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Pay later with Very Pay

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Free returns

Shop the brands you love

Up to 50% off Sale!

Up to 50% off Sale!

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Gifts & Jewellery43

Home & Garden11

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Technology & Gaming2

Sterling Silver1

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Disney Classics – My First Jigsaw Book

Classics – My First Jigsaw Book

Current sale price is £9.99

(Save £3)

Regular price was £12.99

Disney Princess Roleplay Book - Snow White

Princess Roleplay Book - Snow White

Current sale price is £14.99

(Save £5)

Regular price was £19.99

4 out of 5 stars

2 reviews

Disney Princess Roleplay Book - Ariel

Princess Roleplay Book - Ariel

Current sale price is £14.99

(Save £5)

Regular price was £19.99

Disney Minnie Mouse Dog Harness

Minnie Mouse Dog Harness

Current sale price is £15

(Save £5)

Regular price was £20

Disney Princess Roleplay Books - Rapunzel Hairdresser Set

Princess Roleplay Books - Rapunzel Hairdresser Set

Current sale price is £14.99

(Save £5)

Regular price was £19.99

Disney Lilo & Stitch LED Digital Watch

Lilo & Stitch LED Digital Watch

Current sale price is £4.99

(Save £8)

Regular price was £12.99

4.4 out of 5 stars

7 reviews

Disney 7 Days of Bedtime Stories Book

7 Days of Bedtime Stories Book

Current sale price is £6.99

(Save £6)

Regular price was £12.99

Disney Minnie Mouse Locket - Silver

Minnie Mouse Locket - Silver

Current sale price is £24.99

(Save £10)

Regular price was £34.99

Disney Plated Stone Set Hoop Earrings - Silver

Plated Stone Set Hoop Earrings - Silver

Current sale price is £19.99

(Save £5)

Regular price was £24.99

Disney Minnie Mouse Pink Crystal Earrings

Minnie Mouse Pink Crystal Earrings

Current sale price is £11.99

(Save £3)

Regular price was £14.99

4.5 out of 5 stars

2 reviews

Disney Zootropolis Boys Sweatshirt - Multi

Zootropolis Boys Sweatshirt - Multi

Current sale price is From £9.50

(Save up to £7.25)

Regular price was From £16

5 out of 5 stars

2 reviews

Disney Time Teacher Watch - Multi

Time Teacher Watch - Multi

Current sale price is £14.99

(Save £5)

Regular price was £19.99

Disney Stitch Bluetooth Karaoke Light Speaker with Microphone

Stitch Bluetooth Karaoke Light Speaker with Microphone

Current sale price is £26.99

(Save £13)

Regular price was £39.99

5 out of 5 stars

1 review

Disney Stretch Bracelet - Multi

Stretch Bracelet - Multi

Current sale price is £11.99

(Save £3)

Regular price was £14.99

Disney Winnie The Pooh Explore Sgl Dvt 135x200cm + 50x75cm*1

Winnie The Pooh Explore Sgl Dvt 135x200cm + 50x75cm*1

Current sale price is £20

(Save £5)

Regular price was £25

Disney Winnie The Pooh Head Shaped Cushion 36X30Cm

Winnie The Pooh Head Shaped Cushion 36X30Cm

Current sale price is £10

(Save £4)

Regular price was £14

Disney Angel Charm Silver Beads Bracelet

Angel Charm Silver Beads Bracelet

Current sale price is £6.99

(Save £8)

Regular price was £14.99

Disney Mickey Mouse Toy

Mickey Mouse Toy

Current sale price is £8

(Save £2)

Regular price was £10

Disney Doorables Rapunzel Plush 25cm

Doorables Rapunzel Plush 25cm

Current sale price is £10.99

(Save £4)

Regular price was £14.99

5 out of 5 stars

1 review

Disney Minnie Mouse Dog Collar

Minnie Mouse Dog Collar

Current sale price is £8

(Save £2)

Regular price was £10

Disney Lilo & Stitch 10" Balance Bike

Lilo & Stitch 10" Balance Bike

Current sale price is £22.99

(Save £17)

Regular price was £39.99

3.8 out of 5 stars

4 reviews

Disney Minnie Mouse Lead

Minnie Mouse Lead

Current sale price is £11

(Save £2)

Regular price was £13

Disney Plated Necklace And Stud Earring Set - Silver

Plated Necklace And Stud Earring Set - Silver

Current sale price is £19.99

(Save £10)

Regular price was £29.99

Disney Stitch 5 Piece Pin Set

Stitch 5 Piece Pin Set

Current sale price is £9.50

(Save £2.50)

Regular price was £12

Disney Minnie Mouse Printed Time Teacher

Minnie Mouse Printed Time Teacher

Current sale price is £14.99

(Save £5)

Regular price was £19.99

Disney Pack 3 Earrings Kuromi - Multi

Pack 3 Earrings Kuromi - Multi

Current sale price is £5.99

(Save £7)

Regular price was £12.99

Disney Stitch Earrings and Necklace Set

Stitch Earrings and Necklace Set

Current sale price is £12.50

(Save £6.50)

Regular price was £19

Disney Stitch 1000-Piece Jigsaw Puzzle

Stitch 1000-Piece Jigsaw Puzzle

Current sale price is £7.99

(Save £2)

Regular price was £9.99

5 out of 5 stars

1 review

Disney 7 Days of Heroic Stories Book

7 Days of Heroic Stories Book

Current sale price is £9.99

(Save £3)

Regular price was £12.99

Disney Winnie The Pooh Bloom Hooded Blanket 70X132Cm

Winnie The Pooh Bloom Hooded Blanket 70X132Cm

Current sale price is £20

(Save £5)

Regular price was £25

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all console games, iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.