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Philips L'OR Barista Coffee Machine - White

L'OR Barista Coffee Machine - White

Current sale price is £59

(Save £50)

Regular price was £109

4.5 out of 5 stars

62 reviews

Craghoppers Womens Grange Half Zip Fleece - Ecru

Womens Grange Half Zip Fleece - Ecru

Current sale price is £36

(Save £14)

Regular price was £50

5 out of 5 stars

2 reviews

Nothing Phone 3a 8/128GB White

Phone 3a 8/128GB White

Current sale price is £289

(Save £40)

Regular price was £329

4 out of 5 stars

1 review

VTech VM819 2.8" High- Resolution Colour LCD Baby Monitor

VM819 2.8" High- Resolution Colour LCD Baby Monitor

£55

3.6 out of 5 stars

17 reviews

Philips Lumea 9900 Series IPL Hair Removal, SenseIQ & SkinAI Technology, 4 Attachments - Body, Face, Bikini, Underarms, Corded & Cordless, BRI951/01

Lumea 9900 Series IPL Hair Removal, SenseIQ & SkinAI Technology, 4 Attachments - Body, Face, Bikini, Underarms, Corded & Cordless, BRI951/01

£599.99

4.4 out of 5 stars

539 reviews

VTech RM5755HD 5" Smart Wi-Fi 1080p Video Monitor

RM5755HD 5" Smart Wi-Fi 1080p Video Monitor

£110

3 out of 5 stars

4 reviews

Philips Sonicare 5300 Series Electric Toothbrush, HX7108/01

Sonicare 5300 Series Electric Toothbrush, HX7108/01

Current sale price is £59.99

(Save £110)

Regular price was £169.99

4.7 out of 5 stars

57 reviews

Philips Sonicare 5300 Series Electric Toothbrush - Dual Pack, HX7109/01

Sonicare 5300 Series Electric Toothbrush - Dual Pack, HX7109/01

Current sale price is £109.99

(Save £170)

Regular price was £279.99

4.7 out of 5 stars

54 reviews

VTech VM7367HD 7' High-Definition Pan & Tilt Video Monitor

VM7367HD 7' High-Definition Pan & Tilt Video Monitor

Current sale price is £129.99

(Save £20)

Regular price was £149.99

VTech BC8213 V-Hush Mini Soothing Sleep Trainer

BC8213 V-Hush Mini Soothing Sleep Trainer

£40

5 out of 5 stars

2 reviews

Nothing Phone (3) 16+512GB Black

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Phone (3) 16+512GB Black

Current sale price is From £790

(Save up to £109)

Regular price was £899

1 out of 5 stars

1 review

Style Cheat Broderie Shorts - White

Broderie Shorts - White

Current sale price is £11.20

(Save £23.80)

Regular price was £35

5 out of 5 stars

1 review

VTech RM9761 Smart Wi-Fi 1080p Pan & Tilt Baby Camera

RM9761 Smart Wi-Fi 1080p Pan & Tilt Baby Camera

£50

5 out of 5 stars

2 reviews

Nothing Phone (3) 12+256GB Black

Phone (3) 12+256GB Black

Current sale price is £699

(Save £100)

Regular price was £799

5 out of 5 stars

2 reviews

Nothing Ear (open) White

Ear (open) White

Current sale price is £89

(Save £10.99)

Regular price was £99.99

1 out of 5 stars

1 review

Nothing Headphone (1) Black

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Headphone (1) Black

Current sale price is £249

(Save £50)

Regular price was £299

4 out of 5 stars

2 reviews

Craghoppers Womens Longlands Reversible Hooded Fleece Jacket - Ecru/warm Beige

Womens Longlands Reversible Hooded Fleece Jacket - Ecru/warm Beige

Current sale price is £55

(Save £25)

Regular price was £80

Philips Sonicare 5300 Series Electric Toothbrush (with Travel Case), HX7108/02

Sonicare 5300 Series Electric Toothbrush (with Travel Case), HX7108/02

Current sale price is £69.99

(Save £110)

Regular price was £179.99

4.8 out of 5 stars

53 reviews

Nothing Ear (3) Black

Available in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black coloursAvailable in white, black colours

Ear (3) Black

Current sale price is £149

(Save £30)

Regular price was £179

Philips 27M2C5501/00 27in QHD (2560x1440) 180Hz Fast VA Gaming Monitor - White

27M2C5501/00 27in QHD (2560x1440) 180Hz Fast VA Gaming Monitor - White

Current sale price is £169

(Save £20)

Regular price was £189

2 out of 5 stars

1 review

Philips Sonicare 5500 Series Electric Toothbrush, HX7110/01

Sonicare 5500 Series Electric Toothbrush, HX7110/01

Current sale price is £74.99

(Save £125)

Regular price was £199.99

4.6 out of 5 stars

213 reviews

Only Orchid Straight Button Front Coat - Beige

Orchid Straight Button Front Coat - Beige

£55

Philips Sonicare 7100 Series Electric Toothbrush - Dual Pack, HX7429/02

Sonicare 7100 Series Electric Toothbrush - Dual Pack, HX7429/02

£499.99

4.9 out of 5 stars

25 reviews

Style Cheat Mini Zoe Dress - White

Mini Zoe Dress - White

£26

Philips 241V8AW/00 23.8in FHD (1920x1080) 75Hz IPS Monitor - White

241V8AW/00 23.8in FHD (1920x1080) 75Hz IPS Monitor - White

£79

5 out of 5 stars

1 review

VTech RM7787HD 7" Over-The-Crib Wi-Fi 1080p Monitor

RM7787HD 7" Over-The-Crib Wi-Fi 1080p Monitor

£200

Craghoppers Womens National Trust Avens Jacket Fleece - Ecru

Womens National Trust Avens Jacket Fleece - Ecru

£49

4 out of 5 stars

1 review

Style Cheat Broderie V-neck Button Down Waistcoat - White

Broderie V-neck Button Down Waistcoat - White

£14.75

4 out of 5 stars

1 review

Craghoppers Womens Massey Overhead Fleece -Ecru

Womens Massey Overhead Fleece -Ecru

Current sale price is £32

(Save £13)

Regular price was £45

5 out of 5 stars

1 review

Craghoppers Womens National Trust Ribwor Overshirt Borg Fleece - Ecru

Womens National Trust Ribwor Overshirt Borg Fleece - Ecru

£55

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.