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Abercrombie & Fitch12

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adidas Originals301

adidas Sportswear312

adidas Terrex85

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Sharp 70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

Current sale price is £469

Regular price was £479

3.8 out of 5 stars

18 reviews

RING Battery Video Doorbell (3rd Gen) - Venetian Bronze

Battery Video Doorbell (3rd Gen) - Venetian Bronze

£99.99

4.7 out of 5 stars

21 reviews

JBL Flip 7 Portable Bluetooth Speaker, Water/dust-proof IP67, Auracast

+1 colour

Available in black, pink, blue, purple coloursAvailable in black, pink, blue, purple coloursAvailable in black, pink, blue, purple coloursAvailable in black, pink, blue, purple coloursAvailable in black, pink, blue, purple colours

Flip 7 Portable Bluetooth Speaker, Water/dust-proof IP67, Auracast

Current sale price is From £99

(Save up to £30)

Regular price was From £129

4.7 out of 5 stars

163 reviews

RING Floodlight Cam Wired Plus Smart Security Camera

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Floodlight Cam Wired Plus Smart Security Camera

£159.99

4.8 out of 5 stars

12 reviews

JBL PartyBox 120 Portable Party Speaker with Lights

PartyBox 120 Portable Party Speaker with Lights

Current sale price is £299

(Save £50)

Regular price was £349

4.8 out of 5 stars

162 reviews

Sharp 50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

Current sale price is £249

Regular price was £258

3.7 out of 5 stars

7 reviews

JBL Tune 770NC Wireless Bluetooth Noise-Cancelling Over Ear Headphones

Tune 770NC Wireless Bluetooth Noise-Cancelling Over Ear Headphones

Current sale price is From £49

(Save up to £70)

Regular price was From £119

4.2 out of 5 stars

151 reviews

JBL GO 4 Portable Bluetooth Speaker with battery, IP67 water & dust-proof and Auracast connect

+1 colour

Available in black, blue, white, one colour coloursAvailable in black, blue, white, one colour coloursAvailable in black, blue, white, one colour coloursAvailable in black, blue, white, one colour coloursAvailable in black, blue, white, one colour colours

GO 4 Portable Bluetooth Speaker with battery, IP67 water & dust-proof and Auracast connect

£39

4.7 out of 5 stars

417 reviews

JBL Tune520BT - Wireless On ear headphones - Pure bass Sound / 57hours battery / Comfort Fit /App Supported

Available in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue colours

Tune520BT - Wireless On ear headphones - Pure bass Sound / 57hours battery / Comfort Fit /App Supported

£29

4.4 out of 5 stars

158 reviews

Style Cheat Drape Sleeve Dress - Black

Drape Sleeve Dress - Black

Current sale price is £48.88

(Save £23.12)

Regular price was £72

3 out of 5 stars

1 review

Style Cheat Halter Slip Pearl Dress - Black

Halter Slip Pearl Dress - Black

Current sale price is £45.90

(Save £44.10)

Regular price was £90

JBL Charge 6 Portable Bluetooth Speaker with Powerbank, water/dust proof IP67, Auracast

Available in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink colours

Charge 6 Portable Bluetooth Speaker with Powerbank, water/dust proof IP67, Auracast

Current sale price is From £159

(Save up to £10)

Regular price was From £169

4.6 out of 5 stars

265 reviews

Sharp GK4245K 55" UltraHD 4K TIVO Smart TV with Freely - 55GK4245K

GK4245K 55" UltraHD 4K TIVO Smart TV with Freely - 55GK4245K

Current sale price is £265

(Save £32)

Regular price was £297

4.1 out of 5 stars

14 reviews

RING Video Doorbell Wired - Black

Video Doorbell Wired - Black

£49.99

3.8 out of 5 stars

13 reviews

JBL Xtreme 4, Large portable speaker with Bluetooth, built-in battery, IP68, charge out, Partyboost and strap

Available in black, blue, green coloursAvailable in black, blue, green coloursAvailable in black, blue, green coloursAvailable in black, blue, green coloursAvailable in black, blue, green colours

Xtreme 4, Large portable speaker with Bluetooth, built-in battery, IP68, charge out, Partyboost and strap

Current sale price is From £249

(Save up to £80)

Regular price was From £329

4.4 out of 5 stars

16 reviews

Style Cheat Mix Button Dress - Black

Mix Button Dress - Black

£65

5 out of 5 stars

2 reviews

Microsoft Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 512GB - 13in - Black

Surface Pro - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB RAM - 512GB - 13in - Black

Current sale price is £1099

(Save £150)

Regular price was £1249

RING Spotlight Camera Plus Smart Security Camera - Battery, White

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Spotlight Camera Plus Smart Security Camera - Battery, White

From £129.99

4.5 out of 5 stars

11 reviews

RING Amazon Echo Show 5 and Ring Video Doorbell (3rd Gen) Satin Nickel

Amazon Echo Show 5 and Ring Video Doorbell (3rd Gen) Satin Nickel

£189.98

4.2 out of 5 stars

5 reviews

Style Cheat Long Sleeve Blazer Dress - Black

Long Sleeve Blazer Dress - Black

£65

JBL Partybox Encore 2

Partybox Encore 2

£299

5 out of 5 stars

2 reviews

RING Spotlight Camera Pro Smart Security Camera - Battery

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Spotlight Camera Pro Smart Security Camera - Battery

Current sale price is £169.99

(Save £30)

Regular price was £199.99

4.6 out of 5 stars

5 reviews

Hyperion Selene Weighted Thermal Eyelet Curtains

Available in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal colours

Selene Weighted Thermal Eyelet Curtains

Current sale price is From £54

(Save up to £40)

Regular price was From £85

5 out of 5 stars

15 reviews

JBL Tune 670NC Wireless Bluetooth Noise-Cancelling Headphones

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Tune 670NC Wireless Bluetooth Noise-Cancelling Headphones

Current sale price is From £79

(Save up to £10)

Regular price was From £89

4.3 out of 5 stars

578 reviews

JBL Powerful 400W portable Party speaker with replacable 6-cell battery, wheels and telescopic handle.

Powerful 400W portable Party speaker with replacable 6-cell battery, wheels and telescopic handle.

£699

4.9 out of 5 stars

61 reviews

JBL TUNE BEAM 2 - True Wireless NC Earbuds

Available in black, white, teal coloursAvailable in black, white, teal coloursAvailable in black, white, teal coloursAvailable in black, white, teal coloursAvailable in black, white, teal colours

TUNE BEAM 2 - True Wireless NC Earbuds

£79

4.2 out of 5 stars

257 reviews

Style Cheat Rita Velvet Hotfix Mini Dress - Black

Rita Velvet Hotfix Mini Dress - Black

Current sale price is £44.20

(Save £20.80)

Regular price was £65

2 out of 5 stars

1 review

JBL Wave Flex 2 - True Wireless Earbuds

Wave Flex 2 - True Wireless Earbuds

£49

4.4 out of 5 stars

15 reviews

Microsoft 365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

365 Personal 12-Month Subscription for PC and Mac, Tablet and Smartphones

£84

4.2 out of 5 stars

27 reviews

JBL Live 770NC Noise Cancelling Over Ear Headphones

+1 colour

Available in black, blue, rose, white coloursAvailable in black, blue, rose, white coloursAvailable in black, blue, rose, white coloursAvailable in black, blue, rose, white coloursAvailable in black, blue, rose, white colours

Live 770NC Noise Cancelling Over Ear Headphones

Current sale price is From £112

(Save up to £47)

Regular price was From £159

4.4 out of 5 stars

214 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.