99

3.5 out of 5 stars

2 reviews

RING Stick Up Cam Battery Smart Camera (EU) - White

Stick Up Cam Battery Smart Camera (EU) - White

Current sale price is £44.99

(Save £35)

Regular price was £79.99

5 out of 5 stars

2 reviews

VTech RM5755HD 5" Smart Wi-Fi 1080p Video Monitor

RM5755HD 5" Smart Wi-Fi 1080p Video Monitor

£119.99

3 out of 5 stars

4 reviews

VTech RM5766HD.5" Smart Wi-Fi 1080p Pan & Tilt Baby Monitor

RM5766HD.5" Smart Wi-Fi 1080p Pan & Tilt Baby Monitor

Current sale price is £139.99

(Save £10)

Regular price was £149.99

2 out of 5 stars

1 review

The Very Collection Curve Oversize Longline T-Shirt - White

The Very Collection Curve

Oversize Longline T-Shirt - White

£12

4 out of 5 stars

3 reviews

DockATot Grand Dock - Pristine White

Grand Dock - Pristine White

£204.99

RING Alarm Motion Detector (2nd Gen) Smart Accessories - White

Alarm Motion Detector (2nd Gen) Smart Accessories - White

From £29

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.