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Lights4Fun 40cm Snowflake Outdoor Christmas Light

40cm Snowflake Outdoor Christmas Light

£24.99

Dormeo Octasmart Hybrid Mattress - Medium/Firm

Octasmart Hybrid Mattress - Medium/Firm

From £519

4.6 out of 5 stars

461 reviews

Stanley Iceflow Bottle Flip Straw 2.0 0.47l

Iceflow Bottle Flip Straw 2.0 0.47l

£35

Dormeo Octasmart Deluxe Mattress

Octasmart Deluxe Mattress

From £469

4.4 out of 5 stars

256 reviews

Lights4Fun Osby Star Window Light Bundle

Osby Star Window Light Bundle

£34.99

VTech VM819 2.8" High- Resolution Colour LCD Baby Monitor

VM819 2.8" High- Resolution Colour LCD Baby Monitor

Current sale price is £49.99

(Save £5)

Regular price was £54.99

3.6 out of 5 stars

17 reviews

Dormeo Octaspring Levanto Memory Mattress

Octaspring Levanto Memory Mattress

From £999

5 out of 5 stars

1 review

Lights4Fun 50 Warm White Star Outdoor Micro Fairy Lights

50 Warm White Star Outdoor Micro Fairy Lights

£12.99

Lights4Fun 10 Warm White Reindeer Battery Christmas Fairy Lights

10 Warm White Reindeer Battery Christmas Fairy Lights

£12.99

2 out of 5 stars

3 reviews

Dormeo Memory Plus Rolled Mattress – Medium

Memory Plus Rolled Mattress – Medium

Current sale price is From £269

(Save up to £70)

Regular price was From £299

4.4 out of 5 stars

786 reviews

Lights4Fun 4 Ivory TruGlow Remote Control Short LED Taper Candles

4 Ivory TruGlow Remote Control Short LED Taper Candles

£25

Dormeo Octasmart Hybrid Plus Mattress - Medium

Octasmart Hybrid Plus Mattress - Medium

From £699

4.6 out of 5 stars

213 reviews

Dormeo Octasmart Essentials Hybrid Memory Mattress - Medium/Soft

Octasmart Essentials Hybrid Memory Mattress - Medium/Soft

From £259

4.3 out of 5 stars

210 reviews

Dormeo Memory Silver Plus Rolled Mattress – Medium

Memory Silver Plus Rolled Mattress – Medium

From £399

4.4 out of 5 stars

131 reviews

Dormeo Memory Deluxe Mattress

Memory Deluxe Mattress

From £419

4.5 out of 5 stars

282 reviews

Lights4Fun Christmas Tree Stake Lights

Christmas Tree Stake Lights

£12.99

The Inside Edit Fuji Stone / White Dining Table

The Inside Edit

Fuji Stone / White Dining Table

£599

Dormeo Aloe Vera Memory Deluxe Mattress

Aloe Vera Memory Deluxe Mattress

From £499

4.5 out of 5 stars

78 reviews

VTech RM5755HD 5" Smart Wi-Fi 1080p Video Monitor

RM5755HD 5" Smart Wi-Fi 1080p Video Monitor

£119.99

3 out of 5 stars

4 reviews

Dormeo Octasmart Hybrid Deluxe Mattress - Medium/Soft

Octasmart Hybrid Deluxe Mattress - Medium/Soft

From £799

4.4 out of 5 stars

135 reviews

Hackett Heritage Essential T-Shirt - White

Heritage Essential T-Shirt - White

Current sale price is £28

(Save £27)

Regular price was £55

Lights4Fun 6 Wax Votive Battery LED Candles

6 Wax Votive Battery LED Candles

£17

Dormeo Options Hybrid Rolled Mattress – Medium Firm

Options Hybrid Rolled Mattress – Medium Firm

From £299

4.1 out of 5 stars

437 reviews

Lights4Fun 8.4m Warm White Bauble Led Garland

8.4m Warm White Bauble Led Garland

£19.99

5 out of 5 stars

1 review

Hackett Heritage Number T-Shirt - White

Heritage Number T-Shirt - White

Current sale price is £18.50

(Save £41.50)

Regular price was £60

Dormeo Octasmart Hybrid Mattress and Pillow Bundle

Octasmart Hybrid Mattress and Pillow Bundle

From £569

VTech BC8213 V-Hush Mini Soothing Sleep Trainer

BC8213 V-Hush Mini Soothing Sleep Trainer

£39.99

5 out of 5 stars

2 reviews

VTech BC8303 V-Hush Pro Soothing Sleep Trainer

BC8303 V-Hush Pro Soothing Sleep Trainer

Current sale price is £39.99

(Save £10)

Regular price was £49.99

5 out of 5 stars

1 review

Dormeo S Plus Mattress - Medium/Soft

S Plus Mattress - Medium/Soft

From £399

4.5 out of 5 stars

987 reviews

Hackett Classic Shortsleeve Loungewear T-Shirt - White

Classic Shortsleeve Loungewear T-Shirt - White

Current sale price is £18

(Save £32)

Regular price was £50

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.