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Dimplex Black Tower Fan

Black Tower Fan

£84

4.5 out of 5 stars

11 reviews

Dimplex MCFSTV12E Micro Stove Fire

MCFSTV12E Micro Stove Fire

£120

4.4 out of 5 stars

12 reviews

Speedo Womens Endurance+ Legsuit - Black

Womens Endurance+ Legsuit - Black

Current sale price is £33.50

(Save £8.50)

Regular price was £42

4 out of 5 stars

1 review

Trust GXT 491 Fayzo Dual Wireless Gaming Headset for PS4/5, Nintendo Switch, PC, Laptop, Smartphone

Available in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple coloursAvailable in black, white, purple colours

GXT 491 Fayzo Dual Wireless Gaming Headset for PS4/5, Nintendo Switch, PC, Laptop, Smartphone

From £37.99

4.2 out of 5 stars

26 reviews

Dimplex Club Optiflame Electric Stove Fire

Club Optiflame Electric Stove Fire

£300

4.2 out of 5 stars

19 reviews

Trust GXT 498 Forta Wired Gaming Headset for PS5

+1 colour

Available in black, white, blue, pink coloursAvailable in black, white, blue, pink coloursAvailable in black, white, blue, pink coloursAvailable in black, white, blue, pink coloursAvailable in black, white, blue, pink colours

GXT 498 Forta Wired Gaming Headset for PS5

Current sale price is From £27.99

(Save up to £12)

Regular price was £39.99

4.6 out of 5 stars

42 reviews

Lascal Maxi+ - Black BuggyBoard Plus Grey Saddle

Maxi+ - Black BuggyBoard Plus Grey Saddle

£135

5 out of 5 stars

3 reviews

Speedo Womens Hydrasuit - Black/white

Womens Hydrasuit - Black/white

Current sale price is £32

(Save £8)

Regular price was £40

4.5 out of 5 stars

6 reviews

Name It Girls Flared Trousers - Black

Girls Flared Trousers - Black

£20

5 out of 5 stars

3 reviews

Trust GXT838 Azor Light Up RGB Gaming Keyboard and Mouse Set for PC

GXT838 Azor Light Up RGB Gaming Keyboard and Mouse Set for PC

Current sale price is £24.99

(Save £5)

Regular price was £29.99

3.8 out of 5 stars

16 reviews

Dimplex Bayport Optimyst Electric Stove Fire

Bayport Optimyst Electric Stove Fire

£530

4.3 out of 5 stars

32 reviews

Trust GXT834 Callaz RGB Mechanical Tkl Keyboard

GXT834 Callaz RGB Mechanical Tkl Keyboard

£44.99

4.9 out of 5 stars

24 reviews

Speedo Endurance® + Medalist Swimsuit - Black

Endurance® + Medalist Swimsuit - Black

£30

4.1 out of 5 stars

17 reviews

Speedo Girls Endurance+ Medalist - Black

Girls Endurance+ Medalist - Black

£18

Trust GXT110 Felox RGB Light Up Wireless Gaming Mouse - Black

GXT110 Felox RGB Light Up Wireless Gaming Mouse - Black

£17.99

4.2 out of 5 stars

20 reviews

Speedo Womens Shaping Aquanite Swimsuit - Black

Womens Shaping Aquanite Swimsuit - Black

£47

4.6 out of 5 stars

5 reviews

Speedo Biofuse 2.0 Polarised Swimming Goggles - Black

Biofuse 2.0 Polarised Swimming Goggles - Black

Current sale price is £20

(Save £5)

Regular price was £25

5 out of 5 stars

2 reviews

Speedo Womens Plus Size Endurance+ Medalist - Black

Womens Plus Size Endurance+ Medalist - Black

£32

Trust GXT234 Yunix Compact USB RGB LED PC Microphone for Gaming, Streaming

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

GXT234 Yunix Compact USB RGB LED PC Microphone for Gaming, Streaming

£29.99

4.6 out of 5 stars

18 reviews

Speedo Womens Shaping Cross Knot 1 Piece - Black

Womens Shaping Cross Knot 1 Piece - Black

Current sale price is £28.25

(Save £16.75)

Regular price was £45

Speedo Womens Colourblock 20 - Arctic Glass

Womens Colourblock 20 - Arctic Glass

Current sale price is £20

(Save £15)

Regular price was £35

Trust GXT929 Helox Ultra-Lightweight Wireless RGB Black Gaming Mouse for PC, Laptop

GXT929 Helox Ultra-Lightweight Wireless RGB Black Gaming Mouse for PC, Laptop

£17.99

4.3 out of 5 stars

6 reviews

Speedo Unisex Adults Biofuse 2.0 Mirror Swimming Goggles - Black

Unisex Adults Biofuse 2.0 Mirror Swimming Goggles - Black

£32

5 out of 5 stars

1 review

Lascal MAXI BuggyBoard

MAXI BuggyBoard

£90

4 out of 5 stars

2 reviews

Name It Mini Girls Halloween Bat Dress With Wings - Black

Mini Girls Halloween Bat Dress With Wings - Black

Current sale price is £11.50

(Save £1.50)

Regular price was £13

Speedo Womens Plus Size Shaping Aquanite Swimsuit - Black

Womens Plus Size Shaping Aquanite Swimsuit - Black

Current sale price is From £29.25

(Save up to £18)

Regular price was From £47

2.5 out of 5 stars

2 reviews

Pyrex 3 Piece Pan Set

3 Piece Pan Set

Current sale price is £74

(Save £8)

Regular price was £82

Name It Girls Marble Padded Jacket - Black

Girls Marble Padded Jacket - Black

Current sale price is £12

(Save £16)

Regular price was £28

5 out of 5 stars

1 review

Lascal Mini BuggyBoard 3D / Red

Mini BuggyBoard 3D / Red

£60

2.7 out of 5 stars

3 reviews

Name It Mini Girls Long Sleeve Lurex Bow Dress - Black

Mini Girls Long Sleeve Lurex Bow Dress - Black

£22

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.