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Abercrombie & Fitch12

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adidas Originals297

adidas Sportswear325

adidas Terrex84

Alessandro Zavetti10

Alix the Label3

AMERICAN TOURISTER2

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B By Ted Baker13

Barbour International103

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Calvin Klein180

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EA7 Emporio Armani60

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Football Flick7

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Gallery Direct23

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HAIRY BIKERS WORLD3

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Jack & Jones100

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Kate Spade New York24

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Nescafe Dolce Gusto2

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Paradox London9

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Revolution Beauty London1

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Scottish Everlastings1

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The Inside Edit3

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The Very Collection Curve55

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UNDER ARMOUR290

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Weekend Offender34

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Zavetti Canada52

5 out of 5 stars

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1 out of 5 stars

Fleece Jackets1

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Panasonic DMC-FZ82D Camera Black + Sandisk 128GB SD Card + System Bag

DMC-FZ82D Camera Black + Sandisk 128GB SD Card + System Bag

£439

4 out of 5 stars

2 reviews

Dimplex MCFSTV12E Micro Stove Fire

MCFSTV12E Micro Stove Fire

£120

4.5 out of 5 stars

13 reviews

Dimplex Black Tower Fan

Black Tower Fan

£84

4.5 out of 5 stars

11 reviews

Dimplex Club Optiflame Electric Stove Fire

Club Optiflame Electric Stove Fire

£300

4.2 out of 5 stars

19 reviews

Roxy Womens Skiing Free Jet Block Jacket - Black

Womens Skiing Free Jet Block Jacket - Black

£195

Roxy Womens Long Sleeve Zip Lycra Rashguard - Black

Womens Long Sleeve Zip Lycra Rashguard - Black

Current sale price is £30.60

(Save £14.40)

Regular price was £45

2 out of 5 stars

1 review

Lascal Maxi+ - Black BuggyBoard Plus Grey Saddle

Maxi+ - Black BuggyBoard Plus Grey Saddle

£135

5 out of 5 stars

3 reviews

Roxy Womens Skiing Cozy Sound Knit Jumper - Black

Womens Skiing Cozy Sound Knit Jumper - Black

£90

Roxy Womens Skiing Diversion Technical Pants - Black

Womens Skiing Diversion Technical Pants - Black

£150

Dimplex Bayport Optimyst Electric Stove Fire

Bayport Optimyst Electric Stove Fire

£530

4.3 out of 5 stars

32 reviews

Roxy Womens Technical Ski Snow Winter Rebel Jacket - Black/Brown

Womens Technical Ski Snow Winter Rebel Jacket - Black/Brown

£195

Roxy Womens Skiing Blizzard Snood - Black

Womens Skiing Blizzard Snood - Black

£35

Fossil Grant Chronograph Stainless Steel Watch FS4832 - Black

Grant Chronograph Stainless Steel Watch FS4832 - Black

Current sale price is £143

(Save £36)

Regular price was £179

4.3 out of 5 stars

4 reviews

Roxy Womens Just Passing By Jumpsuit All-In-One - Black

Womens Just Passing By Jumpsuit All-In-One - Black

Current sale price is £24

(Save £36)

Regular price was £60

1 out of 5 stars

1 review

Roxy Womens Beach Classics One Piece Swimsuit - Black

Womens Beach Classics One Piece Swimsuit - Black

Current sale price is £25.50

(Save £34.50)

Regular price was £60

Stealth SX-C10 X Twin Rechargeable Battery Packs for XBOX - Black

SX-C10 X Twin Rechargeable Battery Packs for XBOX - Black

£19.99

5 out of 5 stars

8 reviews

Roxy Womens Skiing Sayna Half Zip Technical Fleece - Black

Womens Skiing Sayna Half Zip Technical Fleece - Black

£55

Styletech MK650 Multi-Mode Wireless Mouse & Keyboard - Black

MK650 Multi-Mode Wireless Mouse & Keyboard - Black

Current sale price is £24.99

Regular price was £25.99

5 out of 5 stars

1 review

Roxy Womens Coastline Ride Short Swim Coverup - Black

Womens Coastline Ride Short Swim Coverup - Black

Current sale price is £20.40

(Save £24.60)

Regular price was £45

Roxy Junior Girls Skiing Alabama Fleece - Black

Junior Girls Skiing Alabama Fleece - Black

From £60

Roxy Womens Beach Classics Wrap Bra Triangle Separate Top Swimsuit - Black

Womens Beach Classics Wrap Bra Triangle Separate Top Swimsuit - Black

Current sale price is £13.39

(Save £21.61)

Regular price was £35

Roxy Womens Skiing Freshfield Gloves - Black

Womens Skiing Freshfield Gloves - Black

£45

Roxy Womens Beach Classics Under-Wired Bra Bralette Separate Top Swimsuit - Black

Womens Beach Classics Under-Wired Bra Bralette Separate Top Swimsuit - Black

Current sale price is £12

(Save £23)

Regular price was £35

Lascal MAXI BuggyBoard

MAXI BuggyBoard

£90

4 out of 5 stars

2 reviews

Fossil Men's Core Multi-strand Black Leather Bracelet, JF03098001

Men's Core Multi-strand Black Leather Bracelet, JF03098001

Current sale price is £52

(Save £13)

Regular price was £65

2.4 out of 5 stars

22 reviews

Roxy Womens Beach Classics Moderate Basic Pant Separate Bottom Swimsuit - Black

Womens Beach Classics Moderate Basic Pant Separate Bottom Swimsuit - Black

Current sale price is £10

(Save £20)

Regular price was £30

Roxy Womens Active Boardshort - Black

Womens Active Boardshort - Black

Current sale price is £22.10

(Save £22.90)

Regular price was £45

Roxy Womens Skiing Tonic Beanie Hat - Black

Womens Skiing Tonic Beanie Hat - Black

£35

Roxy Womens Active Bralette Tank Separate Top Swimsuit - Black

Womens Active Bralette Tank Separate Top Swimsuit - Black

Current sale price is £15.30

(Save £24.70)

Regular price was £40

Roxy Girls Lavender Haze Girl Playsuit All-In-One - Black

Girls Lavender Haze Girl Playsuit All-In-One - Black

Current sale price is £19.25

(Save £15.75)

Regular price was £35

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.